EPOCH PAYCOM Visa fee - GoFuckYourself.com

adjektiv · 05-12-2003, 12:43 PM

Do Mainstream sites who use Visa have to pay a $750 fee?

If not then why does Epoch/Paycom still charge $750 for a mainstream site? Any ideas why?

I don't mind paying $750 if I have to, but if it is not required I'm not going to give Visa one penny.

thanks!

xdcdave · 05-12-2003, 12:46 PM

I don't have to for my mainstream sites with iBill or ccBill.

adjektiv · 05-12-2003, 12:50 PM

I don't have to with Ibill or CCbill but now Paycom is trying to make me pay them $750 for a mainstream site.

Is it just bullshit or what? Are they trying to screw me?

gothweb · 05-12-2003, 12:51 PM

My guess is that they do so much "high risk" business, that Visa just lumps their whole operation into that category.

JimW · 05-12-2003, 01:01 PM

all processors, not just epoch, have to charge the $750 visa fee for processing adult...

adjektiv · 05-12-2003, 01:04 PM

Quote:

Originally posted by JimW
all processors, not just epoch, have to charge the $750 visa fee for processing adult...

Woah really? That's why I said I had a mainstream site (nonadult).

I wanted to know if other people using Epoch for mainstream have to pay a fee, or if they are just screwing me.

4Pics · 05-12-2003, 01:31 PM

Signup for Netbilling.com and you won't have to pay the fee.

You are better off elsewhere anway.

If doing mainstream then I suggest your own merchant account.

Rand · 05-12-2003, 01:32 PM

If you are using the IPSP model and not your own merchant account you will have to pay the Visa registration fee. The IPSP model is high risk and falls into Visa program. Otherwise you can get your own merchant account.

If you are using Epoch as a payment gateway to your own merchant account, you do not have to pay the registration to Epoch but you may have a fee to pay to your bank.

Does this answer your question?

Kick Ass Chat · 05-12-2003, 01:37 PM

If your not processing adult, then your nuts to be using any 3rd party processor at all. Get your own merchant account, and there will be no fees, and the per transaction fee will only be around 1.5 to 2.5 % thats a HUGE savings, and also you wont be involved with any of the ibill, WSB, ccbill epoch etc... bull shit about Held fees, charge backs, or Not getting paid for whatever garbage they try to shovel....
Just my 2 cents

ztik · 05-12-2003, 01:42 PM

I might be wrong but I think "High Risk" is any service where can download the product or view the content right after you submit your card. If you were selling actual goods I don't think you would have a problem.

I could be wrong though, thats just how I always heard it

Kimmykim · 05-12-2003, 01:44 PM

Quote:

Originally posted by GirlsFreePics
If your not processing adult, then your nuts to be using any 3rd party processor at all. Get your own merchant account, and there will be no fees, and the per transaction fee will only be around 1.5 to 2.5 % thats a HUGE savings, and also you wont be involved with any of the ibill, WSB, ccbill epoch etc... bull shit about Held fees, charge backs, or Not getting paid for whatever garbage they try to shovel....
Just my 2 cents

You're always so positive in your posts, I'd hate to see you having a bad day.

woodman · 05-12-2003, 01:52 PM

my partners mainstream site did not need to pay $750 for visa at iBill. iBill told her that the 750 is only required for adult.

missbunny · 05-12-2003, 02:05 PM

There are a few billing companies that have managed somehow to not have to collect the $750.00 from their clients. Globill is one of them. I know a couple of amateurs who left CCBill to use Globill for that reason. Does anyone think that is going to last? Is whatever loophole they are using going to hold up?

Just a thought.

Kimmykim · 05-12-2003, 02:27 PM

Hey Bunny!!! How's it going! They are running Divas again on HBO and that always makes me think of you ;)

My personal guess on this mess is that if Visa doesn't get everyone into compliance like they have claimed to be going to do, they will find themselves on the receiving end of a lawsuit for unfair practices and restraint of trade.

nevermind · 05-12-2003, 03:04 PM

Quote:

Originally posted by missbunny
There are a few billing companies that have managed somehow to not have to collect the $750.00 from their clients. Globill is one of them. I know a couple of amateurs who left CCBill to use Globill for that reason. Does anyone think that is going to last? Is whatever loophole they are using going to hold up?

I'm wondering about this myself.

