Meanwhile in Russia: Russian opposition leader Boris Nemtsov reported killed in Moscow - Page 6 - GoFuckYourself.com

Horatio Caine · 03-02-2015, 05:28 PM

Quote:

Originally Posted by klinton

he did it to impress his fans. but visa ban for cheney and bush jr ? i think that each country should has such law

In my opinion his face doesnt look like happy. More like a concerned. And no doubts about that.
they fucked up their economy, being the 5th largest oil exporter in the world. only in south america, only in carribean it is possible... official rate is probably 7 bolivars to 1 USD, unofficial its 200 bolviars to 1 USD.
one of the cheapest countries in the world if you will bring the cash. I heard though that they changed their system a little...but still - if you have cash usd or eur, you rule...

Obviously he wasn't parading for the opposition Captain O. And just like in Russia he has plenty of supporters drooling over the fact that some americans won't be banking at 1st Venezuela bank or buy beach front property in Caracas

klinton · 03-02-2015, 05:48 PM

and ? what is your point ? that all politicians are lying bitches or only those outside US ?

Quote:

Originally Posted by Horatio Caine

Obviously he wasn't parading for the opposition Captain O. And just like in Russia he has plenty of supporters drooling over the fact that some americans won't be banking at 1st Venezuela bank or buy beach front property in Caracas

Horatio Caine · 03-02-2015, 06:23 PM

Quote:

Originally Posted by klinton

and ? what is your point ? that all politicians are lying bitches or only those outside US ?

This has nothing to do with lying. This is about third world "who the fuck is that" pissing up a rope. Hobby in countries like N Korea, Venezuela, Bolivia or Russia.

klinton · 03-02-2015, 06:53 PM

yes they do that.
so what are you trying to say here ?
maybe you just want to say that US is the best country in the world to live and that's obvious? [ I wouldnt say so, and I'd never like to be born there, I prefer my mentality ]? or ? or what ?
what is your point ? that you are 2nd largest economy by GDP in the world or 10th by GD per capita ?

Or that life of average american citizen is easier than the life of average Russian, North Korean, Bolivian or Venezuelan guy ? ->>> well, that is true.

Horatio Caine · 03-02-2015, 07:20 PM

Quote:

Originally Posted by klinton

yes they do that.
so what are you trying to say here ?
maybe you just want to say that US is the best country in the world to live and that's obvious? [ I wouldnt say so, and I'd never like to be born there, I prefer my mentality ]? or ? or what ?
what is your point ? that you are 2nd largest economy by GDP in the world or 10th by GD per capita ?

Or that life of average american citizen is easier than the life of average Russian, North Korean, Bolivian or Venezuelan guy ? ->>> well, that is true.

The question is not if you are drinking right now but how much have you been drinking. Seriously, do you read your own posts?

klinton · 03-02-2015, 07:29 PM

I'm sober...
I made some grammar errors or you are surprised that I admit that life in US for average citizen is good, yet I still wouldnt like to be born there ?

Quote:

Originally Posted by Horatio Caine

The question is not if you are drinking right now but how much have you been drinking. Seriously, do you read your own posts?

Horatio Caine · 03-02-2015, 07:50 PM

Quote:

Originally Posted by klinton

I'm sober...
I made some grammar errors or you are surprised that I admit that life in US for average citizen is good, yet I still wouldnt like to be born there ?

Its not about your grammar. Its about going off topic once again. Why would I care if you wished to be born in the US or not?

klinton · 03-02-2015, 08:26 PM

nevermind then. you seem to brag how great US is and how shitty the other countries are, that's why I asked if this is your real agenda :-)

Quote:

Originally Posted by Horatio Caine

Its not about your grammar. Its about going off topic once again. Why would I care if you wished to be born in the US or not?

Horatio Caine · 03-02-2015, 08:52 PM

Quote:

Originally Posted by klinton

nevermind then. you seem to brag how great US is and how shitty the other countries are, that's why I asked if this is your real agenda :-)

You must be confusing me with someone else. Third world countries are third world countries. Thats why they called that way.

klinton · 03-02-2015, 09:08 PM

Russia is not a third world country....

Horatio Caine · 03-02-2015, 09:19 PM

Ok, two and a half.

