I swear they really lowered the bar for employees at places recently, including banks.
The teller was telling me a story about how this guy comes in twice a week like clockwork to deposit a check. Each time it get's larger and larger and when she see's him again, his balance is only $100. Last time he came in, which was right before I got there, he wrote a check for $8,000 and she said "I'm sure by Thursday it will be gone. I'd like to know where he get's all this money!"
I asked her, because now I'm curious to WTF she is talking about are these personal checks or cashier checks? She tells me they are personal checks from the same bank with his name on it.
The guy is floating himself money between several banks writing checks that he can't cash. I'm pretty sure this is illegal but sounds like he's gotten away with it for a while now, but sure that will come to a stop very soon.
I have two banks that I deal with, one is local and small the other is BofA. I can deposit a check into the smaller bank and takes about 2 business days until I see the check taken out of BofA, so that's exactly what this guy is doing. He literally has NOTHING to his name but keeps writing and depositing checks... wow!
Then I kind of felt bad for him while thinking about this more. Probably got laid off and can't afford his bills, so he's relying on this "system" to work until he finds something. Problem is he will probably end up in jail quickly.
Fucked up what people do, but I found it interesting and wanted to share
The teller was telling me a story about how this guy comes in twice a week like clockwork to deposit a check. Each time it get's larger and larger and when she see's him again, his balance is only $100. Last time he came in, which was right before I got there, he wrote a check for $8,000 and she said "I'm sure by Thursday it will be gone. I'd like to know where he get's all this money!"
I asked her, because now I'm curious to WTF she is talking about are these personal checks or cashier checks? She tells me they are personal checks from the same bank with his name on it.
The guy is floating himself money between several banks writing checks that he can't cash. I'm pretty sure this is illegal but sounds like he's gotten away with it for a while now, but sure that will come to a stop very soon.
I have two banks that I deal with, one is local and small the other is BofA. I can deposit a check into the smaller bank and takes about 2 business days until I see the check taken out of BofA, so that's exactly what this guy is doing. He literally has NOTHING to his name but keeps writing and depositing checks... wow!
Then I kind of felt bad for him while thinking about this more. Probably got laid off and can't afford his bills, so he's relying on this "system" to work until he finds something. Problem is he will probably end up in jail quickly.
Fucked up what people do, but I found it interesting and wanted to share
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