How long can you go without income? - GoFuckYourself.com

Libertine · 05-25-2003, 02:10 PM

I often hear stories about webmasters or models who lost their income because of sickness, hackers, fraud, whatever, and suddenly lose their income for at least a while. Some ask for the help of others, some quit porn and take a day job, etc. Seemingly, many webmasters do not save enough money to take care of themselves for an extended period of time without income.

Now, what I'm curious about is what the GFY public thinks about this subject. Do you save enough to make sure you have enough even when times get rough, or are you more concerned with living the good life while you can?

Personally, I try to keep a buffer for about 6-12 months without any additional income, just to be on the safe side. So what buffer do you guys keep - how long can you go without any income at all?

[Labret] · 05-25-2003, 02:14 PM

I figure I have a 5 year buffer saved up.

10 year if I sell my house.

Gary · 05-25-2003, 02:15 PM

3 days, 4 days if i sell my house. i like to shop

Trax · 05-25-2003, 02:16 PM

hehe
indeed

markell · 05-25-2003, 02:17 PM

i have no income, and ive lasted for a year and a half without the income from sites, and i didnt really have that much saved up, i just sold hella shit =/

Niki · 05-25-2003, 02:17 PM

for 6 months (I've tried it already;)

Gutterboy · 05-25-2003, 02:21 PM

My first goal as a webmaster was to get a years worth of income socked away in savings. Now I've probably got 3-4.. more if I sold some of my collectibles (wine, rare books) etc.

theking · 05-25-2003, 02:21 PM

I need not worry about finances the remainder of my life...but I do have other concerns.

Jer · 05-25-2003, 02:25 PM

10 months

Jakke PNG · 05-25-2003, 02:27 PM

Maybe an year, 6-7 years if I sell my appartement and change my way of life

stocktrader23 · 05-25-2003, 02:34 PM

Quote:

Originally posted by punkworld
I often hear stories about webmasters or models who lost their income because of sickness, hackers, fraud, whatever, and suddenly lose their income for at least a while. Some ask for the help of others, some quit porn and take a day job, etc. Seemingly, many webmasters do not save enough money to take care of themselves for an extended period of time without income.

Now, what I'm curious about is what the GFY public thinks about this subject. Do you save enough to make sure you have enough even when times get rough, or are you more concerned with living the good life while you can?

Personally, I try to keep a buffer for about 6-12 months without any additional income, just to be on the safe side. So what buffer do you guys keep - how long can you go without any income at all?

Not very long at all. I haven't worked in 5 years at a normal job and I've always managed. I've learned many things over the years that I can always do if something comes up. Now if I got sick and was unable to work I have great friends and family that I can depend on 100%.

gothweb · 05-25-2003, 02:38 PM

I had enough to last for about four months. I know this because I was screwed-over and had to test how long I could survive without my main source of income, my sites.

Right now, I could last about a month. It takes a while to save up, especially if you are basically self employed.

klik · 05-25-2003, 03:00 PM

Quote:

Originally posted by gothweb

Right now, I could last about a month. It takes a while to save up, especially if you are basically self employed.

I've been stuck at this point for a good while now...

funkmaster · 05-25-2003, 03:03 PM

... if I´d quit today I could still be eating lunch at the ritz every fucking day untill the end of 2179 ...

dimonka · 05-25-2003, 03:12 PM

Eeee... NULL

Income must be constant to keep men morally up and confident... But shit happens.

Lykos · 05-25-2003, 03:15 PM

Well couse i live in Yugoslavia....and everything is cheap except girls

.....
i need 400$ for appartman..500$ for other utilities including telephone bill....and about 300$ for food...and about 1000$ for going to night clubs...and about 300$ for gas for car...well let's say next 10 months withou income i can live perfect

[Labret] · 05-25-2003, 03:16 PM

Quote:

Originally posted by Lykos
Well couse i live in Yugoslavia....and everything is cheap except appartman.....
i need 400$ for appartman..500$ for other utilities including telephone bill....and about 300$ for food...and about 1000$ for going to night clubs...and about 300$ for gas for car...well let's say next 10 months withou income i can live perfect

Your utilities cost more than your rent?

Lykos · 05-25-2003, 03:21 PM

Quote:

Originally posted by [Labret]

Your utilities cost more than your rent?

