Report: Obama administration knew millions wouldn't be able to keep insurance

[L-Pink]

On June 15, 2009, Obama said this:

"We will keep this promise to the American people. If you like your doctor, you will be able to keep your doctor. Period. If you like your healthcare plan, you will be able to keep your healthcare plan. Period.?

According to NBC News, approximately 50 to 75 percent of the 14 million Americans who buy their health insurance individually should expect to receive a cancellation letter over the next year "because their existing policies don?t meet the standards mandated by the new health care law."

This could result in millions of Americans being forced to purchase different policies, potentially at higher premiums.

?This says that when they made the promise [that individuals could keep their plans], they knew half the people in this market outright couldn?t keep what they had and then they wrote the rules so that others couldn?t make it either,? Robert Laszewski of Health Policy and Strategy Associates told NBC News.

http://news.yahoo.com/obama-administ...222249311.html


.

[Rochard]

I give up.

[L-Pink]

Originally Posted by Rochard

I give up.

Me too ……..

[onwebcam]

Don't worry Obama has hundreds of non-profits running around auto-enrolling those on government assistance so the prices should drop soon... Oh wait...

[Barry-xlovecam]

The problem was (and will not return?) in the networking at Verizon subsidiary Terremark its issues seem to be at blame. Can you hear me -- fuck no! http://www.terremark.com/ This is an enterprise level cloud computing network.

The healthcare.org website worked finally and I had an opportunity to browse the various health care insurance plans offered for my state.

One problem is the providers and the hospitals that would be available. The lists are on the insurers' websites and from what I experienced, their (the insurers') websites searches/databases were not working correctly -- that is not the fault of the healthcare.gov website other than they redirected you there for that information.

As for costs: The costs and coverages were more or less compatible with what I have been paying. Just adding the annual premiums and the total out of pocket cost seemed compatible. However, I have had "full coverage" type of healthcare insurance for sometime, $3,000 deductibles, and I am in in the highest cost age bracket.

Have a look for yourself, if the damn thing will keep working draw a conclusion based on what you see for your situation.

All the drama is getting old already. The media and political posturing over this is ridiculous.

[Axeman]

Originally Posted by Barry-xlovecam

All the drama is getting old already. The media and political posturing over this is ridiculous.

Yes, because the President knowingly lying to about 14 million Americans for over 3 years, is nothing to waste time discussing at all.

[onwebcam]

Originally Posted by Barry-xlovecam

The problem was (and will not return?) in the networking at Verizon subsidiary Terremark its issues seem to be at blame. Can you hear me -- fuck no! http://www.terremark.com/ This is an enterprise level cloud computing network.

The healthcare.org website worked finally and I had an opportunity to browse the various health care insurance plans offered for my state.

One problem is the providers and the hospitals that would be available. The lists are on the insurers' websites and from what I experienced, their (the insurers') websites searches/databases were not working correctly -- that is not the fault of the healthcare.gov website other than they redirected you there for that information.

As for costs: The costs and coverages were more or less compatible with what I have been paying. Just adding the annual premiums and the total out of pocket cost seemed compatible. However, I have had "full coverage" type of healthcare insurance for sometime, $3,000 deductibles, and I am in in the highest cost age bracket.

Have a look for yourself, if the damn thing will keep working draw a conclusion based on what you see for your situation.

All the drama is getting old already. The media and political posturing over this is ridiculous.

Still not working here. It's not a hosting issue. It's the company who has yet to deliver a government project and in fact most had to be scraped after hundreds of millions being spent on each.

[baddog]

I have read posts from two different business owners that are very well respected on GFY about how their insurance companies are cancelling the group policies they currently have because they are too good under ACA.

So much for being able to keep your current policies.

[baddog]

Originally Posted by Barry-xlovecam

The problem was (and will not return?) in the networking at Verizon subsidiary Terremark its issues seem to be at blame. Can you hear me -- fuck no! http://www.terremark.com/ This is an enterprise level cloud computing network.

The healthcare.org website worked finally and I had an opportunity to browse the various health care insurance plans offered for my state.

