Got my Paxum Union Pay Card

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  • mopek1
    Confirmed User
    • Jun 2004
    • 3196

    #1

    Got my Paxum Union Pay Card

    Activated it, loaded it and withdrew money from the ATM.

    I was only able to get $500 out at one time. I thought the limits were higher for Union Pay but perhaps I misunderstood.

    At least it's working and we can withdraw cash again.
  • thezio
    Confirmed User
    • Jan 2018
    • 909

    #2
    Congratulations.
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    • pornguy
      Too lazy to set a custom title
      • Mar 2003
      • 62912

      #3
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      • Denny
        Too lazy to set a custom title
        • Feb 2005
        • 17393

        #4
        What's the ATM transaction fee when withdrawing in currency other than USD? For Trucash card it was 2,5%, for Wirecard it's 3%. Unionpay card?

        Comment

        • Dreamteam
          Confirmed User
          • Feb 2010
          • 472

          #5
          Weird ... paxum.com came with the announcement of the new unionpay cards on 6 February 2020

          I have "successfully" requested a card on February 7, 2020, but since that day the newly requested card is on "PENDING".

          We are today March 3, 2020.

          Comment

          • Denny
            Too lazy to set a custom title
            • Feb 2005
            • 17393

            #6
            Originally posted by Dreamteam
            Weird ... paxum.com came with the announcement of the new unionpay cards on 6 February 2020

            I have "successfully" requested a card on February 7, 2020, but since that day the newly requested card is on "PENDING".

            We are today March 3, 2020.
            Mine is "pending" since Feb 05 but I have Paxum Wirecard so I thought it's because they are first issuing them to those who don't have any card.

            Comment

            • Dreamteam
              Confirmed User
              • Feb 2010
              • 472

              #7
              Originally posted by Denny
              Mine is "pending" since Feb 05 but I have Paxum Wirecard so I thought it's because they are first issuing them to those who don't have any card.
              Denny, ... I don't have a paxum card anymore since the "original" cards stopped working.

              Comment

              • CaptainHowdy
                Too lazy to set a custom title
                • Dec 2004
                • 94735

                #8
                Hold on to it with your life . . .

                Comment

                • mopek1
                  Confirmed User
                  • Jun 2004
                  • 3196

                  #9
                  Originally posted by Denny
                  What's the ATM transaction fee when withdrawing in currency other than USD? For Trucash card it was 2,5%, for Wirecard it's 3%. Unionpay card?
                  Not sure yet.

                  As for fees so far I am paying (or have paid)

                  - $45 for the yearly card fee. (Charged as soon as I activated it).
                  - $1 to change the PIN
                  - $2 ATM withdrawal fee (+ The local bank machine takes $3)
                  - $0.25 for ATM decline fee (Insufficient funds on first attempt although it should have said that the amount I am asking for exceeds my limit as I had sufficient funds).
                  - $0.25 to load the card.

                  So for me it's about $5 to make a withdrawal of $500. That's why I was hoping the limit would be $1000.

                  Comment

                  • nikki99
                    Supermodel
                    • Nov 2004
                    • 23087

                    #10
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                    • hdbuilder
                      Confirmed User
                      • Jun 2012
                      • 1338

                      #11
                      Got mine today, will test it tonight

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                      • tornell
                        Confirmed User
                        • Nov 2002
                        • 4231

                        #12
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                        • mopek1
                          Confirmed User
                          • Jun 2004
                          • 3196

                          #13
                          Anyone know the card limits?

                          Loading, withdrawing etc.. I can't find where they are on the site.

                          Comment

                          • Denny
                            Too lazy to set a custom title
                            • Feb 2005
                            • 17393

                            #14
                            Originally posted by mopek1
                            Anyone know the card limits?

                            Loading, withdrawing etc.. I can't find where they are on the site.
                            Fast Facts – Paxum Unionpay Card

                            Balance/Load
                            Maximum balance at any time $30,000.00
                            Maximum Monthly load $30,000.00
                            Maximum Annual load $300,000.00
                            Maximum Daily load $5,000.00

                            POS
                            Maximum POS daily $2,000
                            Maximum POS monthly $20,000
                            Maximum POS Yearly $200,000

                            ATM
                            Daily ATM withdrawal limit $3,000.00
                            Monthly ATM withdrawal limit $30,000.00
                            Annual ATM withdrawal limit $300,000.00

                            Fees
                            Annual Fee - $44.95 USD
                            ATM withdrawal - $2 USD
                            POS transaction - FREE
                            Balance inquiry - $1 USD
                            Decline fee - $0.50 USD
                            ...but I'm still missing the ATM transaction fee when withdrawing in currency other than USD. For Trucash card it was 2,5%, for Wirecard it's 3% so I guess there will be any too.