Yes including telephone bill,and i am on dial-up connection so my phone is always on-line and that's why i pay telephone bill about 300$ monthly...and also we have most expencive electricity on world

it costs more then in usa...8 cents per 1 kb of electric power

But it is ok for me

Jer · 05-25-2003, 03:56 PM

Quote:

Originally posted by Lykos

Yes including telephone bill,and i am on dial-up connection so my phone is always on-line and that's why i pay telephone bill about 300$ monthly...and also we have most expencive electricity on worldit costs more then in usa...8 cents per 1 kb of electric power
But it is ok for me

Before ADSL (256kbps) I was burning money with my phone bill.

Now that I will move to another state I hope the internet access they have at the building is good (because its cheap - $20). About 10-12 days ago they were there installing the cables and stuff, but it seens like the cable that goes to my appartment is still unplugged.

CC · 05-25-2003, 04:16 PM

Based on the current balance in my emergency fund, I would be fine for about 2 years (probably more like 5 years if I was more frugal).

FreeOnes · 05-25-2003, 04:20 PM

9 months and 13 days (only when the month February is included)

quiet · 05-25-2003, 04:23 PM

around 45 years.

eroswebmaster · 05-25-2003, 04:51 PM

Quote:

Originally posted by Gary
3 days, 4 days if i sell my house. i like to shop

LOL man you hardly ever get up off the couch anymore to post but when you do you have me falling off of it.

kongen · 05-25-2003, 06:10 PM

I live in a social democracy, sow I don't need to worry about this. The state will take care of my financial problems if I lose my income.

benthompson · 05-25-2003, 06:14 PM

a few hours..

sacX · 05-25-2003, 06:27 PM

If i stopped now would have enough for 20 years.. Plan to live about another 50 though

Manny The Freak · 05-25-2003, 06:33 PM

As long as it takes. Been without it for 6 months, but it is recently working out. Finally on the right track when people said I would not last for more than a week. Vancouver had a chance to employ a hard working individual like me but......thier loss. I have been able to generate income to last me 10 years.

Peter Romero · 05-25-2003, 06:39 PM

I do porn for a living - I cannot stand to be unemployed - I get too horny.

Pappa · 05-25-2003, 06:43 PM

Quote:

Originally posted by kongen
I live in a social democracy, sow I don't need to worry about this. The state will take care of my financial problems if I lose my income.

Gotta love living in Norway

Dveron · 05-25-2003, 07:20 PM

I've worked this out a few times and based on my current living costs I have about a 15 year buffer

TheFLY · 05-25-2003, 07:38 PM

Quote:

Originally posted by Jer

Before ADSL (256kbps) I was burning money with my phone bill.

Now that I will move to another state I hope the internet access they have at the building is good (because its cheap - $20). About 10-12 days ago they were there installing the cables and stuff, but it seens like the cable that goes to my appartment is still unplugged.

Where are you moving?

Jer · 05-25-2003, 07:47 PM

Quote:

Originally posted by TheFLY

Where are you moving?

To Fortaleza, CE, Brazil. My marriage is June 20th

greentea · 05-25-2003, 07:53 PM

i have gone a year + with no income in my past, now its about 3 months or so i can go without any income.

xdcdave · 05-25-2003, 07:56 PM

about 2 years living the same miser lifestyle I do today.. (I drive a Cavalier for god sakes)

EscortBiz · 05-25-2003, 07:58 PM

Quote:

Originally posted by greentea
i have gone a year + with no income in my past, now its about 3 months or so i can go without any income.

the cost of living in NY

KRL · 05-25-2003, 08:08 PM

Its all relative to your lifestyle.

greentea · 05-25-2003, 08:10 PM

Quote:

Originally posted by EscortBiz

the cost of living in NY

Yep you said it EB! thats half the truth.

get a parking ticket in ny lately? shite!

Pappa · 05-25-2003, 08:17 PM

I have $0,45 in my Pay Pal account that I'm saving for a rainy day.

Civic3D · 05-26-2003, 04:59 AM

2 month

Donnie Gangsta · 05-26-2003, 05:44 AM

that depends.. i mean i can go buy $800 gucci shirts and stuff like i do now and last not very long.. or i could upon loss of income stop spending so much and last forever...

i think most webmasters are ballers, though.. and just spend a lot and don't think about saving.

lickmymonster · 05-26-2003, 06:02 AM

Lickmymonster

live from Texas

AdultNex · 05-26-2003, 07:10 AM

Quote:

Originally posted by quiet
around 45 years.

