You can't use your card with Ibill more than once a day. - GoFuckYourself.com

adonis · 05-19-2003, 10:11 AM

Join a site using Ibill, and you can't join another site on the same day using Ibill, even if these sites belong to different companies...

I could use my card more than twice a day with Ibill until last week.

This is bad, more people will be declined.

Kimmykim · 05-19-2003, 10:19 AM

Um, more people will be declined? Looks like basic fraud control to me.

JamesK · 05-19-2003, 10:20 AM

necoeds · 05-19-2003, 10:22 AM

Libertine · 05-19-2003, 10:23 AM

Basic fraud control, but pretty bad for sales I think

Kimmykim · 05-19-2003, 10:30 AM

Quote:

Originally posted by punkworld
Basic fraud control, but pretty bad for sales I think

A guy that's going around joining multiple sites is a reseller attempting fraud more times than not.

dimonka · 05-19-2003, 10:31 AM

Fraud checking, no doubts...

adonis · 05-19-2003, 10:34 AM

I had already less than 0.3% CB ratio, are they trying to reach 0% CB?... I had customers joining to more than one of my sites in a day because they promote each other...

I can understand a 2-sites/day limit, but they don't allow more than one site... This is not the optimum fraud control.

Master_Yoba · 05-19-2003, 10:36 AM

Quote:

Originally posted by punkworld
Basic fraud control, but pretty bad for sales I think

what's about cross sales and upsales?

Pipecrew · 05-19-2003, 10:37 AM

Why were you joining 2 sites a day with your credit card each day anyways?

Kimmykim · 05-19-2003, 10:51 AM

Quote:

Originally posted by adonis
I can understand a 2-sites/day limit, but they don't allow more than one site... This is not the optimum fraud control.

Personally I think it is the optimum fraud control. If I were in charge of fraud over there I wouldn't let someone join another site that wasn't a cross sell or an upsell of a site they'd just joined for the entire trial period of the initial site they joined.

Surfers have one pattern of behaviour, fraudulent webmasters have another one, and it's not too hard to distinguish between the two.

adonis · 05-19-2003, 11:08 AM

Pipecrew, I usually join my sites when there's no signup for 3-4 hours... November regulations made me paranoid, who can guarantee that Visa won't block adult sites abruptly?... Since April there are many days I buy access to my sites twice a day. One card could help until this weekend, now I'll have to remember the last card I used, so I can use a different one

Don't tell me I'm the only one to buy test tickets ?!?

Brad Mitchell · 05-19-2003, 11:17 AM

Sounds like a real logical way to control fraud considering that 90% of the fraud is probably because of 10% of the customers. The last time I had a CC stolen, someone signed up for 4 porn sites within 2 days. They didn't all use IBill, but still this is a good start.

Brad

Kimmykim · 05-19-2003, 11:36 AM

Quote:

Originally posted by adonis
Pipecrew, I usually join my sites when there's no signup for 3-4 hours...

Um, interesting.

pornguy · 05-19-2003, 01:51 PM

I have purchased my own memberships to my sites several times.. I have done it as a test, because the cc company tells me every thing is fine, but then I get e-mails from customers saying that they can not get in after sign up...

Usually the only time this happens is after I have one of the cc companies tech working on the script. like an up date or somnething, but after they do I will try to sign up my self, and have on several occasions found problems...

But I must say, it really susck to refund even myself the money!!!

bugout · 05-19-2003, 01:55 PM

That's gotta suck for IMlive...

They use Ibill for minute block purchases. Halfway to a load someone is going to get a decline on their recharge..

European Lee · 05-19-2003, 02:00 PM

Quote:

Originally posted by Pipecrew
Why were you joining 2 sites a day with your credit card each day anyways?

Proving Lensman right perhaps?

Regards,

Lee

Libertine · 05-19-2003, 02:01 PM

Quote:

Originally posted by Kimmykim

A guy that's going around joining multiple sites is a reseller attempting fraud more times than not.

I'll have to disagree with that one. Someone home alone on a friday night with a couple of beers and some lotion may well decide to join several sites (trials). Some people buy more than just one dirty magazine or more than just one video as well...

goBigtime · 05-19-2003, 02:04 PM

Quote:

Originally posted by Pipecrew
Why were you joining 2 sites a day with your credit card each day anyways?

no shit...

Big paycut for him

goBigtime · 05-19-2003, 02:07 PM

Quote:

Originally posted by punkworld

I'll have to disagree with that one. Someone home alone on a friday night with a couple of beers and some lotion may well decide to join several sites (trials). Some people buy more than just one dirty magazine or more than just one video as well...