GDP per capita

GDP - per capita (PPP) - Country Comparison

70 Russia 17,000
71 Gabon 16,400
72 Puerto Rico 16,300
73 Botswana 16,200

klinton · 03-02-2015, 09:29 PM

does it mean that qatar, brunei, kuweyt and saudi arabia are first world ?
i dont know where did you get this 70 th place, but
https://en.wikipedia.org/wiki/List_o...%29_per_capita
from 2013 though....
yeah, maybe now with weaker ruble could be lower.

42 Portugal 25,643
43 Lithuania 25,374
44 Greece 25,126
45 Bahamas, The 24,648
46 Russia 24,298
47 Seychelles 23,532
48 Poland 23,273
49 Hungary

but how about ukraine then ?

these countries cant be 3rd world, they are of white men

such rankings can be deceiving, but its true, that generally speaking Russia is even the bigger shithole than US

Quote:

Originally Posted by Horatio Caine

Ok, two and a half.

GDP per capita

GDP - per capita (PPP) - Country Comparison

70 Russia 17,000
71 Gabon 16,400
72 Puerto Rico 16,300
73 Botswana 16,200

ZiggiZiggiCrew · 03-02-2015, 09:44 PM

Quote:

Originally Posted by Horatio Caine

Ok, two and a half.

GDP per capita

GDP - per capita (PPP) - Country Comparison

70 Russia 17,000
71 Gabon 16,400
72 Puerto Rico 16,300
73 Botswana 16,200

yes, I confirm

Citizens of Cabon, Puerto Rico, Botswana in space

Horatio Caine · 03-02-2015, 09:45 PM

Two hour drive outside Moscow and its a third world country. Never been to Ukraine but pretty sure its not any better.

Horatio Caine · 03-02-2015, 09:50 PM

Quote:

Originally Posted by ZiggiZiggiCrew

yes, I confirm

Citizens of Cabon, Puerto Rico, Botswana in space

What does space has to do with your economic status fool? You have to look at your economy rankings instead. Last I heard Moody has you as loss write off.

https://www.moodys.com/research/Mood...iew--PR_316487

ZiggiZiggiCrew · 03-02-2015, 09:55 PM

ну шо там с доказательствами? или как всегда?
any new new about bloody KGB's killers? or as usually?

may be any new proof about MH17?

klinton · 03-02-2015, 10:23 PM

you know, Moody ratings are really "reliable", especially as they are US based company - and surprisingly - there is a kind of economic war against Russia since almost year....
And where the Moody was with Lehman brothers and Greece ?

I'm not saying that Russia is bigger economy than US, because its not... but some interesting facts for economy lovers...
Russia Debt Clock :: National Debt of Russia
US Debt Clock :: National Debt of United States

funny, isnt it ?

Quote:

Originally Posted by Horatio Caine

What does space has to do with your economic status fool? You have to look at your economy rankings instead. Last I heard Moody has you as loss write off.

Horatio Caine · 03-02-2015, 10:38 PM

Quote:

Originally Posted by klinton

you know, Moody ratings are really "reliable", especially as they are US based company - and surprisingly - there is a kind of economic war against Russia since almost year....
And where the Moody was with Lehman brothers and Greece ?

I'm not saying that Russia is bigger economy than US, because its not... but some interesting facts for economy lovers...
Russia Debt Clock :: National Debt of Russia
US Debt Clock :: National Debt of United States

funny, isnt it ?

Moody can care less about your imaginary "economic war". What they care is your currency devaluation, drained reserves, government bonds and bunch of other things you don't want to talk about.
And what does Moody has to do with Lehmans or Greece? They do ratings not bail out banks. As always you are mixing everything in one pot. You bore me with this juvenile brain farting.

klinton · 03-02-2015, 10:52 PM

http://www.nytimes.com/2011/11/30/bu...pagewanted=all
https://en.wikipedia.org/wiki/Credit...ubprime_crisis
your reliable agencies

and yeah, of course, there are not political pressure on agency based in NY

dude........

Quote:

Originally Posted by Horatio Caine

Moody can care less about your imaginary "economic war". What they care is your currency devaluation, drained reserves, government bonds and bunch of other things you don't want to talk about.
And what does Moody has to do with Lehmans or Greece? They do ratings not bail out banks. As always you are mixing everything in one pot. You bore me with this juvenile brain farting.

Horatio Caine · 03-02-2015, 11:28 PM

Quote:

Originally Posted by klinton

http://www.nytimes.com/2011/11/30/bu...pagewanted=all
https://en.wikipedia.org/wiki/Credit...ubprime_crisis
your reliable agencies

and yeah, of course, there are not political pressure on agency based in NY

dude........