                            Comment

                            • mopek1
                              Confirmed User
                              • Jun 2004
                              • 3196

                              #15
                              Originally posted by Denny
                              ...but I'm still missing the ATM transaction fee when withdrawing in currency other than USD. For Trucash card it was 2,5%, for Wirecard it's 3% so I guess there will be any too.
                              Thanks for the quote.

                              I believe what you just quoted is what Paxum sent out but that doesn't seem to be accurate for me anyway.

                              For example, my decline fee was $0.25 and not $0.50

                              My ATM withdrawal limit was $500. I tried to withdraw $1000 Canadian which would have been only $700+ US dollars (card loaded to over $1000US) but the ATM declined my request.

                              Maybe Ruth can chime in.

                              Comment

                              • RuthB
                                Let's Get Paxumized!
                                • May 2005
                                • 7248

                                #16
                                Originally posted by mopek1
                                Thanks for the quote.

                                I believe what you just quoted is what Paxum sent out but that doesn't seem to be accurate for me anyway.

                                For example, my decline fee was $0.25 and not $0.50

                                My ATM withdrawal limit was $500. I tried to withdraw $1000 Canadian which would have been only $700+ US dollars (card loaded to over $1000US) but the ATM declined my request.

                                Maybe Ruth can chime in.
                                The fees are listed on our site - https://www.paxum.com/fees/personal



                                Let me double check on the limits. It's $3,000 USD per day, but I don't know if the per transaction limit differs.
                                Send & Receive Mass Global Payments - Mass P2P/Wire/EFT/SEPA - Adult Industry Friendly - Award Winning Payment Service - Fast, Reliable & Secure!
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                                • Brian mike
                                  #Alberta51
                                  • Oct 2014
                                  • 8735

                                  #17
                                  Originally posted by mopek1
                                  My ATM withdrawal limit was $500. I tried to withdraw $1000 Canadian which would have been only $700+ US dollars (card loaded to over $1000US) but the ATM declined my request.
                                  The ATM for what i know may have a limit per transaction you can withdraw; this could be the why you could have been limited ?

                                  The store where is the ATM make money too Splitting the Fee's with the ATM owner.
                                  The more Transaction needed to take money out the more Transaction fee they are getting.

                                  Here an exemple : some bar around where i live, if you use the ATM you can withdraw only $200 - $300 per transaction.

                                  BTW I did Tried my card today at a TD bank ATM at the mac's/ Circle K store. Worked like a charm got my funds.
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                                  • zyrcon
                                    Confirmed User
                                    • Jan 2007
                                    • 67

                                    #18
                                    I just tried the card withdrawing euros and they charged me 4 € fee. Not sure if is due the bank, tomorrow I will try in a different bank, but I think is a bit high...
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                                    • mopek1
                                      Confirmed User
                                      • Jun 2004
                                      • 3196

                                      #19
                                      So I went to the ATM again.

                                      I tried withdrawing $1000 and I got a decline message saying that the amount requested exceeds my withdrawal limit. So I tried at $500 and was successful.

                                      So it seems that Paxum has an ATM daily withdrawal limit of $500. I thought I read somewhere that the limits were $1000.

                                      Also, this is my second time withdrawing at this machine. The first time they charged $3.00 and this second time was $3.50 ? Not sure what this bank is doing.

                                      Anyway, just so you know.

                                      Comment

                                      • Denny
                                        Too lazy to set a custom title
                                        • Feb 2005
                                        • 17393

                                        #20
                                        Originally posted by mopek1
                                        So I went to the ATM again.

                                        I tried withdrawing $1000 and I got a decline message saying that the amount requested exceeds my withdrawal limit. So I tried at $500 and was successful.

                                        So it seems that Paxum has an ATM daily withdrawal limit of $500. I thought I read somewhere that the limits were $1000.

                                        Also, this is my second time withdrawing at this machine. The first time they charged $3.00 and this second time was $3.50 ? Not sure what this bank is doing.

                                        Anyway, just so you know.
                                        Maybe try to withdraw 2 x $500? Daily ATM withdrawal limit should be $3,000.00 for Union Pay card. Not sure if you can withdraw $3,000 in one transaction or if there is a lower limit per transaction ($500?).