Maybe Ibill could request that they fax in a CC authorization form to increase their daily limit

gothweb · 05-19-2003, 02:11 PM

Quote:

Originally posted by pornguy

But I must say, it really susck to refund even myself the money!!!

Er. Don't refunds sometimes count as "chargebacks" for ratios? It thought the 1% included refunds. Doesn't that make what you are doing really stupid?

Rich · 05-19-2003, 02:14 PM

Quote:

Originally posted by punkworld

I'll have to disagree with that one. Someone home alone on a friday night with a couple of beers and some lotion may well decide to join several sites (trials). Some people buy more than just one dirty magazine or more than just one video as well...

That's what I'm thinking too. And what if he joins some shitty site that uses ibill that doesn't get him off, then surfs around more and finds a better one?

FATPad · 05-19-2003, 02:15 PM

Ibill must have done it for a reason. Their numbers probably show that a large majority of people making multiple purchases in 1 day are charging back or something, which would not surprise me.

Steal a credit card, sign up for a bunch of places at once, rip all the sites and move on. This probaby happens way more than one guy sitting home jacking off deciding he wants to join two sites at the same time.

Rich · 05-19-2003, 02:17 PM

Quote:

Originally posted by FATPad
Ibill must have done it for a reason. Their numbers probably show that a large majority of people making multiple purchases in 1 day are charging back or something, which would not surprise me.

Steal a credit card, sign up for a bunch of places at once, rip all the sites and move on. This probaby happens way more than one guy sitting home jacking off deciding he wants to join two sites at the same time.

Regardless, the point is they should be finding ways to combat fraud that aren't blocking legitimate sales. This way blocks legitimate sales. Not allowing anyone to join ever stops fraud completely

Kimmykim · 05-19-2003, 02:18 PM

Quote:

Originally posted by gothweb

Er. Don't refunds sometimes count as "chargebacks" for ratios? It thought the 1% included refunds. Doesn't that make what you are doing really stupid?

Mastercard reserves the right to count credits the same way they do chargebacks. Much smarter to just cancel and dont worry about what little tiny bit went to IBill for the transaction.

FATPad · 05-19-2003, 02:18 PM

Quote:

Originally posted by Rich

Regardless, the point is they should be finding ways to combat fraud that aren't blocking legitimate sales.

Any scrubbing blocks legitimate sales.

The point is to try and find the right combination of blocking a majority of bad sales while keeping as many good ones as possible.

If the ratio is 90% two in one day purchases charge back while only 10% don't, it would be stupid to continue allowing 2 purchases in one day.

Kimmykim · 05-19-2003, 02:24 PM

Quote:

Originally posted by Rich

Regardless, the point is they should be finding ways to combat fraud that aren't blocking legitimate sales. This way blocks legitimate sales. Not allowing anyone to join ever stops fraud completely

The number of legitimate sales that are blocked relative to the number of fraudulent sales that don't get thru is miniscule. This is fraud prevention 101.

Cogitator · 05-19-2003, 05:07 PM

I thought that iBill always only allowed one transaction a day per credit card number. I was told that years ago.

skeet · 05-20-2003, 08:10 PM

1. Can?t join the same iBill rebilling sub-account using same card number.
2. On a non-rebilling sub-account this velocity setting can be adjusted.
3. The velocity controls are broken out by minute, hour day, and week. It?s not just how may time you can use a card per day.
4. These types of velocity controls are applied at the processor level as well - i.e. First Data
5. Then again, these types of velocity controls are applied at the issuing bank. All the big issuers are profiling their card holders and developing score cards.
6. Maybe IM Live has it turned off? Who knows??

KimmyKim and the others are correct. Simple form of fraud controls.

05-19-2003, 10:11 AM	#1
adonis Confirmed User Join Date: Oct 2002 Posts: 231	You can't use your card with Ibill more than once a day. Join a site using Ibill, and you can't join another site on the same day using Ibill, even if these sites belong to different companies... I could use my card more than twice a day with Ibill until last week. This is bad, more people will be declined.

05-19-2003, 10:20 AM	#3
JamesK hi Industry Role: Join Date: Jun 2002 Posts: 16,731	hmm __________________ M3Server - NATS Hosting

05-19-2003, 10:22 AM	#4
necoeds Confirmed User Industry Role: Join Date: Nov 2002 Location: Lincoln, Nebraska Posts: 2,453	hmmm __________________ Message me to promote nebraskacoeds + network sites...

