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Huggles 05-02-2024 10:22 AM

Quote:

Originally Posted by sarettah (Post 23259510)
So, I was making $440/month before taxes and my rent for a ghetto type apartment was $100/month.

https://kelowna.craigslist.org/apa/d...739040964.html

$1550 for a 300 sqft studio... making like $30 an hour, you'll take home about $1800 every 2 weeks... after phone ($100), gas (at least $200 a month to get to work, $10 a day commute), insurance($100 a month on a 1993 Acura Integra), internet ($50 a month)... you're looking at $2000 in overhead before food, entertainment, gym, savings... So that $1600 you have left over, probably like $400 for food, $50 gym, $150 for entertainment... so then you're down to $1000 a month extra for every other expense... real thin livin' in Canada even working full time at $30 an hour as a single person...

Now imagine minimum wage... you'll be renting a room for $900-$1000 a month and that will be 50% of your income right there... unless you share a room with a literal roommate that sleeps in the same room as you, but you can at least get a bed for $500 a month...

The Porn Nerd 05-02-2024 10:35 AM

In order to rent an apartment (legally through a broker) in New York City (any borough) you need to earn 4x the monthly rent. Average one bedroom is currently $5000 per month.

SO: you gotta make 240k a year before a landlord will even look at your application.

The only bag boys who can afford this are holding bags of drugs on the corner yo.

Huggles 05-02-2024 10:38 AM

Quote:

Originally Posted by The Porn Nerd (Post 23259588)
IAverage one bedroom is currently $5000 per month.

https://i.ibb.co/Z1rFhtY/fab.jpg

I'm moving here... we're gonna be neighbours!

sarettah 05-02-2024 11:30 AM

Quote:

Originally Posted by Huggles (Post 23259582)
https://kelowna.craigslist.org/apa/d...739040964.html

$1550 for a 300 sqft studio... making like $30 an hour, you'll take home about $1800 every 2 weeks... after phone ($100), gas (at least $200 a month to get to work, $10 a day commute), insurance($100 a month on a 1993 Acura Integra), internet ($50 a month)... you're looking at $2000 in overhead before food, entertainment, gym, savings... So that $1600 you have left over, probably like $400 for food, $50 gym, $150 for entertainment... so then you're down to $1000 a month extra for every other expense... real thin livin' in Canada even working full time at $30 an hour as a single person...

Now imagine minimum wage... you'll be renting a room for $900-$1000 a month and that will be 50% of your income right there... unless you share a room with a literal roommate that sleeps in the same room as you, but you can at least get a bed for $500 a month...

You can ignore the gym expense as the Apartment complex has a gym. It also sounds like it has plenty of amenities so you can cut your entertainment expenses by quite a lot. It has high speed internet available in the common area so if you are close enough to the router you have free internet. Your food budget can be cut by a lot if you use the community gardens and make your food from scratch. $400 is a pretty high budget for a single person for food. Your phone cost is high, there are plans available in the area for as low as $21/month.

https://www.whistleout.ca/CellPhones...lumbia/Kelowna



Quote:

Cambridge House Amenities:

- 9,600 sq. ft. of outdoor common area featuring central landscaped courtyard with lounging area, BBQ area, garden, relaxing and socializing areas
- 4,700 sqft of indoor social lounge with a grande fireplace, sofas, chairs, TV, foosball tables, ping pong tables and gym
- Community gardens
- Bicycle lockers
- High speed internet and TV in common area
- Multiple security cameras
- Blockwatch

At almost 15,000 sqft enjoy all that it has to offer at your doorstep, go to the gym, have a bbq, relax in the common area or study in the landscaped courtyard. Make use of your green thumb and grow something in the community garden or just hang out after a long day in the social lounge by the fireplace, watch some TV, play foosball and table tennis.
That's sounds like a pretty nice apartment complex, but that rent might be too high for budget. Still you have money left over which is way more than some people can say.

You can also find much bigger, much cheaper apartments in the area:

How about this one:

https://kelowna.craigslist.org/apa/d...737099387.html

$800 for a 2 bedroom, 2 bathroom apartment just minutes away from downtown West Kelowna.

