Why are paid subscription sites considered high risk by processors?

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  • LaSexorcisto
    Confirmed User
    • Mar 2022
    • 95

    #1

    Rant Why are paid subscription sites considered high risk by processors?

    I would think that people who signup for a monthly subscription are less likely to chargeback than someone purchasing one-time digital content.
  • baddog
    So Fucking Banned
    • Apr 2001
    • 107089

    #2
    It is the product, not the length of membership that makes it "high risk."

    Comment

    • LaSexorcisto
      Confirmed User
      • Mar 2022
      • 95

      #3
      Originally posted by baddog
      It is the product, not the length of membership that makes it "high risk."
      Interesting. It was explained to me that high risk assessment is based off of the likelihood of receiving chargebacks, which is quite common with digital purchases.

      I guess it doesn't matter which type of transactions you handle. If you're in adult, then you're automatically high risk.

      Comment

      • blackmonsters
        Making PHP work
        • Nov 2002
        • 20960

        #4
        Originally posted by LaSexorcisto
        I would think that people who signup for a monthly subscription are less likely to chargeback than someone purchasing one-time digital content.
        You have to go back to 1998 or so, when many porn sites were fake and didn't even have a members area.
        They would say "Enter credit card info for age verification only, this site is free", and
        then bang the credit card for $60-$120; but the password never worked because they
        never built a members area.



        And then came "Pre-checked cross sales". That exploded the chargebacks on sites that actually had a members area.

        Free Open Source Live Aggregated Cams Script (FOSLACS)

        Comment

        • baddog
          So Fucking Banned
          • Apr 2001
          • 107089

          #5
          Originally posted by LaSexorcisto
          Interesting. It was explained to me that high risk assessment is based off of the likelihood of receiving chargebacks, which is quite common with digital purchases.

          I guess it doesn't matter which type of transactions you handle. If you're in adult, then you're automatically high risk.
          I would say that's a pretty safe presumption but if you have really good ratios you can probably negotiate a deal.

          Comment

          • RyuLion
            • Mar 2003
            • 32367

            #6
            Originally posted by blackmonsters
            You have to go back to 1998 or so, when many porn sites were fake and didn't even have a members area.
            They would say "Enter credit card info for age verification only, this site is free", and
            then bang the credit card for $60-$120; but the password never worked because they
            never built a members area.



            And then came "Pre-checked cross sales". That exploded the chargebacks on sites that actually had a members area.

            BOOM!

            Adult Biz Consultant A tech head since 1995
            Affiliate Support: Chaturbate | CCBill Live

            Comment

            • CurrentlySober
              Too lazy to wipe my ass
              • Aug 2002
              • 38938

              #7
              Originally posted by blackmonsters
              You have to go back to 1998 or so, when many porn sites were fake and didn't even have a members area.
              They would say "Enter credit card info for age verification only, this site is free", and
              then bang the credit card for $60-$120; but the password never worked because they
              never built a members area.
              https://whitehouse.com/ was like that, back in the day... There was a shitty members area though, albeit nothing actually worked inside it.

              I remember someone 'verified their age' and then came complaining to me about it when they got charged! I asked what exactly 'I' was supposed to do about it, and they said 'Get me my money back - YOU do internet sites don't you? Tell them to give me it back!'

              That's why I remember the URL.


              👁️ 👍️ 💩

              Comment

              • w4mmaps
                Confirmed User
                • Feb 2019
                • 248

                #8
                The "age verification" for "free" trick is still happening in a big way, usually with 2 cross sales, for a total of 3 random charges going off. I'm surprised they still get away with that shit lol.

                Comment

                • SpicyM
                  Confirmed User
                  • Aug 2006
                  • 4575

                  #9
                  Originally posted by w4mmaps
                  The "age verification" for "free" trick is still happening in a big way, usually with 2 cross sales, for a total of 3 random charges going off. I'm surprised they still get away with that shit lol.
                  I wish such scumbags ended up in jail... no wonder people are reluctant to trust legit porn sites if there are assholes doing this.
                  no sig, sorry

                  Comment

                  • blackmonsters
                    Making PHP work
                    • Nov 2002
                    • 20960

                    #10
                    Originally posted by RyuLion
                    BOOM!
                    Originally posted by CurrentlySober
                    https://whitehouse.com/ was like that, back in the day... There was a shitty members area though, albeit nothing actually worked inside it.

                    I remember someone 'verified their age' and then came complaining to me about it when they got charged! I asked what exactly 'I' was supposed to do about it, and they said 'Get me my money back - YOU do internet sites don't you? Tell them to give me it back!'

                    That's why I remember the URL.
                    Originally posted by SpicyM
                    I wish such scumbags ended up in jail... no wonder people are reluctant to trust legit porn sites if there are assholes doing this.
                    And the irony is that every user would have been happy if pay sites back then stole all their content from other pay sites sites like a tube site.


                    Free Open Source Live Aggregated Cams Script (FOSLACS)

                    Comment

                    • todservices
                      Confirmed User
                      • Mar 2014
                      • 472

                      #11
                      Originally posted by SpicyM
                      I wish such scumbags ended up in jail... no wonder people are reluctant to trust legit porn sites if there are assholes doing this.
                      People are not reluctant to trust legit porn sites.
                      People have all the porn they want for free, why would they pay ?

                      Comment

                      • nakedby
                        Confirmed User
                        • Oct 2006
                        • 43

                        #12
                        I guess it is because the websites/producers are willing to pay that premium.
                        My chargeback ratios were always below 0.5% - a lot lower than mainstream.
                        Go figure.

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