You realized that you googled up 2011 article

Im sure Moody or S&P aren't always 100% accurate but I will take their ratings over Moscow State Agency of wall rugs any time. I'm sure they would put your economy in AAA list.

just a punk · 03-03-2015, 12:48 AM

Quote:

Originally Posted by Sid70

Looking at this scientific approach I suggest lets keep the fuckers behind the bars - the iron curtain again. 10% is your fantasy tho.

Does it mean that you must be kicked out from the EU and returned back into the Ukraine? Ah, ruskie fucker?

Quote:

Originally Posted by klinton

Fuckers ? do you think that they are the only "fuckers and losers" on this planet ?
and why do you think Americans elected Bush for the second time in 2004 ? Because somebody manipulated them into fear... and they elected "strong" leader...

You forget that Sid70 is Russian too

As about Bush Jr, so this democratic leader had 97% approval rating which is too much even for tyrants and dictators like Putin

just a punk · 03-03-2015, 01:01 AM

Quote:

Originally Posted by klinton

42 Portugal 25,643
43 Lithuania 25,374
44 Greece 25,126
45 Bahamas, The 24,648
46 Russia 24,298
47 Seychelles 23,532
48 Poland 23,273
49 Hungary

Ah those 3rd-world countries

Quote:

Originally Posted by Horatio Caine

Two hour drive outside Moscow and its a third world country. Never been to Ukraine but pretty sure its not any better.

You are wrong again, Johny. A regular Russian village is a 3rd world, that's true because they all literally dead. But any big city in Russia is not much different to Moscow (St. Petersburg, Ekaterinburg, Sochi, Kazan etc)...

just a punk · 03-03-2015, 02:21 AM

BTW, if Russia is a 3rd-world country (the only country that still delivers the so-called US astronauts to ISS), then some EU countries like Poland, Hungary, Bulgaria etc are 4th World ones? Their GDP is less than in Russia... ;)

P.S. Counting of GDP is dollars is a joke. GDP is an internal (domestic) thing and must be calculated in national currencies only (Russia is not the USA and we do not print dollars like toilet paper). Also the ways of calculation are really funny. For example the UK and Italy add prostitution and drug-traffic into their GDP (such a clever decision!)

As about the US, so I can easily show how its being calculated. Jack the redneck got a loan in some US bank (add this money to the US GDP), he bought a home (add this money to the US GDP), he paid taxes (add this money to the US GDP), his son joined the US army (add his salary to the US GDP) and been sent to Afghanistan (add the cost of the US Afghan company, weapon, bases etc to the US GDP). After a few months he was heroically killed there and send back to home in a coffin with stars and stripes (add the price of the coffin, transportation and funeral to the US GDP). A gravedigger was paid for it and paid his taxes as well (add this money to the US GDP). This is how GDP is being calculated

So in fact, all those cosmic military expenses make your GDP higher and make your people poorer - there are no free medicine and education in the USA and a regular American lives for loans and credits (for example I have never took any credit/load in a whole my life). So enjoy your GDP

just a punk · 03-03-2015, 02:39 AM

As a 3rd-world country citizen, I have no problems to pay a few hundred thousands of dollars in cash to buy apartments, cars etc. Like a whole my 3rd-world country I do not live in debt (the national debt of the 1st-world USA is just incomparable with 3rd-world Russian one). I'm not an oligarch or even a rather rich man who can afford a 10-million dollar house just in a few kilometers from Moscow, but I'm also not a regular US Homer Simpson whose home belongs to a bank, and who has less than a few thousand dollars on his bank account. Yes, I'm a 3-rd world citizen

pimpmaster9000 · 03-03-2015, 05:00 AM

heeeeey whats up with this 3rd world shit?

the USA and russia are first world...3rd world refers to non aligned countries that did not take part in the cold war...they wanted to keep their resources to themselves but the USA had other ideas and loan sharked them or flat out invaded them when they could not corrupt them and exploit them to the max...

the 3rd world got taught a lesson by the USA: if you want freedom you must develop globe splitting nukes or the USA will invade you over one reason or another...then you can invest in free education and healthcare ect...

woj · 03-03-2015, 05:55 AM

Quote:

Originally Posted by CyberSEO

BTW, if Russia is a 3rd-world country (the only country that still delivers the so-called US astronauts to ISS), then some EU countries like Poland, Hungary, Bulgaria etc are 4th World ones? Their GDP is less than in Russia... ;)

P.S. Counting of GDP is dollars is a joke. GDP is an internal (domestic) thing and must be calculated in national currencies only (Russia is not the USA and we do not print dollars like toilet paper). Also the ways of calculation are really funny. For example the UK and Italy add prostitution and drug-traffic into their GDP (such a clever decision!)

