No it's not.

$X of the application fee is for Visa, and $Y (I think $250 of it) is for CCbill's handling/processing/whatever.

Trust that if the $750 went straight into CCbill (and the other IPSP's) pockets that webmasters would still be kicking and screaming to this day. :1orglaugh



http://www.bet.com/images/smallbarker/50cent_sb.jpg - Fifty.

It had been ~2 weeks (9 business days) when I was told that I'd have to wait to get the refund. Believe me, I know the $$ was a risk and I wasn't trying to close and get the $750 back - hell, CCBill said they'd turn it on for me. What got me was that they couldn't tell me at what point I would be able to get the $$ back.

I'm all for losing the $750 if you can't cut it in this business. I think we're all at a consensus that I can't. So, I don't mind losing the $750 under those conditions.

What I DO mind is CCBill not being able to refund the $$ when the application goes into limbo and never gets processed OR when it gets declined and I'm never informed. Granted, doing so would be fraud and I doubt CCBill needs $750 from fraud. However the possibility of getting screwed like that still exists.

they STILL spend time with the handeling - and by charging $750 they make sure that not every idiot with a website fill out a application - I think CCbill is "1005" fair

Oh sorry... I thought you were the topic starter :1orglaugh

I second this even though they refused to refund my $750 when my application went to limbo.

They are very fair and $750 is a fair cost for applying.

Bah. Nevermind. :mad:


Give it a month or so before you start accussing them of keeping your money indefinitely.

If you no longer want your application to be processed it would probably be wise to tell them that now.... but my bet is then you'll be accepted :1orglaugh

...case closed :-)

None of this matters really.

The only thing that matters is what percentage of the application fee is refundable upon being declined - if any.

Yeah but the guy is a nut... 30 minutes ago he was calling CCbill scammers :(

Damn. What a waste of time. :1orglaugh

Welcome to GFY :321GFY

yep - everything is cool as long as CCbill comes out clean

I hate to say this but if the application is processed, there is no refund if you were accepted. If it is processed and not accepted, then you can get a refund.

But if it is in perpetual processing, then you get your $$ back (this is what i was told by them) but they can't tell you when. This equates to a real possibility of them never refunding the $$ and a wonderful legal loophole that allows them to do so.

I don't think they should refund $$ when the application is processed. But keeping me hanging on a thread and not being able to tell me when they will refund if VISA never responds is cheesy.

After reading the epoch law suit I think if you were just starting and choose not to use Visa it wouldnt make that big of difference. Almost half of epochs business is thru MC, so if its that way for them chances are its the same for all of them and if you have a visa in your pocket chances are you have MC. Now if you have rebills its a different story you can walk away. This business is alot of work 7 days a week for the most part.A quote a boss once said to me once would you rather have all the free time in the world and not a nickle to go out or have only three hours a week free but $500 in your pocket to play.

Well it is a little soon to claim they wont give you your money back. Like I said.. if you don't want the application processed, NOW (before your approved) would probably be a good time to tell them.

But whatever.. this thread doesn't exist to me anymore :1orglaugh

I still consider them scammers since they can't tell me when they refund money for applications that never get processed.

But they are fair in all OTHER respects and the $750 should not be refunded if it is actually processed.

you sir, are an idiot.

As an attempt to eliminate some confusion over this issue, I will try and explain the registration process.

First of all, this whole process was mandated by Visa U.S.A.

Second, CCBill controls only a small part of the whole process. We gather the necessary information and payment and submit it. At that point we are at the mercy of Visa's approval process. We have asked them to standardize this procedure for the very fact we are debating here on this board today. Sometimes they come back in 3 days, sometimes 3 weeks. But eventually, they all come back.

Our business model is based upon helping webmasters run successful sites. From a business standpoint, do you really think stealing a registration fee from someone is good business practice? What if this person was going to process 100,000 a week, would it have been worth $750?

What I was trying to explain in my earlier post is that once it is submitted and received by Visa, it is very difficult to convince them not to bill us! Therefore, please contact me directly and we will see what we can do for you. Trust me, CCbill has no interest in continuing any sort of business relationship with you or your company. Or you can stay here on this board and keep calling us thiefs.

Either way, I am going home soon and will sleep easy knowing that I have done what I can to help you. The rest is up to you.

45471840
[email protected]

Corvett is the IPSP forum king! :thumbsup

Ok heres what gets me about this whole thing and I cant believe I'm the only one wondering about this.

Dude sends his 750 in, CCBill sends the app to VISA. Corvett just explained CCBill is at the mercy of VISA on this. OK, makes sense so far. Now heres where I get lost.

Dude makes a little noise so CCBill offers to turn on VISA processing. Even though CCBill hasn't heard back from VISA yet...

WTF??? So much for being at the mercy of VISA???

If CCBill has the right to temporarily turn on VISA processing for someone who's app hasn't been yes/no'd yet, why don't they just do this by default and save everyone a lot of headache? Then if VISA comes back with decline, shut off VISA for that person.

