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Old 02-21-2003, 08:13 AM   #1
Voodoo
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Health/Dental Insurance: Who do you go through?

I'm looking for a Health and Dental Insurance company for Self-Employed individuals, that are fairly inexpensive $100.00/mo or less.

Any have suggestions or recommendations?


Thanks,
Satan
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Old 02-21-2003, 08:14 AM   #2
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Old 02-21-2003, 08:16 AM   #3
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So far, this site:
http://www.insurancecompany.com/

Seems to have some good Dental plans.
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Old 02-21-2003, 08:25 AM   #4
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Originally posted by sweetcuties
bump
Hey SC... Hit me up on ICQ, and I'll keep you posted on this topic.
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Old 02-21-2003, 10:47 AM   #5
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I'm not sure about in your area but believe it or not Blue Cross and Blue Shields has a major medical/dental program that is better than the one at my 9 to 5 and a hell of a lot cheaper. You might check out their main website http://www.bcbs.com/
I would love to see the expression on their faces when they come across this as a referrer in their stats.....
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Old 02-21-2003, 11:11 AM   #6
wethoney
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Quote:
Originally posted by Voodoo
I'm looking for a Health and Dental Insurance company for Self-Employed individuals, that are fairly inexpensive $100.00/mo or less.

Any have suggestions or recommendations?


Thanks,
Satan

Less than $100 man that's going to be hard.
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Old 02-21-2003, 02:11 PM   #7
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Less than $100 bucks? It can be done but you'll get shafted by a huge deductible or high co-pays and then of coarse have the pleasure of dealing with claims that are denied because it's a ass-backwards company. I've had Health Options, BCBS, Foundation, United, Aetna and you are far better off paying a slightly higher premium and having no deductible and 10-20/per doctor visit co-pays.
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Old 02-21-2003, 02:21 PM   #8
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My suggestion would be send some traffic to ARS and have us pay for it
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Old 02-21-2003, 02:25 PM   #9
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Originally posted by Marc De
My suggestion would be send some traffic to ARS and have us pay for it
ARS insurance doesn't cover most of new england still.

I use BCBS but I pay about $300 a month.
It's tax deductible since youre self employed.
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Old 02-21-2003, 03:11 PM   #10
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The BCBS I found for myself was about 84 bucks a month that was with a $500 hospitalization deductible but it had a $20 copay for doc visits and 10 or 20 for prescriptions. I think it might even cover STD's j/k but seriously i've done a lot of research and this was the best I found for the money. If you want to get up into the 200-300 dollar range you could try Golden Rule. But all in all I like the BCBS policy I mean I have only been hospitalized once in over 30 years so i'm not sweating the hospitalization deductible. The only disadvantage was the rates start climbing a bit when you hit 40 or 45
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Old 02-21-2003, 03:12 PM   #11
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Old 02-21-2003, 03:13 PM   #12
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If you are in Cali, try Blue Cross. I don't know if they have plans for that cheap but they are reliable. Or if you are ex-military use USAA and get the best coverage.
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Old 02-21-2003, 04:07 PM   #13
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Blue Cross in Cali has good plans for only around $150 or $160, dental is like only $16
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