As about the US, so I can easily show how its being calculated. Jack the redneck got a loan in some US bank (add this money to the US GDP), he bought a home (add this money to the US GDP), he paid taxes (add this money to the US GDP), his son joined the US army (add his salary to the US GDP) and been sent to Afghanistan (add the cost of the US Afghan company, weapon, bases etc to the US GDP). After a few months he was heroically killed there and send back to home in a coffin with stars and stripes (add the price of the coffin, transportation and funeral to the US GDP). A gravedigger was paid for it and paid his taxes as well (add this money to the US GDP). This is how GDP is being calculated

So in fact, all those cosmic military expenses make your GDP higher and make your people poorer - there are no free medicine and education in the USA and a regular American lives for loans and credits (for example I have never took any credit/load in a whole my life). So enjoy your GDP

ok, so you don't like GDP as a measure of development, fair enough...

How about a more comprehensive measure like HDI? Where does Russia lie compared to other countries? Clearly with all the "free" healthcare and "free" education Russia should be near the top?

List of countries by Human Development Index - Wikipedia, the free encyclopedia

"The Human Development Index (HDI) is a comparative measure of life expectancy, literacy, education, standards of living, and quality of life for countries worldwide."

Horatio Caine · 03-03-2015, 06:14 AM

Quote:

Originally Posted by CyberSEO

Ah those 3rd-world countries

You are wrong again, Johny. A regular Russian village is a 3rd world, that's true because they all literally dead. But any big city in Russia is not much different to Moscow (St. Petersburg, Ekaterinburg, Sochi, Kazan etc)...

Boris, boris, boris. You GDP was largely over inflated due to high oil prices. It took a dump and is going to look even more horrible in upcoming years. You villages are alive, but barely breathing. I have seen your straight from the 60's orange color farming equipment which doesn't work, abandoned houses and farms. No wonder you have to buy elsewhere and have difficulty feeding your own population. I drove on your roads that look like WW2 just ended, and on so called interstate highways with two lane traffic and pot holes in the middle of the road. The depressing looking five story apartments from soviet era, your public transportation. Don't bother showing me postcard looking glam shots of downtown Kazan or any other provincial town. I have seen the real Russia and it ain't pretty.

Horatio Caine · 03-03-2015, 06:16 AM

Quote:

Originally Posted by woj

ok, so you don't like GDP as a measure of development, fair enough...

How about a more comprehensive measure like HDI? Where does Russia lie compared to other countries? Clearly with all the "free" healthcare and "free" education Russia should be near the top?

List of countries by Human Development Index - Wikipedia, the free encyclopedia

"The Human Development Index (HDI) is a comparative measure of life expectancy, literacy, education, standards of living, and quality of life for countries worldwide."

Good reading about "free health care" in Russia.

This is Russia: Life in the KHL - Doctors, bazas and millions of air miles: Bernd Bruckler, Risto Pakarinen: 9781494379285: Amazon.com: Books

Horatio Caine · 03-03-2015, 06:19 AM

Quote:

Originally Posted by CyberSEO

BTW, if Russia is a 3rd-world country (the only country that still delivers the so-called US astronauts to ISS), then some EU countries like Poland, Hungary, Bulgaria etc are 4th World ones? Their GDP is less than in Russia... ;)

P.S. Counting of GDP is dollars is a joke. GDP is an internal (domestic) thing and must be calculated in national currencies only (Russia is not the USA and we do not print dollars like toilet paper). Also the ways of calculation are really funny. For example the UK and Italy add prostitution and drug-traffic into their GDP (such a clever decision!)

