Can I file a claim with Progressive auto if they're cancelling me today?

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  • MrMaxwell
    Too lazy to set a custom title
    • Jul 2005
    • 10057
    #1

    Can I file a claim with Progressive auto if they're cancelling me today?

    I caught some hail a couple of months ago.. I wasn't going to file a claim, but, since they were less than helpful and would not work with me and everything, what the hell. I don't know if it'll affect my rates in the future... who knows.. But they cancel me 10/31 and I filed the claim 10/31. I should be paid for the claim even if I file it after the coverage cancels, right? I was insured when the loss occured..

    I know a lot of you understand law real well so any information would be good
    Tags: None
    • rocky1234
      Confirmed User
      • Jun 2012
      • 273
      #2
      it seems reasonable but it all depend on exactly when the cancelled you - before or after u file the claim? if before then you don't have much of a case. if after, then you do.

        Comment

        • MrMaxwell
          Too lazy to set a custom title
          • Jul 2005
          • 10057
          #3
          Originally posted by rocky1234
          it seems reasonable but it all depend on exactly when the cancelled you - before or after u file the claim? if before then you don't have much of a case. if after, then you do.
          I was into them $300 past due, paid $201 first week of this month, and they couldn't give me until the fifth to come up with the other $109 they wanted. That's stupid if you ask me.

          But the cancellation is only because of that.

          AND they wanted to raise my premium 40% after this policy period for no apparent reason, at all.

            Comment

            • Penny24Seven
              So Fucking What
              • Jun 2007
              • 6287
              #4
              as long as you still have insurance it does not matter
              Our site is coming soon. It will be one of the best ever! I know so. Brian and Penny

                Comment

                • Seth Manson
                  Please dont fuck animals
                  • Jul 2010
                  • 3988
                  #5
                  Originally posted by MrMaxwell
                  they wanted to raise my premium 40% after this policy period for no apparent reason, at all.
                  Yeah, no reason at all. Sounds legit.

                    Comment

                    • Dvae
                      Confirmed User
                      • Feb 2005
                      • 5326
                      #6
                      Originally posted by MrMaxwell
                      I was into them $300 past due, paid $201 first week of this month, and they couldn't give me until the fifth to come up with the other $109 they wanted. That's stupid if you ask me.

                      But the cancellation is only because of that.

                      AND they wanted to raise my premium 40% after this policy period for no apparent reason, at all.
                      I'm guessing this is not the first time you were past due.
                      If thats the case then all I can say is good luck, they will probably deny your claim. And why would you wait 'til the last day to file the claim, did you not know of the hail damage a week ago?
                      .
                      .

                      Arguing with a troll is a lot like wrestling in the mud with a pig, after a couple of hours you realize the pig likes it.

                        Comment

                        • madeofmoney
                          So Fucking Banned
                          • Aug 2013
                          • 323
                          #7
                          Fuck yeah, go drive the shit into a ditch.

                            Comment

                            • MrMaxwell
                              Too lazy to set a custom title
                              • Jul 2005
                              • 10057
                              #8
                              Originally posted by MrBottomTooth
                              Not because of your dui? 40% increase sounds about average for a charge like that.
                              The DUI happened WELL over a year ago.. 1.5 years almost now, and, I added the violation with the correct date when I started the policy.

                                Comment

                                • MrMaxwell
                                  Too lazy to set a custom title
                                  • Jul 2005
                                  • 10057
                                  #9
                                  Originally posted by Dvae
                                  I'm guessing this is not the first time you were past due.
                                  If thats the case then all I can say is good luck, they will probably deny your claim. And why would you wait 'til the last day to file the claim, did you not know of the hail damage a week ago?
                                  It's six payments and I was current until this all happened. My bank bounced a couple I didn't know about at first so I had to catch up a little.

                                    Comment

                                    • slapass
                                      Too lazy to set a custom title
                                      • Nov 2002
                                      • 14625
                                      #10
                                      Put away the keyboard hahahah. I would try and keep the really embarrassing stuff to yourself.

                                        Comment

                                        • Harmon
                                          ( ͡ʘ╭͜ʖ╮͡ʘ)
                                          • Mar 2004
                                          • 20012
                                          #11
                                          Originally posted by MrMaxwell
                                          I was into them $300 past due, paid $201 first week of this month, and they couldn't give me until the fifth to come up with the other $109 they wanted. That's stupid if you ask me.

                                          But the cancellation is only because of that.

                                          AND they wanted to raise my premium 40% after this policy period for no apparent reason, at all.
                                          First of all, you didn't owed the $201, you owed them $199 according to what you wrote

                                          Second of all, you should no better. Insurance payments are an all of nothing type of situation. If you couldn't pay them t6he full amount due, then you probably shouldn't have paid them anything at all and saved it for your next insurance company.
                                          [email protected]

                                            Comment

                                            • rowan
                                              Too lazy to set a custom title
                                              • Mar 2002
                                              • 17393
                                              #12
                                              Cover should be based on the date of the incident, not whether you're currently financial. ie, if you were paid up 2 months ago when it hailed then you should be covered. Call them and ask.

                                                Comment

                                                • MrMaxwell
                                                  Too lazy to set a custom title
                                                  • Jul 2005
                                                  • 10057
                                                  #13
                                                  Originally posted by Harmon
                                                  First of all, you didn't owed the $201, you owed them $199 according to what you wrote

                                                  Second of all, you should no better. Insurance payments are an all of nothing type of situation. If you couldn't pay them t6he full amount due, then you probably shouldn't have paid them anything at all and saved it for your next insurance company.
                                                  I didn't owed and I should no better, eh?

                                                  I think you are TRYING to say that I did not owe them the $201 I paid but that I owed them the full $300 the bloodsuckers wanted.. Maybe?

                                                  I actually wrote:
                                                  "I was into them $300 past due, paid $201 first week of this month, and they couldn't give me until the fifth to come up with the other $109"

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