05-19-2003, 10:23 AM	#5
Libertine sex dwarf Join Date: May 2002 Posts: 17,860	Basic fraud control, but pretty bad for sales I think __________________ /(bb\|[^b]{2})/

05-19-2003, 10:31 AM	#7
dimonka Confirmed User Join Date: Oct 2002 Posts: 477	Fraud checking, no doubts... __________________ Find out what REBILLS are!

05-19-2003, 10:19 AM	#2
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	Um, more people will be declined? Looks like basic fraud control to me.

05-19-2003, 10:34 AM	#8
adonis Confirmed User Join Date: Oct 2002 Posts: 231	I had already less than 0.3% CB ratio, are they trying to reach 0% CB?... I had customers joining to more than one of my sites in a day because they promote each other... I can understand a 2-sites/day limit, but they don't allow more than one site... This is not the optimum fraud control.

05-19-2003, 10:37 AM	#10
Pipecrew Master of Gfy.com Industry Role: Join Date: Feb 2002 Posts: 14,887	Why were you joining 2 sites a day with your credit card each day anyways?

05-19-2003, 11:08 AM	#12
adonis Confirmed User Join Date: Oct 2002 Posts: 231	Pipecrew, I usually join my sites when there's no signup for 3-4 hours... November regulations made me paranoid, who can guarantee that Visa won't block adult sites abruptly?... Since April there are many days I buy access to my sites twice a day. One card could help until this weekend, now I'll have to remember the last card I used, so I can use a different one Don't tell me I'm the only one to buy test tickets ?!?

05-19-2003, 11:17 AM	#13
Brad Mitchell Confirmed User Industry Role: Join Date: Nov 2001 Location: Southfield, MI Posts: 9,812	Sounds like a real logical way to control fraud considering that 90% of the fraud is probably because of 10% of the customers. The last time I had a CC stolen, someone signed up for 4 porn sites within 2 days. They didn't all use IBill, but still this is a good start. Brad __________________ President at MojoHost \| brad at mojohost dot com \| Skype MojoHostBrad 71 industry awards for hosting and professional excellence since 1999

05-19-2003, 01:51 PM	#15
pornguy Too lazy to set a custom title Industry Role: Join Date: Mar 2003 Location: Homeless Posts: 62,911	I have purchased my own memberships to my sites several times.. I have done it as a test, because the cc company tells me every thing is fine, but then I get e-mails from customers saying that they can not get in after sign up... Usually the only time this happens is after I have one of the cc companies tech working on the script. like an up date or somnething, but after they do I will try to sign up my self, and have on several occasions found problems... But I must say, it really susck to refund even myself the money!!! __________________ PornGuy skype me pornguy_epic AmateurDough The Hottes Shemales online! TChicks.com \| Angeles Cid \| Mariana Cordoba \| MAILERS WELCOME!

05-19-2003, 01:55 PM	#16
bugout Confirmed User Join Date: Jun 2002 Location: NY-Rio de Janeiro Posts: 540	That's gotta suck for IMlive... They use Ibill for minute block purchases. Halfway to a load someone is going to get a decline on their recharge..

05-19-2003, 02:15 PM	#23
FATPad Confirmed User Join Date: Oct 2001 Posts: 6,693	Ibill must have done it for a reason. Their numbers probably show that a large majority of people making multiple purchases in 1 day are charging back or something, which would not surprise me. Steal a credit card, sign up for a bunch of places at once, rip all the sites and move on. This probaby happens way more than one guy sitting home jacking off deciding he wants to join two sites at the same time. __________________ <a href="http://www.adultcontent.co.uk">Adult Content UK - Great British Content</a>

05-19-2003, 05:07 PM	#28
Cogitator Confirmed User Join Date: Feb 2002 Location: Florida Posts: 672	I thought that iBill always only allowed one transaction a day per credit card number. I was told that years ago. __________________ - this space intentionally left blank -

05-20-2003, 08:10 PM	#29
skeet Registered User Join Date: Feb 2002 Location: Earth Posts: 89	1. Can?t join the same iBill rebilling sub-account using same card number. 2. On a non-rebilling sub-account this velocity setting can be adjusted. 3. The velocity controls are broken out by minute, hour day, and week. It?s not just how may time you can use a card per day. 4. These types of velocity controls are applied at the processor level as well - i.e. First Data 5. Then again, these types of velocity controls are applied at the issuing bank. All the big issuers are profiling their card holders and developing score cards. 6. Maybe IM Live has it turned off? Who knows?? KimmyKim and the others are correct. Simple form of fraud controls.