As about the US, so I can easily show how its being calculated. Jack the redneck got a loan in some US bank (add this money to the US GDP), he bought a home (add this money to the US GDP), he paid taxes (add this money to the US GDP), his son joined the US army (add his salary to the US GDP) and been sent to Afghanistan (add the cost of the US Afghan company, weapon, bases etc to the US GDP). After a few months he was heroically killed there and send back to home in a coffin with stars and stripes (add the price of the coffin, transportation and funeral to the US GDP). A gravedigger was paid for it and paid his taxes as well (add this money to the US GDP). This is how GDP is being calculated

So in fact, all those cosmic military expenses make your GDP higher and make your people poorer - there are no free medicine and education in the USA and a regular American lives for loans and credits (for example I have never took any credit/load in a whole my life). So enjoy your GDP

Right simpleton. You're a real clown Boris.

just a punk · 03-03-2015, 06:47 AM

Quote:

Originally Posted by woj

How about a more comprehensive measure like HDI? Where does Russia lie compared to other countries? Clearly with all the "free" healthcare and "free" education Russia should be near the top?

Why should I like any indexes at all? That's just silly, man

As about free medicine and free education. You are not enforced to use it here. You just can do it, but if you don't like it you can use a paid one. You always have a choice. What's the problem with that? But once again, nobody will charge you from ambulance service, removing your appendix or fixing you a broken arm.

Quote:

Originally Posted by Horatio Caine

Right simpleton. You're a real clown Boris.

Nope, Johny you are the real clown here. I'd say a very stupid one

arock10 · 03-03-2015, 08:12 AM

Quote:

Originally Posted by CyberSEO

As a 3rd-world country citizen, I have no problems to pay a few hundred thousands of dollars in cash to buy apartments, cars etc. Like a whole my 3rd-world country I do not live in debt (the national debt of the 1st-world USA is just incomparable with 3rd-world Russian one). I'm not an oligarch or even a rather rich man who can afford a 10-million dollar house just in a few kilometers from Moscow, but I'm also not a regular US Homer Simpson whose home belongs to a bank, and who has less than a few thousand dollars on his bank account. Yes, I'm a 3-rd world citizen

clearly you do not understand basic finance if you view debt as a bad thing...

just a punk · 03-03-2015, 08:15 AM

Quote:

Originally Posted by arock10

clearly you do not understand basic finance if you view debt as a bad thing...

Lost in translation? Google is your friend

P.S. Americans buried under debt - Economy

arock10 · 03-03-2015, 08:40 AM

Quote:

Originally Posted by CyberSEO

Lost in translation? Google is your friend

P.S. Americans buried under debt - Economy

ah right in the united states we have very low interest rates so it is cheap to borrow money while in russia I'd imagine its 20%+ to borrow money so I understand now

but I guess gotta have those interest rates sky high to make the ruble not completely worthless

just a punk · 03-03-2015, 08:53 AM

Quote:

Originally Posted by arock10

ah right in the united states we have very low interest rates so it is cheap to borrow money while in russia I'd imagine its 20%+ to borrow money so I understand now

but I guess gotta have those interest rates sky high to make the ruble not completely worthless

You didn't get it. As a "3rd-world" citizen I don't need any credits. I can pay from my pocket in cash (with all those low GDP's, HDI's and other shit). In other words, you may have a home, a car etc, but you have to spend almost all your earnings to pay for your loans, obamacare, education of your kids, high taxes (you know most of them will be spent on unnecessary huge army) etc. I also have a home, a car, my son is an university student etc, but I don't pay for that (no credits -> no payments). I don't owe anything to anyone. I pay my 6% tax and that's all. So all my earnings belong to me. I can spend them to buy things, to travel, for entertainment etc and drop the rest to my bank accounts. It's a difference in our mentality. The people here don't want to owe anything to anybody. This is what we call a financial freedom. You can't be free if your house or car actually belong to bank. Do you remember the episode in the Simpsons where Ned Flanders lost his home because he was not able to pay for the loan? I don't want to live like that. Mine is mine.

woj · 03-03-2015, 09:02 AM

Quote:

Originally Posted by CyberSEO

You didn't get it. As a "3rd-world" citizen I don't need any credits. I can pay from my pocket in cash. In other words, you may have a home, a car etc, but you have to spend almost all your earnings to pay for your loans, obamacare, education of your kids, high taxes (you know most of them will be spent on unnecessary huge army) etc. I also have, a home a car etc, but I don't pay for them every month (no credits -> no payments). I don't owe anything to anyone. I pay my 6% tax and that's all. So all my earnings belong to me. I can spend them to buy things, to travel, for entertainment etc and drop the rest to my bank accounts. It's a difference in our mentality. The people here don't want to owe anything to anybody. This is what we call a financial freedom. You can't be free if your house or car actually belong to bank. Do you remember the episode in the Simpsons where Ned Flanders lost his home because he was not able to pay for the loan?