                                        Comment

                                        • mopek1
                                          Confirmed User
                                          • Jun 2004
                                          • 3196

                                          #21
                                          Originally posted by Denny
                                          Maybe try to withdraw 2 x $500? Daily ATM withdrawal limit should be $3,000.00 for Union Pay card. Not sure if you can withdraw $3,000 in one transaction or if there is a lower limit per transaction ($500?).
                                          Yeah, I'd like to know that too. Ruth said she was going to double check the limits and get back to us so I hope she posts here when she does.

                                          Comment

                                          • Chris
                                            Too lazy to set a custom title
                                            • May 2003
                                            • 27880

                                            #22
                                            the ATM daily limit is as listed
                                            if you are getting a "limit" per transaction / day that is from the ATM you are using - not us.
                                            [email protected]

                                            Comment

                                            • mopek1
                                              Confirmed User
                                              • Jun 2004
                                              • 3196

                                              #23
                                              Originally posted by Chris
                                              the ATM daily limit is as listed
                                              if you are getting a "limit" per transaction / day that is from the ATM you are using - not us.
                                              Hi Chris,

                                              Where is it listed? I can't find it.

                                              Comment

                                              • Chris
                                                Too lazy to set a custom title
                                                • May 2003
                                                • 27880

                                                #24
                                                Originally posted by mopek1
                                                Hi Chris,

                                                Where is it listed? I can't find it.
                                                Balance/Load
                                                Maximum balance at any time $30,000.00
                                                Maximum Monthly load $30,000.00
                                                Maximum Annual load $300,000.00
                                                Maximum Daily load $5,000.00

                                                POS
                                                Maximum POS daily $2,000
                                                Maximum POS monthly $20,000
                                                Maximum POS Yearly $200,000

                                                ATM
                                                Daily ATM withdrawal limit $3,000.00
                                                Monthly ATM withdrawal limit $30,000.00
                                                Annual ATM withdrawal limit $300,000.00

                                                Fees
                                                Annual Fee - $44.95 USD
                                                ATM withdrawal - $2 USD
                                                POS transaction - FREE
                                                Balance inquiry - $1 USD
                                                Decline fee - $0.50 USD
                                                [email protected]

                                                Comment

                                                • mopek1
                                                  Confirmed User
                                                  • Jun 2004
                                                  • 3196

                                                  #25
                                                  ATM
                                                  Daily ATM withdrawal limit $3,000.00


                                                  ...

                                                  I assume no limit per withdrawal attempt? Meaning we can withdraw the full $3000 in one attempt?

                                                  Comment

                                                  • RuthB
                                                    Let's Get Paxumized!
                                                    • May 2005
                                                    • 7248

                                                    #26
                                                    Originally posted by mopek1
                                                    ATM
                                                    Daily ATM withdrawal limit $3,000.00


                                                    ...

                                                    I assume no limit per withdrawal attempt? Meaning we can withdraw the full $3000 in one attempt?
                                                    Yes you should be able to withdraw in one attempt, but it also depends on the limits the machine you're using has in place. Many ATMs have their own withdrawal limits.
                                                    Send & Receive Mass Global Payments - Mass P2P/Wire/EFT/SEPA - Adult Industry Friendly - Award Winning Payment Service - Fast, Reliable & Secure!
                                                    Paxum ...... Paxum Bank
                                                    Email: [email protected] ~ Telegram: PaxumRuth

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                                                    • mopek1
                                                      Confirmed User
                                                      • Jun 2004
                                                      • 3196

                                                      #27
                                                      Originally posted by RuthB
                                                      Yes you should be able to withdraw in one attempt, but it also depends on the limits the machine you're using has in place. Many ATMs have their own withdrawal limits.
                                                      Perfect.

                                                      Thanks.

                                                      Comment

                                                      • femdomdestiny
                                                        Confirmed User
                                                        • Apr 2007
                                                        • 5185

                                                        #28
                                                        Again no tracking number?
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                                                        • Sharon1974
                                                          Confirmed User
                                                          • Dec 2011
                                                          • 566

                                                          #29
                                                          Originally posted by RuthB
                                                          Yes you should be able to withdraw in one attempt, but it also depends on the limits the machine you're using has in place. Many ATMs have their own withdrawal limits.
                                                          Not if you live in the Netherlands... I need to drive to Germany and browse for ATM who support this card. EFT is cheaper. Also.. could not find a online store within the EU who accepts this card...
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                                                          • Lichen
                                                            Tube Master
                                                            • May 2004
                                                            • 1640

                                                            #30
                                                            How to fund a Paxum account with bank wire? I got a message from support asking me for an "invoice" and "contract". This never happened before.

                                                            All i need is to fund the account to be able to pay webmasters for random services (coding, hosting, advertising, sem/seo marketing etc).