Or this:

https://kelowna.craigslist.org/apa/d...724915497.html

Fully furnished 2 br apartment in Kelowna for $1000/month.

Those took me seconds to find and are both within the budget for a salary of 60,000/year, which is what you are talking about.

Oh my god, you have to live within a budget? How fucking horrible is that?

Minimum wage (at least here in the U.S. was never meant to support a person fully. It was created predominantly for 16 year olds, with no experience, in their first job. Grocery clerks, bagboys, fast food counter people were never meant as career jobs.

If you have a year or more of work experience, and you are still only making minimum wage, you are doing something wrong.

LetterTwenty7 05-02-2024 11:47 AM

I don't know, but the good news is that the 80s will return in 56 years. :pimp

Retiree 05-02-2024 01:24 PM

I would definitely rather live in the 70s in the US than in 2020s. :1orglaugh

pornmasta 05-02-2024 01:43 PM

Quote:

Originally Posted by leming (Post 23259289)
Even too much, sometimes :upsidedow

https://cdni.shavedpics.com/460/1/24...8_011_6572.jpg

:xmas-smil30:smilie_we:hitit

Huggles 05-02-2024 02:09 PM

Quote:

Originally Posted by sarettah (Post 23259610)
posted stuff!

The second one you posted is by the room:

Bedroom 1 (master bedroom, ensuite bathroom) - $1100
Bedroom 2 (has own bathroom) - $1000

The first one you posted has a gmail account in the ad... big red flag for a scam:
email us: kkate0996atgmail.com for more response.
$800 a month for a 2 bedroom is going to get tons of desperate people and they will reply back with a request for a "fee" or a "send a deposit right away to secure it!" and you can guess what happens... in Canada, we have massive, massive amounts of scams and scammers here. Tons of ads you see are scams.

Trust me... I've been looking for places to live, and I'm seriously living in a leaky-roof, mice-filled shack for $900 a month because there is nooooooothing good for cheap anywhere from Vernon to Penticton...

https://i.ibb.co/LPX26rL/shack.jpg

I'm happy to have this place for $900 a month all included! There is seriously nothing decent for under $1500 that isn't a seasonal rental where you have to scramble for housing every 6 months.

sarettah 05-02-2024 03:08 PM

Quote:

Originally Posted by Huggles (Post 23259655)
The second one you posted is by the room:

Bedroom 1 (master bedroom, ensuite bathroom) - $1100
Bedroom 2 (has own bathroom) - $1000

i missed that, apologies.

VikingMan 05-03-2024 06:41 AM

Had a semi automatic 22 when I was 5 yrs old. Rode motorcycles for miles and my parents had no idea where I was. Yes all this at 5 and 6 years old. Now boys have been turned into twinks.

sarettah 05-03-2024 06:54 AM

Fiddy Fucking Decades

Grapesoda 05-03-2024 06:56 AM

Quote:

Originally Posted by TheLegacy (Post 23259518)
Perhaps I forgot to mention that my experience was from a Canadian point of view living in a medium sized city so things may have been much different where you iived. Yet for me I still stand by my assessment since it happened in my region.

When I was a kid minumem wage was a buck 45 if I remember. I've had a job since I was 12

escorpio 05-03-2024 08:58 AM

The 70's were fucking awesome.

Huggles 05-03-2024 05:24 PM

Quote:

Originally Posted by escorpio (Post 23259870)
The 70's were fucking awesome.

The 90's and the 00's were basically heaven on Earth:

-girls sooooooo friendly all you had to do was go to a CD store like HMV and girls would walk up and talk to you

-could go to clubs and meet hot chicks who actually would mob you in groups

-$2 beers, $10 buckets of 6 coronas in the 00's

-random strangers could hand you pills or coke and you could pop them back and do any line and nobody died or OD'ed ( okay idiots who popped 6 caps of e at once did OD )

-job right out of school in the 00's could pay for your rent, new mustang, money for latest computer parts, trips to mexico every winter, and still money left over for dates, clothes, and road trips in summer

-nobody gave a FUCK about politics!