Bastard.

mrbling · 05-26-2003, 07:28 AM

Around 40 years.

While all the kids be living paycheck to paycheck

I make my money by the years, "Oh this month I made enough money to last me another year"

how to for whales

PR_Phil · 05-26-2003, 07:32 AM

I got about a month before I'd have to hitchhike to my parents and sleep in their outhouse!

Kapitan Ivanov · 05-26-2003, 07:33 AM

Quote:

Originally posted by mrbling
Around 40 years.

While all the kids be living paycheck to paycheck

I make my money by the years, "Oh this month I made enough money to last me another year"

how to for whales

I hear ya. but in my case it's only if I would be alone. supporting 1 girlfriend takes approx 60% of all income

PowerCum · 05-26-2003, 08:34 AM

I have never been without job offers for less than 10 days. I currently refuse them all because of my studies and still more job offers coming to my house. Sometimes companies call me at phone to talk about new job they offer me...
So I will always have enought money to live unless I break my hed or amputate it at all.

I thing it's good to be me and have my knowledge and my experience

Ironhorse · 05-26-2003, 09:28 AM

Well I've had some personal and financial setbacks in the last year or so including separating my wife of 13 years and my dad dying which put in a deep deppression for 2 months, now my reserves are all tapped out and I'm actually in the negatives but I've got a few projects lined up and I'm confident I'll return to profitability quickly with hard work and dedication.

05-26-2003, 10:02 AM

I am a RN so helps to have second job..

05-26-2003, 10:11 AM

Most people have other income unless they do well in this buisness

05-26-2003, 10:12 AM

49...

05-25-2003, 02:10 PM	#1
Libertine sex dwarf Join Date: May 2002 Posts: 17,860	How long can you go without income? I often hear stories about webmasters or models who lost their income because of sickness, hackers, fraud, whatever, and suddenly lose their income for at least a while. Some ask for the help of others, some quit porn and take a day job, etc. Seemingly, many webmasters do not save enough money to take care of themselves for an extended period of time without income. Now, what I'm curious about is what the GFY public thinks about this subject. Do you save enough to make sure you have enough even when times get rough, or are you more concerned with living the good life while you can? Personally, I try to keep a buffer for about 6-12 months without any additional income, just to be on the safe side. So what buffer do you guys keep - how long can you go without any income at all? __________________ /(bb\|[^b]{2})/

05-25-2003, 02:15 PM	#3
Gary Confirmed User Join Date: Aug 2001 Location: Kimmykims couch Posts: 6,110	3 days, 4 days if i sell my house. i like to shop __________________ Up to 35$ per join...!

05-25-2003, 02:17 PM	#5
markell Confirmed User Join Date: Nov 2002 Location: Las Vegas & Los Angeles Posts: 1,190	i have no income, and ive lasted for a year and a half without the income from sites, and i didnt really have that much saved up, i just sold hella shit =/ __________________ blah blah fucking blah

05-25-2003, 02:21 PM	#8
theking Nice Kitty Industry Role: Join Date: Sep 2002 Location: The good old USA!!! Posts: 21,053	I need not worry about finances the remainder of my life...but I do have other concerns. __________________ When you're running down my country hoss...you're walking on the fighting side of me! FOR THE LYING LOWLIFE POSTING AS PATHFINDER...https://gfy.com/fucking-around-and-pr...athfinder.html

05-25-2003, 02:27 PM	#10
Jakke PNG ex-TeenGodFather Industry Role: Join Date: Nov 2001 Location: Suomi Finland Perkele Posts: 20,306	Maybe an year, 6-7 years if I sell my appartement and change my way of life __________________ ..and I'm off.

05-25-2003, 02:14 PM	#2
[Labret] Registered User Industry Role: Join Date: May 2001 Location: Са́нкт-Петербу́рг Posts: 10,945	I figure I have a 5 year buffer saved up. 10 year if I sell my house.