                                                            Comment

                                                            • hdbuilder
                                                              Confirmed User
                                                              • Jun 2012
                                                              • 1338

                                                              #31
                                                              Ask Ruth at [email protected]

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                                                              • JM-cj
                                                                Confirmed User
                                                                • Nov 2002
                                                                • 324

                                                                #32
                                                                Originally posted by RuthB
                                                                The fees are listed on our site - https://www.paxum.com/fees/personal



                                                                Let me double check on the limits. It's $3,000 USD per day, but I don't know if the per transaction limit differs.
                                                                Limits on card is 2,500$, not 3,000$!!!
                                                                And now my account limited after 1 week card recived
                                                                Yep card and account do not work!!! Why is it happens?

                                                                Comment

                                                                • JM-cj
                                                                  Confirmed User
                                                                  • Nov 2002
                                                                  • 324

                                                                  #33
                                                                  Originally posted by Chris
                                                                  Balance/Load
                                                                  Maximum balance at any time $30,000.00
                                                                  Maximum Monthly load $30,000.00
                                                                  Maximum Annual load $300,000.00
                                                                  Maximum Daily load $5,000.00

                                                                  POS
                                                                  Maximum POS daily $2,000
                                                                  Maximum POS monthly $20,000
                                                                  Maximum POS Yearly $200,000

                                                                  ATM
                                                                  Daily ATM withdrawal limit $3,000.00
                                                                  Monthly ATM withdrawal limit $30,000.00
                                                                  Annual ATM withdrawal limit $300,000.00

                                                                  Fees
                                                                  Annual Fee - $44.95 USD
                                                                  ATM withdrawal - $2 USD
                                                                  POS transaction - FREE
                                                                  Balance inquiry - $1 USD
                                                                  Decline fee - $0.50 USD
                                                                  Correct:
                                                                  Daily ATM withdrawal limit $2,500.00
                                                                  Decline fee - $0.25 USD
                                                                  One Time withdrawal limit 500$

                                                                  Comment

                                                                  • mopek1
                                                                    Confirmed User
                                                                    • Jun 2004
                                                                    • 3196

                                                                    #34
                                                                    Originally posted by JM-cj
                                                                    One Time withdrawal limit 500$
                                                                    That's what I am experiencing too.

                                                                    One time withdrawal limit of $500.

                                                                    I haven't yet tried withdrawing 2X$500 within minutes of each other. I'll try that soon.

                                                                    Comment

                                                                    • JM-cj
                                                                      Confirmed User
                                                                      • Nov 2002
                                                                      • 324

                                                                      #35
                                                                      And finaly:
                                                                      ATM withdrawal - $2 USD + 1.5%
                                                                      + account ban after 4+ transactions

                                                                      Comment

                                                                      • ladida
                                                                        Confirmed User
                                                                        • Nov 2005
                                                                        • 2179

                                                                        #36
                                                                        500 limit for single withdrawal is what i'm seeing as well. Can do more then 1. Around 3% difference from mid market rate conversion is what i'm seeing. Pretty standard and how it was always with these cards.
                                                                        agentGFY *at* gmail.com

                                                                        Comment

                                                                        • mopek1
                                                                          Confirmed User
                                                                          • Jun 2004
                                                                          • 3196

                                                                          #37
                                                                          Originally posted by ladida
                                                                          500 limit for single withdrawal is what i'm seeing as well. Can do more then 1. Around 3% difference from mid market rate conversion is what i'm seeing. Pretty standard and how it was always with these cards.
                                                                          I'm going to try 2 X $500 withdrawals today, one right after the other and report back.

                                                                          Comment

                                                                          • gorillaz_
                                                                            Confirmed User
                                                                            • Sep 2014
                                                                            • 361

                                                                            #38
                                                                            lol, they don't know the card limit ? this mean to spend the 3k daily limit with atm,you pay 18% currency conversion ?

                                                                            Comment

                                                                            • mopek1
                                                                              Confirmed User
                                                                              • Jun 2004
                                                                              • 3196

                                                                              #39
                                                                              Okay.

                                                                              Just did 2 withdrawals in a row (within 1 minute of each other) for $500 each.

                                                                              Can't do over $500 per transaction.

                                                                              Comment

                                                                              • Brian mike
                                                                                #Alberta51
                                                                                • Oct 2014
                                                                                • 8735

                                                                                #40
                                                                                Originally posted by mopek1
                                                                                Okay.

                                                                                Just did 2 withdrawals in a row (within 1 minute of each other) for $500 each.

