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-   -   Hoax's credit woes continued... (https://gfy.com/showthread.php?t=120122)

jake2000xp 03-28-2003 01:04 AM

Quote:

I wanna dry hump a cheese grater right now...
:1orglaugh

Try a different dealer, same car. Should be no problem..

Why 03-28-2003 02:01 AM

i have 660 and im 50 days into being 20. :)

-=HOAX=- 03-28-2003 11:27 AM

Due to the urging of many around me...and the necessity of having a new car.


I lowered my standards a bit and got a different car. The money I saved allowed me to get a few modifications...

http://www.explicit-design.com/newcar.jpg

snowpimp 03-28-2003 11:40 AM

Quote:

Originally posted by -=HOAX=-



....I don't miss tahoe really....

ouch, that hurts:321GFY

-=HOAX=- 03-28-2003 11:59 AM

Quote:

Originally posted by snowpimp


ouch, that hurts:321GFY

I miss my friends and lovers...drinking buddies and late night theological discussions over too much Jack Daniels...

I miss drunken wake boarding, dollar drinks till I was compelled to scream, "LakeSide Sucks COCK!"

I miss walking out of Horizon with socks full of black chips...

I miss all you can drink redbull and vodka's and playing HardCore Jungle to crowds of house lovers at the technopig...

I miss urinating in Hot Tubs...Halo, Bingers and Coors Light for lunch...

I miss, "DUDE, FUCKIN', DUDE...FUCK, MY LIFE IS SO FUCKING HARD!, DUDE, FUCKED...DUDE!"

I miss fourth of July's, New Year's, LaborDays, Memorial Days, Friday's and Tuesday's I can vaguely remember...

I miss wrestling boobzilla in a miniskirt...

I don't miss the snow, I don't miss the tourists (Now I'm one of them).

I don't miss the lack of restaraunts, shopping...

I don't miss the roadwork....

I don't miss walking INTO caesars with socks full of black chips...

I miss that office, sometimes, and the fun we had...but tahoe itself, I can visit.

rowan 03-28-2003 12:14 PM

I offered a 50% cash deposit on a recent model 2nd hand car and the finance company knocked it back. Eventually they conceded and offered me a crappy rate with a massive 5 years to pay it off. I've got more than half of the loan paid off in a few months so far! I don't understand why they were so tight, considering it was a second hand car (the nasty first year mass depreciation was over), and I was putting up half the price as cash.

In Australia you don't get a credit rating, just a list of enquiries (credit checks) and defaults. It's up to you to provide extra documentation to show that you have paid off other loans with no problems...

snowpimp 03-28-2003 12:20 PM

I miss the boose cruise and other nights of heavy drinkage and getting SHIT CANNED

I miss the fact you can keep an entire room laughing for hours

I miss being egged on and challenged

I miss having someone to throw my ideas and comments at

I definitely miss my hot tub

I miss harrassing you about tomkat

I miss watching chloe grow before my very eyes

I miss talking shit about your video games

I miss having real neighbors I could hang out with and talk to

I don't thing there's anything I don't miss....

-=HOAX=- 03-28-2003 12:22 PM

Quote:

Originally posted by snowpimp
I miss the boose cruise and other nights of heavy drinkage and getting SHIT CANNED

I miss the fact you can keep an entire room laughing for hours

I miss being egged on and challenged

I miss having someone to throw my ideas and comments at

I definitely miss my hot tub

I miss harrassing you about tomkat

I miss watching chloe grow before my very eyes

I miss talking shit about your video games

I miss having real neighbors I could hang out with and talk to

I don't thing there's anything I don't miss....

*sniffle*


I love you...


*sniffle*



















I'M SHITCANNED!

MrPopup 03-28-2003 12:22 PM

Quote:

Originally posted by -=HOAX=-

Luckily you don't need credit to buy heroin...I'm going to lie naked in the bath tub, doped to the gills, and sip cheap beer as I CARVE THE WORD SUBARU INTO MY FUCKING CHEST WITH A BOTTLE CAP!

:1orglaugh

good stuff.

-=HOAX=- 03-28-2003 12:37 PM

Yeah...it hurts today too...and being dope sick don't help. :winkwink:

snowpimp 03-28-2003 12:55 PM

did i tell you i showed up drunk at work again? three times this week.....

-=HOAX=- 03-28-2003 01:00 PM

Well this time you don't have the office Nazi to make a stink...so fuck it...I'd be plastered already if I was there right now.

DrGuile 03-28-2003 01:08 PM

how's insurance?




I've been having credit problems myself, namely, I have no credit history because I never had to take out a fucking loan.

Only recently did I manage to get a credit card.

