How much insurance do you guys pay per year

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  • Grapesoda
    So Fucking Banned
    • Jul 2003
    • 46238

    #1

    How much insurance do you guys pay per year

    I'm paying about $6 grand on vehicles per year, $280 per year Liability insurance And like a $150 renters insurance.

    What about you guys?
  • Porko
    SeeMyBucks.com
    • Sep 2002
    • 4014

    #2
    Just a few bucks. I sold my cars since I don't use them.
    For my apartments, I have a 'free' insurance, courtesy of my bank

    Comment

    • directfiesta
      Too lazy to set a custom title
      • Oct 2002
      • 30136

      #3
      A big total on my real estate, a bit on cars and life ...
      I know that Asspimple is stoopid ... As he says, it is a FACT !

      But I can't figure out how he can breathe or type , at the same time ....

      Comment

      • baddog
        So Fucking Banned
        • Apr 2001
        • 107089

        #4
        Originally posted by Grapesoda
        I'm paying about $6 grand on vehicles per year, $280 per year Liability insurance And like a $150 renters insurance.

        What about you guys?
        How many vehicles do you have that you are paying $6k/year?

        Comment

        • romeo22
          你自己去他媽的
          • Mar 2008
          • 23350

          #5
          i drive an oldtimer and pay $170 a year and for my apartment $30

          Comment

          • blackmonsters
            Making PHP work
            • Nov 2002
            • 20979

            #6
            Originally posted by baddog
            How many vehicles do you have that you are paying $6k/year?
            I hope he has 2 corvettes and 2 semi tractor trailers for this amount.

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            Comment

            • blackmonsters
              Making PHP work
              • Nov 2002
              • 20979

              #7
              Originally posted by romeo22
              i drive an oldtimer and pay $170 a year and for my apartment $30
              New car might be almost the same price because of more safety devices and technology.
              New cars have cameras and accident warnings and attention alerts that vibrate your seat so you feel it even if blasting music.

              Free Open Source Live Aggregated Cams Script (FOSLACS)

              Comment

              • baddog
                So Fucking Banned
                • Apr 2001
                • 107089

                #8
                Originally posted by blackmonsters
                I hope he has 2 corvettes and 2 semi tractor trailers for this amount.

                With full coverage

                Comment

                • Grapesoda
                  So Fucking Banned
                  • Jul 2003
                  • 46238

                  #9
                  Originally posted by baddog
                  How many vehicles do you have that you are paying $6k/year?
                  2020 flhsx, 2020 rocket 3r, 2016 Toyota van. I rounded up, a bit less than 6k. Gonna call the agent after the holidays

                  Comment

                  • Grapesoda
                    So Fucking Banned
                    • Jul 2003
                    • 46238

                    #10
                    Originally posted by baddog
                    With full coverage
                    Yes everything is full. I carry a separate liability rider.

                    One mistake, renters and liability insurance is in the total but they relatively inexpensive

                    Comment

                    • Brian mike
                      #Alberta51
                      • Oct 2014
                      • 8735

                      #11
                      Originally posted by Grapesoda
                      I'm paying about $6 grand on vehicles per year, $280 per year Liability insurance And like a $150 renters insurance.

                      What about you guys?
                      Just for 1 Cargo insurance for my E-commerce delivery business $7600/ year ( this is just to insured the goods in the cargo, fire, vandals and coverage for the other side in case of an accident... if one of my cargo van get in an accident i need to pay the repair my-self). I only buy used vehicule.

                      My 3/4 Ton Truck and Trailer i was using to carry my tools and equipment when i was doing snow removal and landscaping was $1600/ year.

                      Insurance and Liability for business have gone through the roof here! Last renewal for the snow and landscaping business NO CLAIM 300% increase.

                      Here an article about it https://www.cbc.ca/news/canada/calga...ance-1.6247413
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                      • Grapesoda
                        So Fucking Banned
                        • Jul 2003
                        • 46238

                        #12
                        Originally posted by Brian mike
                        Just for 1 Cargo insurance for my E-commerce delivery business $7600/ year ( this is just to insured the goods in the cargo, fire, vandals and coverage for the other side in case of an accident... if one of my cargo van get in an accident i need to pay the repair my-self). I only buy used vehicule.

                        My 3/4 Ton Truck and Trailer i was using to carry my tools and equipment when i was doing snow removal and landscaping was $1600/ year.

                        Insurance and Liability for business have gone through the roof here! Last renewal for the snow and landscaping business NO CLAIM 300% increase.

                        Here an article about it https://www.cbc.ca/news/canada/calga...ance-1.6247413
                        When I had photography ins same deal higher than a cows ass. When they found was i shooting porn they dropped me.

                        Comment

                        • Grapesoda
                          So Fucking Banned
                          • Jul 2003
                          • 46238

                          #13
                          Do you know why the nazi death camps were in Poland?

                          Because the German insurance industry was going broke paying the death benefits on the Jews the nazis were murdering.

                          Once the insurance industry got the nazis to murder the Jews out of the country, they just wrote the Jews off as immigrating and vioded the policies.

                          Comment

                          • MakeMeGrrrrowl
                            Grrrrrrrrr
                            • Oct 2002
                            • 4986

                            #14
                            For our vehicles, it's around 4500 a year I think.

                            I pay home insurance on two homes So like 3500 per year and then are we counting health insurance? That's just around 17k per year.

                            Why did you make me think about this? Sheesh.