we don't "need" it either... but what idiot would spend half his life saving to buy a house with cash? ... when you can just take out a loan at 3% interest rate, and buy it today?

you are just saying you "don't need" it, because there is no other option available to you... it's either pay with cash, or pay 20% interest rate...

this, and every other discussion with Russians, reminds me of: The Fox and the Grapes

just a punk · 03-03-2015, 09:11 AM

Quote:

Originally Posted by woj

we don't "need" it either... but what idiot would spend half his life saving to buy a house with cash?

Pfff... You can rent it as long as you want (not really different to have a house pledged to the bank). Don't see any problem there. As about spending a half of life. Course when you pay high taxes, pay for obamacare, for credits etc, course you may spend not just a half but a whole your live to save for a home. But if you are free of all that shit, you can spend just a few years to accumulate the necessary money. That's just a radically different approach.

Quote:

Originally Posted by woj

when you can just take out a loan at 3% interest rate, and buy it today?

You don't buy it. Bank buys and owns it while you pay to that bank for the loan. You are not owner. You are "owner".

arock10 · 03-03-2015, 09:14 AM

Quote:

Originally Posted by CyberSEO

You didn't get it. As a "3rd-world" citizen I don't need any credits. I can pay from my pocket in cash (with all those low GDP's, HDI's and other shit). In other words, you may have a home, a car etc, but you have to spend almost all your earnings to pay for your loans, obamacare, education of your kids, high taxes (you know most of them will be spent on unnecessary huge army) etc. I also have a home, a car, my son is an university student etc, but I don't pay for that (no credits -> no payments). I don't owe anything to anyone. I pay my 6% tax and that's all. So all my earnings belong to me. I can spend them to buy things, to travel, for entertainment etc and drop the rest to my bank accounts. It's a difference in our mentality. The people here don't want to owe anything to anybody. This is what we call a financial freedom. You can't be free if your house or car actually belong to bank. Do you remember the episode in the Simpsons where Ned Flanders lost his home because he was not able to pay for the loan? I don't want to live like that. Mine is mine.

Yeah and you can currently do that right now because you make your money in USD and other non ruble currency

arock10 · 03-03-2015, 09:18 AM

Quote:

Originally Posted by CyberSEO

Pfff... You can rent it as long as you want (not really different to have a house pledged to the bank). Don't see any problem there.

You don't buy it. Bank buys and owns it while you pay to that bank for the loan. You are not owner. You are "owner".

No, the person buying the house is actually the owner. Sorry if you don't understand how a mortgage loan works

As Woj said, why would I spend 100% of my money on a house, when I can put 20% down and pay 3% interest and invest the rest at well over 3% interest...

Even the average american understand borrow at 3% and invest at 6%... I would understand that the average russian may not, but you are a business owner and should be a little more savvy to understand how to use leverage to make money.

just a punk · 03-03-2015, 09:22 AM

Quote:

Originally Posted by arock10

Yeah and you can currently do that right now because you make your money in USD and other non ruble currency

We live in globalized world, so I can earn in anything. Nobody can forbid me to do that. For example, I'm earning in Euros even more than in dollars

Quote:

Originally Posted by arock10

No, the person buying the house is actually the owner. Sorry if you don't understand how a mortgage loan works

I do, but you don't. If you can't pay for the loan, you will lose the house. That's as simple as this

Quote:

Originally Posted by arock10

I would understand that the average russian may not

An average Russian can simple rent it for even a lesser %

OneHungLo · 03-03-2015, 09:25 AM

Quote:

Originally Posted by CyberSEO

Pfff... You can rent it as long as you want (not really different to have a house pledged to the bank). Don't see any problem there. As about spending a half of life. Course when you pay high taxes, pay for obamacare, for credits etc, course you may spend not just a half but a whole your live to save for a home. But if you are free of all that shit, you can spend just a few years to accumulate the necessary money. That's just a radically different approach.

You don't buy it. Bank buys and owns it while you pay to that bank for the loan. You are not owner. You are "owner".