On the other hand, I just bought a 135k condo, all I needed was 15% down.
Of course, a house is easier to finance than a car.

snowpimp 03-28-2003 01:12 PM

Quote:

Originally posted by -=HOAX=-
Well this time you don't have the office Nazi to make a stink...so fuck it...I'd be plastered already if I was there right now.
She called me yesterday, turns out she's my accountant's receptionist calling to confirm my appointment next week. Tahoe's a small fucking town! Lol

Rich J. 03-28-2003 01:12 PM

I've heard if you plan on buying a house anytime in the near future to hold off on financing a car untill after you have purchased the house because a car payment can severely damage your chances of getting a home loan.

snowpimp 03-28-2003 01:14 PM

Quote:

Originally posted by Rich J.
I've heard if you plan on buying a house anytime in the near future to hold off on financing a car untill after you have purchased the house because a car payment can severely damage your chances of getting a home loan.
Yep that sure is true in my recent experience.....good advice RichJ, it was too late for me though and I got denied on one particular house loan mostly for that very reason.

Cheshire 03-28-2003 01:18 PM

Take over my car Hoax!
I'll bake you some more of those cupcakes you like so much :)
please please please

I want a bicycle with a basket and pompoms on the handle bars.
I'll ride it to work, and to the flower market on Saturdays.

Rich J. 03-28-2003 01:24 PM

Quote:

Originally posted by Cheshire
Take over my car Hoax!
I'll bake you some more of those cupcakes you like so much :)
please please please

I want a bicycle with a basket and pompoms on the handle bars.
I'll ride it to work, and to the flower market on Saturdays.

I'll take it... can I pay you in belly rubs? :Graucho

Cheshire 03-28-2003 01:25 PM

Quote:

Originally posted by Rich J.
I'll take it... can I pay you in belly rubs? :Graucho
Hmm, you do have the soft little hands of an Asian woman....

MaxDent 03-28-2003 01:26 PM

Subaru spelled backwards is:

U R A bus

:thumbsup

Rich J. 03-28-2003 01:35 PM

Quote:

Originally posted by Cheshire
Hmm, you do have the soft little hands of an Asian woman....
I can take that... so do we have a deal?

-=HOAX=- 03-28-2003 02:14 PM

Quote:

Originally posted by snowpimp


She called me yesterday, turns out she's my accountant's receptionist calling to confirm my appointment next week. Tahoe's a small fucking town! Lol

Show up drunk and breathe Jack Daniels in her face...

-=HOAX=- 03-28-2003 02:35 PM

HOLY SHIT I GOT IT!!!!!!!!!!


I"M THE PRIMARY OWNER I got 60 months financing at 2.9%...WWWWWWWWWWWWWWWWWHHHHHHHHHHHHHHHHHHHHHHHHHH HHHHHHAAAAAAAAAAAAAAAAAAAAAAAOOOOOOOOOOOOOOOOOOOOO OOOOFDOJFHNKLJFHEK:IHWFKJHK:H

snowpimp 03-28-2003 02:37 PM

alright!!!! congrats, taking a road trip to tahoe this weekend?

uno 03-28-2003 02:42 PM

Quote:

Originally posted by -=HOAX=-
Can you shoot smack into your eyeball????
Is there any other way?

Honeyslut 03-28-2003 02:49 PM

Have you looked into joining a credit union like Golden One Credit in Placer county and getting a loan.

-=HOAX=- 03-28-2003 04:35 PM

I just drove the fucker home from the lot...the cruise control makes it real easy to jerk and drive...aaaahhhh....

DTK 03-28-2003 04:53 PM

Quote:

Originally posted by snowpimp


ouch, that hurts:321GFY

Seconded

-=HOAX=- 03-28-2003 05:01 PM

Quote:

Originally posted by DTK


Seconded


Oh poo...I forgot to say I miss hitting a 150 yard 9 iron straight as an arrow...

DTK 03-28-2003 05:03 PM

Quote:

Originally posted by -=HOAX=-



Oh poo...I forgot to say I miss hitting a 150 yard 9 iron straight as an arrow...

Don't exaggerate, it was a 7 iron:tongue:

DrewKole 03-28-2003 05:05 PM

Quote:

Originally posted by Rich J.
I've heard if you plan on buying a house anytime in the near future to hold off on financing a car untill after you have purchased the house because a car payment can severely damage your chances of getting a home loan.
hold off on anything. =) Buying that new plasma tv on credit... or anything that shows that you're going on a little spending holiday.

I once did a loan for 2 doctors, house was around $350k or so.... a week before closing, the wife bought a new mercedes, totally threw off their ratios, and I had to bust the loan.

Hell, you don't even having to go on a shopping spree... It'll lower your score if too many peeps check your credit within a certain amount of time too

Cheshire 03-28-2003 05:09 PM

so you're not interested in the Beetle?

rats.



And Congrats :)


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