One problem is the providers and the hospitals that would be available. The lists are on the insurers' websites and from what I experienced, their (the insurers') websites searches/databases were not working correctly -- that is not the fault of the healthcare.gov website other than they redirected you there for that information.

As for costs: The costs and coverages were more or less compatible with what I have been paying. Just adding the annual premiums and the total out of pocket cost seemed compatible. However, I have had "full coverage" type of healthcare insurance for sometime, $3,000 deductibles, and I am in in the highest cost age bracket.

Have a look for yourself, if the damn thing will keep working draw a conclusion based on what you see for your situation.

All the drama is getting old already. The media and political posturing over this is ridiculous.

So, what state do you live in?

[Barry-xlovecam]

Originally Posted by baddog

So, what state do you live in?

Michigan

I am sure a lot of insurers will cancel policies and exit and enter the healthcare market.

I saw two ''new'', or unfamiliar to me, insurers offering coverage in the ''marketplace'' website (here).

I am not disputing that some healthcare insurance policies are being cancelled just that most of the ones that are do not meet the new law's minimum standards -- substandard policies are not grandfathered in.


"have because they are too good under ACA." typo? you meant no good?

FYI, my current health insurance is terminated 12/31/2013 too. I need to buy a new policy and my costs go up ... I am just dealing with it ...

[Minte]

It's good to keep this dialog going... Midterm elections aren't that far off.

[Grapesoda]

Originally Posted by L-Pink

On June 15, 2009, Obama said this:

"We will keep this promise to the American people. If you like your doctor, you will be able to keep your doctor. Period. If you like your healthcare plan, you will be able to keep your healthcare plan. Period.?

According to NBC News, approximately 50 to 75 percent of the 14 million Americans who buy their health insurance individually should expect to receive a cancellation letter over the next year "because their existing policies don?t meet the standards mandated by the new health care law."

This could result in millions of Americans being forced to purchase different policies, potentially at higher premiums.

?This says that when they made the promise [that individuals could keep their plans], they knew half the people in this market outright couldn?t keep what they had and then they wrote the rules so that others couldn?t make it either,? Robert Laszewski of Health Policy and Strategy Associates told NBC News.

http://news.yahoo.com/obama-administ...222249311.html


.

happened to me.... and remember all the peeps love Obama care are getting 'subsidized' health care... i.e. increasing my rates to pay for theirs

[Grapesoda]

Originally Posted by baddog

I have read posts from two different business owners that are very well respected on GFY about how their insurance companies are cancelling the group policies they currently have because they are too good under ACA.

So much for being able to keep your current policies.

BD just keep in mind congress had laws changed so they wouldn't have to be on Obama care

[potter]

I just like how the Insurance companies are cancelling people's policies instead of just upping those policies. I can just see the letters now....



Hello First Last,

Because of the changes implemented by the Affordable Healthcare Act all plans are now required by law to provide a minimum level of birth control coverage. Instead of simply adding the minimum level of birth control coverage to all our existing plans we will be notifying all customers that their plans are being cancelled. We will thoroughly enjoy the shit storm this will cause in the main stream media.

Thank You
CEO Big Insurance

[Rochard]

Originally Posted by Grapesoda

happened to me.... and remember all the peeps love Obama care are getting 'subsidized' health care... i.e. increasing my rates to pay for theirs

But your rates are increasing no matter what.

I have a friend of mine who has worked for the state government for 17 years. Even though most years she gets a raise, because of the increases in healthcare costs each year she's physically making less.

The entire point of this is to prevent the people who have healthcare - such as yourself - paying for those who don't. This is why the hospitals charge us $40 for two aspirin.

[Biggy]

All PPO plans for individuals have been cancelled by Aetna in California. Unsure if any other companies are offering it but I doubt it.

I received a cancellation letter months ago. They said they aren't providing any PPO plans for ca because it's too expensive.

PPO is the premium plan that allows you to pick your own doctors should you want to, so you aren't forced to use someone in-network.

