I don't have Paxum because I'm in the USA and this company stopped doing checks.
I never used ACH or wire so which one is best?
Thanks
I never used ACH or wire so which one is best?
Thanks
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Wire!!!!! ACH I prefer its like SEPA in EUlegendary MOVIE - Can I take your photo? (~short movie)
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[QUOTE=blackmonsters;22982489]So you prefer ACH; but I should use wire?
[/QUOTE
I wanted to say supposelegendary MOVIE - Can I take your photo? (~short movie)
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I'd go with ACH. personally I select that for receiving payment whenever possible. cheaper and just as fast if not faster (depending on the bank of the sender)
for ex (in terms of sending costs), in my US bank account it costs $3 to send a 3-day arrival ach. same day ach costs $5. wire is $25. a relatively small diff but one that adds up over time if you're receiving multiple payments from multiple sources, if those fees are passed on to you and not covered by the sender
so yeah, ach ftw. I figure the banks have enough money
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Both require me to give bank info though and I hate that part.I'd go with ACH. personally I select that for receiving payment whenever possible. cheaper and just as fast if not faster (depending on the bank of the sender)
for ex (in terms of sending costs), in my US bank account it costs $3 to send a 3-day arrival ach. same day ach costs $5. wire is $25. a relatively small diff but one that adds up over time if you're receiving multiple payments from multiple sources, if those fees are passed on to you and not covered by the sender
so yeah, ach ftw. I figure the banks have enough money
I like to keep as much info offline as possible.
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ive switched everything i possibly can to ACH and couldnt be happier... no more waiting for checks to show up and wires cost too much if you use them alotComment
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I getcha, but if privacy is the issue there's not much diff between ach and wire. both require your name (which I assume check senders would already have), your account number and either routing number (ACH) or swift code (wire). not much a sender could do to violate your privacy with either set of bank info
considering cost and speed, ach is imo def better than wireComment
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ACH is better than wire.Looking for Opportunity!
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Now that lots of companies are offering ACH I usually go for that because of the low fees. I had similar security and privacy concerns to you and now I run a separate receivables account for this purpose.Comment
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Yeah isn't ACH basically free? Wire has more feesHey surfers how about some The Best Porn SitesComment
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Lol, i dont even live in US but i did used ACH 15 years ago first time and it is fast and cheap method. Wire have sense only for international transfers.Comment
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Sign up for a prepaid and reloadable visa/mastercard/amex that also has bank account details for direct deposit payments, theres tons of them to choose from
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Looks like ACH is the winner!
I have a prepaid paypal card that will accept direct deposit, I think.
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Both are fast. ACH, as others have mentioned, is less expensive. If you are getting paid by shady people (maybe rethink doing business with them), wire may be a bit more secure than ACH depending on your bank's routing info. Just about every business bank account can sendvacwire, but ACH requires specific setup for the sender.Comment
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I'd go with ACH. personally I select that for receiving payment whenever possible. cheaper and just as fast if not faster (depending on the bank of the sender)
for ex (in terms of sending costs), in my US bank account it costs $3 to send a 3-day arrival ach. same day ach costs $5. wire is $25. a relatively small diff but one that adds up over time if you're receiving multiple payments from multiple sources, if those fees are passed on to you and not covered by the sender
so yeah, ach ftw. I figure the banks have enough money
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I prefer receiving ACH and I prefer sending ACH. Cheaper and typically easier. Wires are just a pain.
An idea to alleviate this concern would be to set up a secondary checking account and use that only for your ACH payments, then transfer to your normal account as needed or even automated. Capital One has some nice "online only" options and pay higher interest than most (even though it's laughable no matter where you go.)Vacares - Web Hosting, Domains, O365, Security & More - Paxum and BTC Accepted
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ACH, always!
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I always have trouble with wires. It's 50/50 if my Xvids wire gets in without bouncing with the same bank info.Comment
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ACH is cheaper if you can accept it, its a big win.Broker.xxx | The Dealmaker™
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