                            Comment

                            • Spunky
                              I need a beer
                              • Jun 2002
                              • 133986

                              #15
                              1500 Vehicles
                              Home insurance 1200
                              Health care 1000, I live in Canada

                              Comment

                              • Grapesoda
                                So Fucking Banned
                                • Jul 2003
                                • 46238

                                #16
                                Originally posted by MakeMeGrrrrowl
                                For our vehicles, it's around 4500 a year I think.

                                I pay home insurance on two homes So like 3500 per year and then are we counting health insurance? That's just around 17k per year.

                                Why did you make me think about this? Sheesh.
                                Paying a 6 month premium on the Toyota van. About $1400. Plus my ins went up on everything when I moved to the 'bad side of town'. Like A few hundred across the board.

                                I was thinking about buying a place but maybe not in California....no hurries...

                                Comment

                                • Grapesoda
                                  So Fucking Banned
                                  • Jul 2003
                                  • 46238

                                  #17
                                  Originally posted by Spunky
                                  1500 Vehicles
                                  Home insurance 1200
                                  Health care 1000, I live in Canada
                                  Do you live rural? There are some totally awesome areas within a 100 miles of where I am out of LA County.

                                  Preferably a spot semi secluded with a well. And good road for the bikes. I was in pinion hills on my street glide and found myself going up a dirt road with a 2 foot jump at top. I don't ever want to do that again lol

                                  Comment

                                  • MakeMeGrrrrowl
                                    Grrrrrrrrr
                                    • Oct 2002
                                    • 4986

                                    #18
                                    Originally posted by Grapesoda
                                    Paying a 6 month premium on the Toyota van. About $1400. Plus my ins went up on everything when I moved to the 'bad side of town'. Like A few hundred across the board.

                                    I was thinking about buying a place but maybe not in California....no hurries...
                                    You can live in Puerto Rico - no federal taxes =)

                                    Comment

                                    • Sergio
                                      Confirmed User
                                      • Apr 2019
                                      • 625

                                      #19
                                      For real estate not so big money, about 100-200 in a year and for car about 100 in a year
                                      Digital messaging and WhatsApp mailing!|Union Pharm - THE BEST pharm program here!
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                                      • TurboB
                                        Confirmed User
                                        • Dec 2016
                                        • 1060

                                        #20
                                        Car 11 euros per month.
                                        House 11 euros per month.
                                        Health 50 euros per month.

                                        Comment

                                        • k0nr4d
                                          Confirmed User
                                          • Aug 2006
                                          • 9231

                                          #21
                                          I've paying about $6k in car insurance/year across 5 vehicles, and probably another $2500 in property insurances. Mandatory public health insurance we are paying around $800/mo.
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                                          • Grapesoda
                                            So Fucking Banned
                                            • Jul 2003
                                            • 46238

                                            #22
                                            Originally posted by k0nr4d
                                            I've paying about $6k in car insurance/year across 5 vehicles, and probably another $2500 in property insurances. Mandatory public health insurance we are paying around $800/mo.
                                            Is $800 for the entire family? Seems high.

                                            Comment

                                            • Brian mike
                                              #Alberta51
                                              • Oct 2014
                                              • 8735

                                              #23
                                              Originally posted by Grapesoda
                                              Is $800 for the entire family? Seems high.
                                              If he have 4 kids or anyone else in charge, those bills get high pretty fast.

                                              Our health benefit 80% coverage: $305/ month for 2 adults and 1 kid in the same house.

                                              I heard somewhere there is free Health care in Canada? Where is that .....

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                                              • $5 submissions
                                                I help you SUCCEED
                                                • Nov 2003
                                                • 32195

                                                #24
                                                OP, how about health insurance? No life insurance?

                                                Comment

                                                • w4mmaps
                                                  Confirmed User
                                                  • Feb 2019
                                                  • 248

                                                  #25
                                                  $3000/year for home insurance
                                                  $3600/year for vehicles (3 vehicles)

                                                  $6600/year total.

                                                  Comment

                                                  • w4mmaps
                                                    Confirmed User
                                                    • Feb 2019
                                                    • 248

                                                    #26
                                                    Originally posted by Brian mike
                                                    I heard somewhere there is free Health care in Canada? Where is that .....
                                                    In the province next door my friend


                                                    "Elimination of MSP Premiums (as of Jan 1st, 2020)

                                                    British Columbia (B.C.) residents are no longer charged MSP premiums. The MSP program continues to provide provincially-insured health care benefits for eligible BC residents.

                                                    If you aren't heard of it, MSP is the provincial insurance program that pays for required medical services. These include medically necessary services provided by physicians and midwives, dental and oral surgery performed in a hospital, eye examinations if medically required and some orthodontic services. In addition, MSP pay for diagnostic services including x-rays. Other services that may be covered by MSP include supplementary benefits provided by other health care practitioners. These include acupuncture, chiropractic, massage therapy, naturopathy, physical therapy and non-surgical podiatry.

                                                    Comment

                                                    • Grapesoda
                                                      So Fucking Banned
                                                      • Jul 2003
                                                      • 46238

                                                      #27
                                                      Originally posted by $5 submissions
                                                      OP, how about health insurance? No life insurance?
                                                      Nope....

                                                      Comment

                                                      • TaiGhost
                                                        So Fucking Banned
                                                        • Dec 2019
                                                        • 491

                                                        #28
                                                        Sold cars years ago. Don't need them.
                                                        Health insurance? About $350 per year for the family.
                                                        A full body MRI costs me $50.

                                                        Socialized medicine is a great thing if the country is Tier 1.

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