I don't get any of this. If you want to complain because your application took 2-3 weeks, then...

A.) You're an idiot. Have some patience. paperwork takes time.

B.) If you really have to get upset, get upset with VISA who are the ones holding up your application.

If you think that this could be a "loophole" so that CCBill or VISA could hold on to your money.

1.) Go Fuck Yourself.

2.) At least wait until the application is notably late.

This really just looks like you changed your mind, and want to get out of the $750. The thing is, when you signed up and paid them the money, you knew it didn't work that way. If you get accepted, you pay. If not, you get it back. There is no "I changed my mind" clause. You should have thought of that before you paid.

Man I would not complain about 8 cents... The guy that owns alt search is making like 50k a day at 6 cents...



and ccbill rocks!!!


:321GFY

:thumbsup

I *very* seriously doubt that CCBill makes a habit of keeping a measly $750 application fee.

My gripe isn't about CCBill keeping the $750. My gripe is that noone at CCBill could tell me WHEN they would give up on VISA.

You say that VISA sends all of the applications back, sometimes it takes 3 weeks. Well.... I have no way of knowing if this is true or not. And I'm sure that SOME applications get lost.

I just feel scammed because of the evasiveness of CCBill in answering WHEN we get our refund if Visa never comes through. I took this evasiveness to mean that it would not be refunded ever because the application would be in perpetual processing.

Let's settle this once and for all:

Put your hand up if you hae been fucked by this imaginary loophole in ccBill's system.

*looks around*

I thought so.

Dumbass,

CCBill states the typical application time is 5-7 business days. It had been nearly 10. When, then, should they refund money for lost applications?

I don't think it's unreasonable to expect a refund when the application was still in processing after the time period they indicated that it would take.

You also thought you'd be making $1k a week in less than a month with no effort, so maybe what you consider reasonable and unreasonable are a little skewed.

It was 3 days.

Quit your crying.

Good question. But I'm sure they couldn't make a habit of it. Think about the liability if one of the sites they turned VISA on for was scamming people. Too much headache. Maybe they do it on a case by case basis.

I take home $3k a month with a boring, 8-5 job. I could handle making $1k the first month... but not $100. I went into this for the cash. I can make more money at my boring job. If I was only making minimum wage (~$35 a day) then sure I'd keep doing it for minor profits.

Could you please explain this a bit further? I was with you until I got to the kitty litter... What am I supposed to do with it? ;)

You should be able to make 3k/month within 4 months if you're not impatient and lazy.

this fuckin guy makes one post and gets 75+ responses?

dude, we made $19 our first month ... nothing comes easy in this world. not even porn. We've busted our asses for two and a half years now and things are finally getting to what we consider comfortable.

the point is - if you expected to quit your job next week and make a living on porn the following week, with as much competition as there is these days, you might consider filing for unemployement

They can turn Visa on for your SIGNUPS, but you ain't gonna get that money unless you are approved! That's how it works for all new members.

It's pretty remarkable that the most fair & balanced eprocessor currently online is getting bashed when there are so many others much more worthy of this dubious honor!:ak47:

That's the problem with the internet. Every asshole and idiot with a keyboard can post an opinion for everyone to see.

Do you know how easy it is to start a rumour on the internet? I can type up an email saying The Outback Steakhouse uses only pregnant cows for their meat and forward it to 100 people. Within a week, thousands of people will believe it.

I crapped my panties hope Ksmart gives my money back

Fuck CCBILL. Any strong, reliable and confident billing company would NOT charge ANYTHING. It's enough you fucking get a % of each sale.

Go with Glo-bill, they are the best of the best.

all i know is ccbill turned me onto visa and i became a visa Addict.
then i was hooked. Mc wasnt enough paypal fucked my ass AE went south. and leave it to beaver was in re-runs. so i whored my ass and payed them 750.00 bucks. And to this day i still can not understand why gillgan never fucked mary ann..

after being with ccbill for 5 years not even a missed check not even a problem..

After I saw this:
boncne
I just wandered in here

Registered: May 2003
Location:
Posts: 13

I quit reading, for obvious reasons.

If you're bored, come back and read it. It's quite amusing!

I dont need that kind of amusement, keep an eye on it for me ok ;)

I quit about halfway down the first page. Man, you're a fucking idiot. If you think they'd rather have your $750 than affiliates processing with their merchant account you're on crack coccaine.

Also, it appears you're impatient. My first year in business I got myself about 100k deep.

Brad

Ooops, I started reading.

Chargebacks.

Dumbass.

I knew you couldn't resist :thumbsup

Argh.

I for 1 Told Visa To SHOVE IT!
Most people that have Visa also have Master or Discovery, PLUS they take online checking..

I did lose a few rebills but my signups haven't slowed a bit!
Every Webmaster should have told Visa the same thing!
The Porn ind. is the 2nd largest moneymaker for Visa and they shoulda sent a broad to suck our dicks for the Bizzzzzzz not shake us down!

but you STILL just HAD to reply - dident you?


- attention whore