[dyna mo]

Originally Posted by Rochard

The entire point of this is to prevent the people who have healthcare - such as yourself - paying for those who don't. This is why the hospitals charge us $40 for two aspirin.

this is entirely wrong.

the entire program hinges (will fail or succeed) on the required # of young healthy americans signing up.

first year alone the program needs 2.7 million healthy young people to pay for the unheathy.

any you think a hospital overcharges on shit so they can give that money back?

lololololololol



/

[Biggy]

Originally Posted by Rochard

But your rates are increasing no matter what.

I have a friend of mine who has worked for the state government for 17 years. Even though most years she gets a raise, because of the increases in healthcare costs each year she's physically making less.

The entire point of this is to prevent the people who have healthcare - such as yourself - paying for those who don't. This is why the hospitals charge us $40 for two aspirin.

The whole point of this is to make the collective whole pay for the sick. It's nice but it doesn't make sense. The whole point of getting health insurance is to have it "in case something happens." Responsible people are supposed to make it a priority and get it when their healthy.

Now that health insurance companies are forced to insure everyone, I could see a lot of people signing up after they are sick, hence they contribute no premiums before they are sick but suck down lots of benefits after.

The whole affordability part is lost on me because the healthy are no paying for the sick. I think healthcare got less affordable at least for me. I'm 29 and healthy btw.

It's the healthy paying more for the sick except now there's this weird loophole where it gets more affordable if you're sick and need healthcare. The whole point of contributing in advance to a system that's there when you need it is lost, which is effectively what I thought insurance is. All the years of premiums you pay in advance is what helps pay for yourself when you eventually get sick.

[dyna mo]

The White House believes that Obamacare can connect 7 million people to health benefits next year and that 2.7 million of those must be young, healthy adults with low medical costs to offset the expenses of the older and sicker people expected to flock to the health insurance exchanges.


http://www.huffingtonpost.com/2013/0...n_3587377.html




40% of the subscribers need to be healthy.

[Sly]

Originally Posted by dyna mo

The White House believes that Obamacare can connect 7 million people to health benefits next year and that 2.7 million of those must be young, healthy adults with low medical costs to offset the expenses of the older and sicker people expected to flock to the health insurance exchanges.


http://www.huffingtonpost.com/2013/0...n_3587377.html




40% of the subscribers need to be healthy.

I can't tell you how many younger people I have known over the last 10 years that were able to purchase good insurance for $150 a month, or less, but didn't, simply because they didn't think they needed it or they "didn't have the money" (that's a priority issue, most of them had new cars.) Anyway, point being, these younger people that are now going to be depended on already had access to this insurance and didn't get it simply because they didn't want it. Totally reassuring knowing that the new system is dependent on a pension style structure. The pension structure sure has been working out great for unions! (That was sarcasm.)

[Biggy]

Next, I think Obama should force auto insurance providers to cover individuals who have been in known crashes.

Some how he will force everyone to buy it and make it less expensive for those people who have never had a crash in their life, but already carry insurance. This is effectively what Obamacare is, except for health insurance. It never made sense. It sounded great on paper, but his promises won't ever live up to the truth.

Terrible timing for a law like this, especially when you force the hand of businesses in a terrible environment. That's a separate conversation though.

[tony286]

He should of had balls and medicare for all. They were going to hate what ever was done. The reason those polices are being pitched is they are inferior to the new standards of the law. So you get sick and think I got insurance and then you get 100k bill because of the fine print of what the shit policy didn't cover. That wont happen anymore.

[tony286]

Originally Posted by Biggy

Next, I think Obama should force insurance providers to cover individuals who have been in known crashes.

Some how he will force everyone to buy it and make it less expensive for those people who have never had a crash in their life, but already carry insurance. This is effectively what Obamacare is, except for health insurance. It never made sense. It sounded great on paper, but his promises won't ever live up to the truth.

Terrible timing for a law like this, especially when you force the hand of businesses in a terrible environment. That's a separate conversation though.

If you look at long term healthcare spending, this will be the biggest thing that will effect our economy which is why it has to be dealt with.