                                                                                Can't do over $500 per transaction.
                                                                                Great news, i'm also going to the Atm later on today
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                                                                                • Denny
                                                                                  Too lazy to set a custom title
                                                                                  • Feb 2005
                                                                                  • 17393

                                                                                  #41
                                                                                  Originally posted by gorillaz_
                                                                                  lol, they don't know the card limit ? this mean to spend the 3k daily limit with atm,you pay 18% currency conversion ?
                                                                                  No, but 6x$2 (ATM withdrawal fee).

                                                                                  Comment

                                                                                  • gofucking4
                                                                                    Confirmed User
                                                                                    • Mar 2009
                                                                                    • 162

                                                                                    #42
                                                                                    I dont know why but I tried today to activate the UnionPay Card and I wrote last 4 digits of card number and said that: 'The following cards were not activated.'
                                                                                    Anybody have same issue when tried to activate the card today ?

                                                                                    Comment

                                                                                    • Barnaba
                                                                                      Confirmed User
                                                                                      • May 2004
                                                                                      • 86

                                                                                      #43
                                                                                      Originally posted by gofucking4
                                                                                      I dont know why but I tried today to activate the UnionPay Card and I wrote last 4 digits of card number and said that: 'The following cards were not activated.'
                                                                                      Anybody have same issue when tried to activate the card today ?
                                                                                      yes i have the same

                                                                                      Comment

                                                                                      • gorillaz_
                                                                                        Confirmed User
                                                                                        • Sep 2014
                                                                                        • 361

                                                                                        #44
                                                                                        Originally posted by Denny
                                                                                        No, but 6x$2 (ATM withdrawal fee).
                                                                                        how ? unionpay cards users that withdraw with international atm will charge currency fees (2-3%)+2usd each transaction ,let's do the math to spend the daily 3k limit, $2x6+2-3%x6 .you are talking about us based atms and worldwide atm with usd .

                                                                                        Comment

                                                                                        • gorillaz_
                                                                                          Confirmed User
                                                                                          • Sep 2014
                                                                                          • 361

                                                                                          #45
                                                                                          $10-15 x6 +12 = 72 to 102 usd

                                                                                          Comment

                                                                                          • Denny
                                                                                            Too lazy to set a custom title
                                                                                            • Feb 2005
                                                                                            • 17393

                                                                                            #46
                                                                                            Originally posted by gorillaz_
                                                                                            how ? unionpay cards users that withdraw with international atm will charge currency fees (2-3%)+2usd each transaction ,let's do the math to spend the daily 3k limit, $2x6+2-3%x6 .you are talking about us based atms and worldwide atm with usd .
                                                                                            Yep, but currency conversion fee will always be 2-3%, I'm not sure where you got 18%.

                                                                                            $3000 x 0,03 = $90 + $2

                                                                                            $500 x 0,03 = $15 + $2

                                                                                            So if you want to withdraw $3000, you need to make 6 transactions and the fees are $102 in total.

                                                                                            Comment

                                                                                            • gofucking4
                                                                                              Confirmed User
                                                                                              • Mar 2009
                                                                                              • 162

                                                                                              #47
                                                                                              Originally posted by Barnaba
                                                                                              yes i have the same
                                                                                              Hope it will fixed soon

                                                                                              Comment

                                                                                              • ladida
                                                                                                Confirmed User
                                                                                                • Nov 2005
                                                                                                • 2179

                                                                                                #48
                                                                                                Originally posted by gorillaz_
                                                                                                lol, they don't know the card limit ? this mean to spend the 3k daily limit with atm,you pay 18% currency conversion ?
                                                                                                You have issues with math.
                                                                                                Originally posted by Denny
                                                                                                Yep, but currency conversion fee will always be 2-3%, I'm not sure where you got 18%.
                                                                                                Exactly. The fee is 2$xtimes_you_withdraw+3% of total amount from all the transactions.
                                                                                                agentGFY *at* gmail.com

                                                                                                Comment

                                                                                                • gorillaz_
                                                                                                  Confirmed User
                                                                                                  • Sep 2014
                                                                                                  • 361

                                                                                                  #49
                                                                                                  Originally posted by ladida
                                                                                                  You have issues with math.

                                                                                                  Exactly. The fee is 2$xtimes_you_withdraw+3% of total amount from all the transactions.
                                                                                                  it was typing error , but this like 2.4% - 3.4% total .
                                                                                                  https://gfy.com/22627950-post45.html

                                                                                                  Comment

                                                                                                  • femdomdestiny
                                                                                                    Confirmed User
                                                                                                    • Apr 2007
                                                                                                    • 5185

                                                                                                    #50
                                                                                                    I didn't get my card yet and it was shipped 20 days ago
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