P.S. Sorry ... I didn't see Kimmy's post

05-12-2003, 12:43 PM	#1
adjektiv Confirmed User Join Date: Jan 2003 Location: USA Posts: 381	EPOCH PAYCOM Visa fee Do Mainstream sites who use Visa have to pay a $750 fee? If not then why does Epoch/Paycom still charge $750 for a mainstream site? Any ideas why? I don't mind paying $750 if I have to, but if it is not required I'm not going to give Visa one penny. thanks!

05-12-2003, 12:46 PM	#2
xdcdave Confirmed User Join Date: Feb 2003 Location: North East Posts: 1,911	I don't have to for my mainstream sites with iBill or ccBill. __________________

05-12-2003, 12:51 PM	#4
gothweb Confirmed User Join Date: Jun 2002 Location: Back in the USSA Posts: 8,849	My guess is that they do so much "high risk" business, that Visa just lumps their whole operation into that category. __________________ Photos by Ian X.: Distinctive photos of goth babes. Blood Money:Your traffic, my sites, our money. MojoHost: Still the best.

05-12-2003, 01:32 PM	#8
Rand Industry Vet Industry Role: Join Date: Jan 2002 Location: Santa Monica, CA Posts: 2,663	If you are using the IPSP model and not your own merchant account you will have to pay the Visa registration fee. The IPSP model is high risk and falls into Visa program. Otherwise you can get your own merchant account. If you are using Epoch as a payment gateway to your own merchant account, you do not have to pay the registration to Epoch but you may have a fee to pay to your bank. Does this answer your question? __________________ -- Rand Payment Industry - Communications - Quality Assurance

05-12-2003, 02:05 PM	#13
missbunny Confirmed User Join Date: Nov 2002 Location: Los Angeles Posts: 171	There are a few billing companies that have managed somehow to not have to collect the $750.00 from their clients. Globill is one of them. I know a couple of amateurs who left CCBill to use Globill for that reason. Does anyone think that is going to last? Is whatever loophole they are using going to hold up? Just a thought. __________________ My site has HARDCORE now! Have a look and then.... Join my NEW affiliate program!

05-12-2003, 12:50 PM	#3
adjektiv Confirmed User Join Date: Jan 2003 Location: USA Posts: 381	I don't have to with Ibill or CCbill but now Paycom is trying to make me pay them $750 for a mainstream site. Is it just bullshit or what? Are they trying to screw me?

05-12-2003, 01:01 PM	#5
JimW Confirmed User Join Date: Dec 2002 Location: Dallas, TX Posts: 422	all processors, not just epoch, have to charge the $750 visa fee for processing adult...

05-12-2003, 01:31 PM	#7
4Pics Confirmed User Industry Role: Join Date: Dec 2001 Posts: 7,952	Signup for Netbilling.com and you won't have to pay the fee. You are better off elsewhere anway. If doing mainstream then I suggest your own merchant account.

05-12-2003, 01:37 PM	#9
Kick Ass Chat Confirmed User Join Date: Dec 2002 Posts: 2,057	If your not processing adult, then your nuts to be using any 3rd party processor at all. Get your own merchant account, and there will be no fees, and the per transaction fee will only be around 1.5 to 2.5 % thats a HUGE savings, and also you wont be involved with any of the ibill, WSB, ccbill epoch etc... bull shit about Held fees, charge backs, or Not getting paid for whatever garbage they try to shovel.... Just my 2 cents

05-12-2003, 01:42 PM	#10
ztik Confirmed User Industry Role: Join Date: Aug 2001 Location: Nomad Posts: 5,196	I might be wrong but I think "High Risk" is any service where can download the product or view the content right after you submit your card. If you were selling actual goods I don't think you would have a problem. I could be wrong though, thats just how I always heard it

05-12-2003, 01:52 PM	#12
woodman Confirmed User Join Date: Jan 2003 Posts: 433	my partners mainstream site did not need to pay $750 for visa at iBill. iBill told her that the 750 is only required for adult.

05-12-2003, 02:27 PM	#14
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	Hey Bunny!!! How's it going! They are running Divas again on HBO and that always makes me think of you ;) My personal guess on this mess is that if Visa doesn't get everyone into compliance like they have claimed to be going to do, they will find themselves on the receiving end of a lawsuit for unfair practices and restraint of trade.