[dyna mo]

Originally Posted by Sly

I can't tell you how many younger people I have known over the last 10 years that were able to purchase good insurance for $150 a month, or less, but didn't, simply because they didn't think they needed it or they "didn't have the money" (that's a priority issue, most of them had new cars.) Anyway, point being, these younger people that are now going to be depended on already had access to this insurance and didn't get it simply because they didn't want it. Totally reassuring knowing that the new system is dependent on a pension style structure. The pension structure sure has been working out great for unions! (That was sarcasm.)

what could potentially make it worse is the fact that the 1st year penalty is only $99. let's go with the official estimates that a healhty young person will pay ~$200/month for obamacare...............$99 fine or $2400 to pay for something i ain't gonna use??????????

[Biggy]

Originally Posted by tony286

If you look at long term healthcare spending, this will be the biggest thing that will effect our economy which is why it has to be dealt with.

I agree with you on this. Growth to medical entitlements is the biggest thing our economy has to deal with over the long haul. It is what is saddling our country in debt (as it's the biggest component of the US debt) and might force us to be bankrupt one day, particularly with an aging population.

However, I disagree with you on that, if you think this is the solution, think again. The worst thing we could potentially do to ourselves is say "this is the solution" before the solution has ever arrived. I don't think this does a damn thing to lower the entitlements. The elderly and the poor (Medicare + Medicaid), will continue to be used like it currently is. The only way to lower entitlements with an aging population will be to basically... lower entitlements. Which sucks. The rest is gimmicks. It's also why I do think America is heading to a very dark place.

Time will tell the truth.

I share the same opinion about Social Security. SSN is a very a noble program, a way to pay for the elderly. However its a generational transfer of wealth. It's predicated on the next generation always being bigger and paying for the previous generation. It worked out well for the first generation. Started to show cracks of long term solvency in the 2nd generations, and by the 3rd and 4th generation, I really don't see how it can continue, unless you really saddle those generations and suck more out of them. Which means the fix to Social Security... is lowering it. Once again it sucks, I don't think it will happen, and it's why I think America is heading to a very dark place.

Most of these concepts, like health insurance and social security, aren't even 100 years old. The notion that they cannot fail and do very damaging things in the next 100 years, is a very dangerous thought.

[baddog]

Originally Posted by Barry-xlovecam

"have because they are too good under ACA." typo? you meant no good?

If I had meant "no good" I would have typed "no good."

[KillerK]

Does anyone know what the cheapest plan you can get for a 25 yr single male in good health who lives in California or New York?

Is it $200 ? or is there a cheaper plan?

[Rochard]

Originally Posted by Biggy

The whole point of this is to make the collective whole pay for the sick.

This is what is happening now. Doctors and hospitals have two price points - one for insurance and one for the uninsured.

My kid needs braces. With our healthcare - which I pay into monthly - it will cost us $700. The price without healthcare would cost us $500. Why pay a monthly fee so your actual healthcare costs will be more?

[EpicPanda]

People who had a plan that's now getting discontinued had some breeds of minimum, catastrophic coverage. Paying $20-40 a month to cover bills over $15,000 in the event of unexpected chemotherapy or major illness isn't gonna do the trick - that would have been a loophole everyone could have rushed to get grandfathered into.

[tony286]

Originally Posted by Rochard

This is what is happening now. Doctors and hospitals have two price points - one for insurance and one for the uninsured.

My kid needs braces. With our healthcare - which I pay into monthly - it will cost us $700. The price without healthcare would cost us $500. Why pay a monthly fee so your actual healthcare costs will be more?

Then that's the one example in the world you got there. I went to an eye doctor got a full exam paid $150 cash. He was also my Dads doctor and my father said to me what did he charge you. I told him and he said the health ins company he worked for paid that doctor $35 for the same exam.

My wife went to the foot dr ,we were paying cash again and it was a fuck job. Like charging her $77 as a visit just to pick up the custom orthotics she ordered. No way in hell the ins company would of gave him $77.

[Barry-xlovecam]

Originally Posted by baddog

If I had meant "no good" I would have typed "no good."

There is a tax deductibility limit of the costs -- ask an accountant. That is probably the reason why. It has to do with corporate executive compensation writeoffs usually.

[Grapesoda]

Originally Posted by Rochard

such as yourself - paying for those who don't.

