Zombaio making a come back.

i lick to cum on my back///?

Sorry NewOldPlayer once a payment processor steals money from you and then uses a new payment plan and your own money as well as other webmasters money to pay it back they are finished...just a matter of time before they fuck you again or go out of business. Your chance to make a change is now while you are being paid.

You make a good point, however, I think if they were really going out of business, they would've already done so. Why struggle to climb their way back out of the hole if the math didn't add up for the long run? The jury is still out of course, but it's nice to see them make an effort.

To make themselves more attractive to a potential buyer, that's why. Use your head man, you sound like a battered wife who keeps going back to her husband. is it THAT MUCH of a hassle to change some links and get a new processer? No it is not. Listen to this man while you still have time:



Think of Pompeii. That's all I can tell ya.

So all your reserves that are currently due have been paid 100% in Full?

Correcto! i really didnt see a single good feedback from this guys (zombaio) they are almost done

I am still missing a payout with a settlement date of 2014-07-28.

Zombaio writes that the transaction status is "cleared" but has not sent any money to the bank.

It's pretty simple. Zombaio isn't technically a credit card processing company from what I understand.

For a company to accept payments on behalf of other entities, they should be going through the regulatory / accreditation process of being a PSP (Payment Service Provider) or IPSP (Internet Payment Service Provider) in the eyes of Visa or Mastercard.

Read the top of this page: https://www.visamerchantagentslist.com/ - it sounds like if you were going to use a company to handle payments on your behalf, you'd want them to appear on that list or appear on the list the US region puts out. CCBill, Segpay, Epoch - all can be found on that list.

Zombaio.. nope. Zombaio is nothing more than someone who started a company, with what I will label a "creative" way (others may describe it as shady) to handle payments on behalf of other people, but didn't actually want to do all the work of doing things correct (Because its a lot of work and a lot of $$), which is a very risky situation, which is clearly documented with late payments. And if they go out of business, and you cry to Visa & MC, they are going to say you should've done your homework and not trusted a company who was never accredited by them.

Bottom line, their rates might be attractive and you might be skirting all these other fees but there's a reason to the madness. If you take your business seriously, you should just use an accredited biller, or get a merchant account. When youre payng the registration fees via the other accredited billers, think of it as "protection" money. There's a rule, you comply. You want to break the rules to save a little bit of $, don't be surprised when you lose a lot more because a company chose to go a different, albeit cheaper route. I felt the need to post this because of what the OP posted.

Impossible to run a real business when your payment provider isn't providing consistent payouts.

People don't listen, I was the same way and found out the hard way
Different situation, but same outcome, lost way more than the little that I saved.

True.

Zombaio used to be a Mastercard Compliant Service Provider in 2011. They went under the name "Cawen Financial Group AB".
Zombaio's related company "Samport Payment Services AB" was also present on the list.

Note that both Cawen and Samport have identical COW (Certificate of Validation) dates of 5/13/2010.

http://www.mastercard.com/us/company...015%202011.pdf

Now look at the current (2014) list of Mastercard Compliant Service Providers.

http://www.mastercard.com/us/company..._Post_List.pdf

"Cawen Financial Group AB" is no longer there (that is the company name "Zombaio" uses when they sometimes decide to send a bank transfer)

Currently it is only Samport Payment Services AB which is still left on Mastercard's list.

It is a mystery how Zombaio can still justify keeping merchant's processing "reserves" when Zombaio has already lost their status as a Mastercard Compliant Service Provider long time ago.