Look Chang 05-03-2024 09:22 PM

70's hairy porn . . . :stoned

https://content.wafflegirl.com/galle...45_54782c9.jpg

https://thumb-p3.xhcdn.com/a/erw69rY...0/683_1000.jpg

pornmasta 05-04-2024 02:42 AM

Who noticed that patchouli (very popular in the 70s) has 2 kind of smells?

One is more pleasant than the other

AmeliaG 05-06-2024 02:07 PM

Quote:

Originally Posted by TheLegacy (Post 23259373)
I may get in trouble for saying this but things changed during the 80's when homes along with cost of living went up and no longer was there a single source of income - now the wife had to work. Having a 2 income family not only broke apart families but now kids after school were not monitored by a parent so they could do anything they wanted such as taking their gf or bf home and having sex. Birth rates went up - kids had nothing to do with their time so they got into trouble because parents weren't around.

Women's rights were now pushing for more equality and ability to look after themselves without someone else. In short - the family unit was being torn apart during that time.


Yeah, in the 70's married women got the right to get a mortgage without their husband's permission and that clearly ended the family unit. /sarcasm

To some extent, as politics makes strange bedfellows, I think some people pushing for women's rights just hated the family unit, but that doesn't mean it is better if the only option is barefoot and pregnant in the kitchen and under a man's rule.

From an economic standpoint, the 70's were when credit cards first started being popularized, which added massive amounts of currency to the economy. Which, ya know, causes inflation.

Lot of great music that decade and I enjoyed being allowed to play outside.

AmeliaG 05-06-2024 02:11 PM

Quote:

Originally Posted by Look Chang (Post 23259415)
Hippy girl in the 70s, I'm nostalgic of this period . . . :stoned

https://th.bing.com/th/id/OIP.q8Wjky...pid=ImgDetMain

That pic looks great, but it looks 90's to me. What makes it seem like it could be 70s?

AmeliaG 05-06-2024 02:22 PM

Quote:

Originally Posted by sarettah (Post 23259512)
Hey Jesse,

The VA program did not exclude. It was the bankers and the developers that excluded. For example, in the town I grew up in you could not buy a house unless you were white Christians. That was the rules Levitt set in 1949 or 1950 for buyers of the homes. In reality, by 1960 there were Protestants, Catholics and Jews living in Levittown, mainly because you can't tell a Jew from a Christian by just looking.

https://en.wikipedia.org/wiki/Levittown,_New_York




The houses he built originally sold for around $8,000. But with the GI bill and such you could get into one for about $400 (5%).


From what you just posted there, it was not the bankers and developers as much as it was the government. If a developer had an acknowledged "mixed" community, home buyers could not get an FHA loan and FHA loans are all regulation BS because there is no risk to the bank, so the bank does not care who the loan is for. FHA being an obstacle means the problem was at the Federal level, just like a lot of modern mortgage discrimination with things like Operation Choke Point or even it simply being harder for the self-employed to buy a home than for people with W2 jobs.

AmeliaG 05-06-2024 02:24 PM

Quote:

Originally Posted by JesseQuinn (Post 23259531)
thanks for clarifying my miswording, and yeah, 100% correct what you stated above

as a canuck I only know about this cuz it was part of a high school project I did on housing discrimination in North America. was trying to not get too political here by stating that Black vets were in large part locked out of it. even though it's historical fact and shouldn't be 'political'. these days though?

but yeah, the VA was def not to blame *tips cap


Not the VA program, the impact of the FHA program on potential recipients of VA loans. Still a bad governance problem.

blackmonsters 05-06-2024 03:51 PM

Quote:

Originally Posted by Look Chang (Post 23260025)

:jerkoff
:jerkoff:jerkoff
:jerkoff:jerkoff:jerkoff
:jerkoff:jerkoff:jerkoff:jerkoff
:jerkoff
:jerkoff
:jerkoff
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:jerkoff

Look Chang 05-07-2024 10:00 PM

Quote:

Originally Posted by AmeliaG (Post 23260808)
That pic looks great, but it looks 90's to me. What makes it seem like it could be 70s?

The pic is really from the 70's when hippy look was at its top probably due to the big success of 1969' woodstock festival.


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