I hate to be the one to point this out to you: money doesn't come from nowhere

[BFT3K]

Here Is What’s Wrong With That Story About Obama Knowing That Your Health Care Policy Would Get Cancelled...

http://thinkprogress.org/health/2013...icy-cancelled/

Also, here's this...



https://youtube.com/watch?v=pYx08EAXcTA

Carry on...

[baddog]

Originally Posted by Barry-xlovecam

There is a tax deductibility limit of the costs -- ask an accountant. That is probably the reason why. It has to do with corporate executive compensation writeoffs usually.

Please stop acting like you have a clue. You obviously do not.

[Barry-xlovecam]

Have a nice day

[KillerK]

Originally Posted by baddog

Please stop acting like you have a clue. You obviously do not.

Barry gets a deduction since he makes less then 44k a year.

[Minte]

Originally Posted by BFT3K

Here Is What?s Wrong With That Story About Obama Knowing That Your Health Care Policy Would Get Cancelled...

http://thinkprogress.org/health/2013...icy-cancelled/

Also, here's this...



https://youtube.com/watch?v=pYx08EAXcTA

Carry on...

You are probably right..Obama never appears to know anything about anything.
Which makes me ask, What kind of LEADER is this guy?


appears being the operative word.

[Barefootsies]

Originally Posted by L-Pink

Report: Obama administration knew millions wouldn't be able to keep insurance

Correct.

Why?

Because not all of the current pre-Obama plans met with the new law requirements or standards for coverage, so they had to either be upgraded to comprehensive plans or discontinued to meet the minimum standard.

This is yet more cherry picking of facts for headlines.

[_Richard_]

Originally Posted by Axeman

Yes, because the President knowingly lying to about 14 million Americans for over 3 years, is nothing to waste time discussing at all.

http://nationalpriorities.org/cost-of/



yes, cause, we can't have presidents lying about things

the priorities are a little bizarre, but different strokes and all that

[Vendzilla]

Catch 22

People are getting cancelled by their insurance
Same people can't sign up to Obamacare
So they are left without insurance
Nice Job Barry!

I never believed Obama and only a fool would now!

[Rochard]

Originally Posted by Barefootsies

Correct.

Why?

Because not all of the current pre-Obama plans met with the new law requirements or standards for coverage, so they had to either be upgraded to comprehensive plans or discontinued to meet the minimum standard.

This is yet more cherry picking of facts for headlines.

Not only is it cherry picking, it's very misleading. It sounds like they are saying "millions won't have health insurance under the new plan" which is anything but true.

But whatever, it's all bullshit at this point. That and the death panels.

[Minte]

Originally Posted by Rochard

Not only is it cherry picking, it's very misleading. It sounds like they are saying "millions won't have health insurance under the new plan" which is anything but true.

But whatever, it's all bullshit at this point. That and the death panels.

It's not cherry picking. It's just a new tax for people who already had what they figured they needed and could afford.

But that's good. We like paying more taxes.

[Robbie]

Originally Posted by Minte

You are probably right..Obama never appears to know anything about anything.
Which makes me ask, What kind of LEADER is this guy?


appears being the operative word.

Even the media is starting to turn on him.

I saw them refer to him on CNN as "The Bystander In Chief" because he doesn't seem to know anything about "ObamaCare", the NSA spying (even though govt. officials say he was totally briefed on it), or much of anything else.

If something is good he always seems to be in charge.

But when something is wrong? He knows nothing of it!
But he vows everytime to get to the bottom of it...and then never does. lol

Obama is the perfect example of a politician. No substance at all.

He's the guy I voted for in 2008 to FIX the shit that Bush did.
Instead he just keeps making things worse and worse.
Killing people worldwide with drones. Spying on EVERYBODY in the world. Trying to keep everything secret (going after more whistleblowers than every other Pres. combined).

And he really has the nerve to say: "This is the most transparent Presidency in history"

They guy just bold faced lies and nobody calls him on it.
I guess because IF you do...you're instantly "racist".

What a great shield for him.

[theking]

Originally Posted by Axeman

Yes, because the President knowingly lying to about 14 million Americans for over 3 years, is nothing to waste time discussing at all.

You are correct.