05-25-2003, 02:16 PM	#4
Trax [----------------------] Join Date: Aug 2001 Posts: 14,486	hehe indeed

05-25-2003, 02:17 PM	#6
Niki Confirmed User Join Date: Jan 2001 Posts: 1,476	for 6 months (I've tried it already;)

05-25-2003, 02:21 PM	#7
Gutterboy So Fucking Banned Join Date: Jul 2002 Location: Dis Posts: 4,751	My first goal as a webmaster was to get a years worth of income socked away in savings. Now I've probably got 3-4.. more if I sold some of my collectibles (wine, rare books) etc.

05-25-2003, 02:25 PM	#9
Jer God is Brazilian Join Date: Feb 2001 Location: Brazil Posts: 10,601	10 months

05-25-2003, 02:38 PM	#12
gothweb Confirmed User Join Date: Jun 2002 Location: Back in the USSA Posts: 8,849	I had enough to last for about four months. I know this because I was screwed-over and had to test how long I could survive without my main source of income, my sites. Right now, I could last about a month. It takes a while to save up, especially if you are basically self employed. __________________ Photos by Ian X.: Distinctive photos of goth babes. Blood Money:Your traffic, my sites, our money. MojoHost: Still the best.

05-25-2003, 03:03 PM	#14
funkmaster So Fucking Banned Join Date: Sep 2001 Location: shell beach Posts: 7,938	... if I´d quit today I could still be eating lunch at the ritz every fucking day untill the end of 2179 ...

05-25-2003, 03:12 PM	#15
dimonka Confirmed User Join Date: Oct 2002 Posts: 477	Eeee... NULL Income must be constant to keep men morally up and confident... But shit happens. __________________ Find out what REBILLS are!

05-25-2003, 03:15 PM	#16
Lykos Too lazy to set a custom title Industry Role: Join Date: Apr 2003 Location: World Posts: 31,027	Well couse i live in Yugoslavia....and everything is cheap except girls..... i need 400$ for appartman..500$ for other utilities including telephone bill....and about 300$ for food...and about 1000$ for going to night clubs...and about 300$ for gas for car...well let's say next 10 months withou income i can live perfect __________________ Last edited by Lykos; 05-25-2003 at 03:17 PM..

05-25-2003, 04:16 PM	#20
CC Confirmed User Join Date: Feb 2001 Posts: 1,690	Based on the current balance in my emergency fund, I would be fine for about 2 years (probably more like 5 years if I was more frugal).

05-25-2003, 04:20 PM	#21
FreeOnes Confirmed User Join Date: Jul 2001 Location: The Netherlands Posts: 3,400	9 months and 13 days (only when the month February is included) __________________ The new FreeOnes! - AdultFilmStarContent - BabeGalleries and much more! - 1Strike Movies and much more! All powered by Xpressa

05-25-2003, 04:23 PM	#22
quiet we'll miss you our friend. RIP Industry Role: Join Date: Sep 2001 Location: Fernie, BC Posts: 25,115	around 45 years.

05-25-2003, 06:10 PM	#24
kongen Confirmed User Join Date: May 2002 Location: Norway Posts: 110	I live in a social democracy, sow I don't need to worry about this. The state will take care of my financial problems if I lose my income.

05-25-2003, 06:14 PM	#25
benthompson Confirmed User Join Date: Mar 2002 Posts: 553	a few hours.. __________________ No signature.. I am bored of the signatures aswell..

05-25-2003, 06:27 PM	#26
sacX Confirmed User Join Date: Dec 2002 Location: New Zealand Posts: 2,998	If i stopped now would have enough for 20 years.. Plan to live about another 50 though

05-25-2003, 06:33 PM	#27
Manny The Freak Confirmed User Join Date: Oct 2002 Location: Everywhere. Posts: 1,506	As long as it takes. Been without it for 6 months, but it is recently working out. Finally on the right track when people said I would not last for more than a week. Vancouver had a chance to employ a hard working individual like me but......thier loss. I have been able to generate income to last me 10 years. __________________

05-25-2003, 06:39 PM	#28
Peter Romero Long time no happy ending Industry Role: Join Date: Feb 2003 Location: San Diego CA Posts: 10,578	I do porn for a living - I cannot stand to be unemployed - I get too horny. __________________ POVCash [email protected] See them all here: http://www.Petergirls.com

05-25-2003, 07:20 PM	#30
Dveron Confirmed User Join Date: Dec 2002 Location: Vancouver Posts: 2,794	I've worked this out a few times and based on my current living costs I have about a 15 year buffer __________________ Adult Comics Club - Updated Bi-Daily. 60% Recurring Payouts. Exclusive Comic Content.