Thanks for the entertainment, cupcake

arock10 · 03-03-2015, 09:28 AM

Quote:

Originally Posted by CyberSEO

We live in globalized world, so I can earn in anything. Nobody can forbid me to do that. For example, I'm earning in Euros even more than in dollars

I do. If you can't pay for the loan, you will lose the house. That's a simple as this

An average Russian may simple rent it for even a lesser %

While your country men starve...

anyway if you don't pay property taxes on a house but "own" it outright you will also lose the house. So you could argue that you never own any property...

But that is silly, and yes you own a house with a mortgage on it. Actually right now I would suggest anyone with a paid off house in the united states to pull the equity out and invest it

Things you can't do in russia because russia's economy is collapsing and its going to be many years before we get back to $90-100 a barrel oil. If ever...

arock10 · 03-03-2015, 09:29 AM

Quote:

Originally Posted by CyberSEO

An average Russian can simple rent it for even a lesser %

and wow once again you totally missed the point

I forget just because people own internet businesses that they don't necessarily understand the basics of actual business

aka most every gfy superstar that got rich and thought it was a good idea to open a restaurant

just a punk · 03-03-2015, 09:29 AM

Quote:

Originally Posted by arock10

While your country men starve...

Excuse me?

Quote:

Originally Posted by arock10

anyway if you don't pay property taxes on a house but "own" it outright you will also lose the house

In the USA? Yes, but not here. They can take your home if you don't pay a tax for it. BTW, the property taxes here are just nothing. It's something like 0.02% from the cost of house per year. Something about $200 a year for a one million dollar house.

Quote:

Originally Posted by arock10

Things you can't do in russia because russia's economy is collapsing and its going to be many years before we get back to $90-100 a barrel oil. If ever...

It is declining, but not collapsing for sure. You are misinformed again, Sir

Quote:

Originally Posted by arock10

aka most every gfy superstar that got rich and thought it was a good idea to open a restaurant

This is a very different thing. A very offtopic one.

OneHungLo · 03-03-2015, 09:30 AM

Quote:

Originally Posted by CyberSEO

An average Russian can simple rent it for even a lesser %

Of course

meanwhile in the USA...

just a punk · 03-03-2015, 09:41 AM

Quote:

Originally Posted by OneHungLo

Of course

meanwhile in the USA...

Pfff. You're such a clown

Sid70 · 03-03-2015, 09:56 AM

Quote:

Originally Posted by arock10

No, the person buying the house is actually the owner. Sorry if you don't understand how a mortgage loan works

As Woj said, why would I spend 100% of my money on a house, when I can put 20% down and pay 3% interest and invest the rest at well over 3% interest...

Even the average american understand borrow at 3% and invest at 6%... I would understand that the average russian may not, but you are a business owner and should be a little more savvy to understand how to use leverage to make money.

There is no trust in the FSU society, today bank is live, tomorrow it's down. It's a spot-life society.

klinton · 03-03-2015, 10:29 AM

unless, of course the rate of credit will go up in next 5-10 years, along with interest rates... and there will be subprime No2, once again

Quote:

Originally Posted by woj

but what idiot would spend half his life saving to buy a house with cash? ... when you can just take out a loan at 3% interest rate, and buy it today?

arock10 · 03-03-2015, 10:39 AM

Quote:

Originally Posted by klinton

unless, of course the rate of credit will go up in next 5-10 years, along with interest rates... and there will be subprime No2, once again

most americans use 30 year fixed rate loans... so... who cares?

OneHungLo · 03-03-2015, 10:41 AM

Quote:

Originally Posted by arock10

most americans use 30 year fixed rate loans... so... who cares?

3rd world logic. They don't get it

They kind of remind me of the doomsday preppers that were running around here back in 2007 saying by 2012 we'd be living in tents eating Chef Boy-Ar-Dee, meanwhile between my gold, stocks and real estate I've doubled my net worth (while they're probably sitting in a tent waiting for the world to end

)

just a punk · 03-03-2015, 11:04 AM

Quote:

Originally Posted by Sid70

There is no trust in the FSU society, today bank is live, tomorrow it's down. It's a spot-life society.