05-25-2003, 07:53 PM	#33
greentea Confirmed User Join Date: Mar 2002 Location: South Florida Posts: 6,580	i have gone a year + with no income in my past, now its about 3 months or so i can go without any income. __________________ blunts

05-25-2003, 07:56 PM	#34
xdcdave Confirmed User Join Date: Feb 2003 Location: North East Posts: 1,911	about 2 years living the same miser lifestyle I do today.. (I drive a Cavalier for god sakes) __________________

05-25-2003, 08:08 PM	#36
KRL Entrepreneur Join Date: Oct 2002 Location: USA Posts: 31,429	Its all relative to your lifestyle. __________________ If you would like to develop your domains, you can lease inexpensive foreign labor from the leaders in the field at iWebmasters.com TO LOWER YOUR COSTS AND INCREASE YOUR PRODUCTION! * * * * * * * * * * * * Domains Adult News KRL's Newsletter Biz Tips Just Listed Domains

05-25-2003, 08:17 PM	#38
Pappa Confirmed User Join Date: Apr 2003 Location: In front of my computer Posts: 636	I have $0,45 in my Pay Pal account that I'm saving for a rainy day. __________________ Traffic Cash Gold!

05-26-2003, 04:59 AM	#39
Civic3D Confirmed User Join Date: Nov 2001 Location: Bkk Posts: 177	2 month __________________ Best Paying Sponsors: You can Make $$$ Here !! <a href="http://www9.megapornbucks.com/cgi/click?a=434147&s=33&p=3"><img src="http://www.giglord.com/wew/mpb320x60.gif"</img></a> <a href="http://www.lovexmovies.com/webmaster.html"> Make Money With My Best Sponsor Click Here Now !!! </a>

05-26-2003, 05:44 AM	#40
Donnie Gangsta Confirmed User Join Date: Mar 2002 Location: Las Vegas Posts: 1,104	that depends.. i mean i can go buy $800 gucci shirts and stuff like i do now and last not very long.. or i could upon loss of income stop spending so much and last forever... i think most webmasters are ballers, though.. and just spend a lot and don't think about saving.

05-26-2003, 06:02 AM	#41
lickmymonster Confirmed User Join Date: Jan 2003 Location: **Houston * Posts: 628	Lickmymonster live from Texas

05-26-2003, 07:28 AM	#43
mrbling Confirmed User Join Date: Jun 2002 Posts: 365	Around 40 years. While all the kids be living paycheck to paycheck I make my money by the years, "Oh this month I made enough money to last me another year" how to for whales __________________ millionare by 18 , beat that hOES

05-26-2003, 07:32 AM	#44
PR_Phil Confirmed User Industry Role: Join Date: Apr 2003 Location: knee deep in dirty diapers Posts: 1,960	I got about a month before I'd have to hitchhike to my parents and sleep in their outhouse! __________________

05-26-2003, 08:34 AM	#46
PowerCum CjOverkill Industry Role: Join Date: Apr 2003 Location: Woldwide Posts: 1,328	I have never been without job offers for less than 10 days. I currently refuse them all because of my studies and still more job offers coming to my house. Sometimes companies call me at phone to talk about new job they offer me... So I will always have enought money to live unless I break my hed or amputate it at all. I thing it's good to be me and have my knowledge and my experience __________________ CjOverkill Traffic Trading Script Free, secure and fast traffic trading script. Get your copy now

05-26-2003, 09:28 AM	#47
Ironhorse Pixel Pusher Industry Role: Join Date: Nov 2002 Posts: 7,093	Well I've had some personal and financial setbacks in the last year or so including separating my wife of 13 years and my dad dying which put in a deep deppression for 2 months, now my reserves are all tapped out and I'm actually in the negatives but I've got a few projects lined up and I'm confident I'll return to profitability quickly with hard work and dedication. __________________ [email protected]

05-26-2003, 10:02 AM	#48
Angelonfire Guest Posts: n/a	I am a RN so helps to have second job..