Do you ruskie understand that's it's for good if bank that gave you a loan will disappear? You won't need to pay anymore

03-02-2015, 09:55 PM	#266
ZiggiZiggiCrew Confirmed User Industry Role: Join Date: Dec 2012 Posts: 3,057	ну шо там с доказательствами? или как всегда? any new new about bloody KGB's killers? or as usually? may be any new proof about MH17? __________________ ZiggiZiggiCrew Hi-End Exclusive Content From Russia Since 1999 telegramm: @VMPan e-mail: [email protected] skype: panvlm

03-03-2015, 02:21 AM	#273
just a punk So fuckin' bored Industry Role: Join Date: Jun 2003 Posts: 32,345	BTW, if Russia is a 3rd-world country (the only country that still delivers the so-called US astronauts to ISS), then some EU countries like Poland, Hungary, Bulgaria etc are 4th World ones? Their GDP is less than in Russia... ;) P.S. Counting of GDP is dollars is a joke. GDP is an internal (domestic) thing and must be calculated in national currencies only (Russia is not the USA and we do not print dollars like toilet paper). Also the ways of calculation are really funny. For example the UK and Italy add prostitution and drug-traffic into their GDP (such a clever decision!) As about the US, so I can easily show how its being calculated. Jack the redneck got a loan in some US bank (add this money to the US GDP), he bought a home (add this money to the US GDP), he paid taxes (add this money to the US GDP), his son joined the US army (add his salary to the US GDP) and been sent to Afghanistan (add the cost of the US Afghan company, weapon, bases etc to the US GDP). After a few months he was heroically killed there and send back to home in a coffin with stars and stripes (add the price of the coffin, transportation and funeral to the US GDP). A gravedigger was paid for it and paid his taxes as well (add this money to the US GDP). This is how GDP is being calculated So in fact, all those cosmic military expenses make your GDP higher and make your people poorer - there are no free medicine and education in the USA and a regular American lives for loans and credits (for example I have never took any credit/load in a whole my life). So enjoy your GDP __________________ Obey the Cowgod

03-03-2015, 02:39 AM	#274
just a punk So fuckin' bored Industry Role: Join Date: Jun 2003 Posts: 32,345	As a 3rd-world country citizen, I have no problems to pay a few hundred thousands of dollars in cash to buy apartments, cars etc. Like a whole my 3rd-world country I do not live in debt (the national debt of the 1st-world USA is just incomparable with 3rd-world Russian one). I'm not an oligarch or even a rather rich man who can afford a 10-million dollar house just in a few kilometers from Moscow, but I'm also not a regular US Homer Simpson whose home belongs to a bank, and who has less than a few thousand dollars on his bank account. Yes, I'm a 3-rd world citizen __________________ Obey the Cowgod

03-02-2015, 06:53 PM	#254
klinton So Fucking Banned Industry Role: Join Date: Apr 2003 Location: online Posts: 8,766	yes they do that. so what are you trying to say here ? maybe you just want to say that US is the best country in the world to live and that's obvious? [ I wouldnt say so, and I'd never like to be born there, I prefer my mentality ]? or ? or what ? what is your point ? that you are 2nd largest economy by GDP in the world or 10th by GD per capita ? Or that life of average american citizen is easier than the life of average Russian, North Korean, Bolivian or Venezuelan guy ? ->>> well, that is true.

03-02-2015, 09:08 PM	#260
klinton So Fucking Banned Industry Role: Join Date: Apr 2003 Location: online Posts: 8,766	Russia is not a third world country....

03-02-2015, 09:19 PM	#261
Horatio Caine full-time aspiring rapper Industry Role: Join Date: Aug 2012 Location: Compton, CA Posts: 5,746	Ok, two and a half. GDP per capita GDP - per capita (PPP) - Country Comparison 70 Russia 17,000 71 Gabon 16,400 72 Puerto Rico 16,300 73 Botswana 16,200

03-02-2015, 09:45 PM	#264
Horatio Caine full-time aspiring rapper Industry Role: Join Date: Aug 2012 Location: Compton, CA Posts: 5,746	Two hour drive outside Moscow and its a third world country. Never been to Ukraine but pretty sure its not any better.

03-03-2015, 05:00 AM	#275
pimpmaster9000 Too lazy to set a custom title Industry Role: Join Date: Dec 2011 Posts: 26,732	heeeeey whats up with this 3rd world shit? the USA and russia are first world...3rd world refers to non aligned countries that did not take part in the cold war...they wanted to keep their resources to themselves but the USA had other ideas and loan sharked them or flat out invaded them when they could not corrupt them and exploit them to the max... the 3rd world got taught a lesson by the USA: if you want freedom you must develop globe splitting nukes or the USA will invade you over one reason or another...then you can invest in free education and healthcare ect...