What % of your net income do you save every month? - GoFuckYourself.com

BareBacked · 05-11-2012, 09:47 AM

I am curious to know what others spending vs savings is. I am talking only about personal net income..

IE what what you pay yourself after taxes..

So if you make $15k a month and get $10k a month after taxes and save $5000 then you are saving 50% of your net income

Ross · 05-11-2012, 10:52 AM

You go first

cthulhu_waves · 05-11-2012, 10:55 AM

I save 0.00001% of my earnings.

Pink Misfit · 05-11-2012, 11:00 AM

I spend back probably 25% of my income to reinvest in my sites and advertising. Pay bills with probably 20% of it and save the rest.

fuzebox · 05-11-2012, 11:02 AM

There's a point where it's kind of silly to calculate a percentage

HushMoney · 05-11-2012, 11:03 AM

200%

PR_Glen · 05-11-2012, 11:19 AM

Quote:

Originally Posted by JohnnyClips

Saving money is the worst thing you can do. Obviously you need some on hand and in your bank account but most of it should be invested over and over to increase your income

holy shit i almost agree with this.. haha

but seriously it depends on what you consider savings, some consider their investments as money they are saving, doesn't necessarily mean they are hiding it in a mattress somewhere.

BareBacked · 05-11-2012, 11:44 AM

Quote:

Originally Posted by fuzebox

There's a point where it's kind of silly to calculate a percentage

enligten me?

cybermike · 05-11-2012, 12:17 PM

What if you hit a point of putting more money in your business is not increasing any value.. I save a good amount of my money but I always keep an eye out for people selling their sites if the price is right

BareBacked · 05-11-2012, 02:54 PM

Quote:

Originally Posted by JohnnyClips

I can tell by the way you asked your question that you don't have the right mindset when it comes to money

Thanks for your input.

Others I am not talking about your companies here. I am talking about PERSONAL Income.

Net income after taxes vs . Your cost of living.

CYF · 05-11-2012, 03:34 PM

Just counting my personal income, I probably save about 5% to 9% of it. It really should be more like 10-15% I think.

I do reinvest money into my business that I'm not counting as personal income.

BareBacked · 05-11-2012, 04:07 PM

Quote:

Originally Posted by CYF

Just counting my personal income, I probably save about 5% to 9% of it. It really should be more like 10-15% I think.

I do reinvest money into my business that I'm not counting as personal income.

Awesome thanks for the answer

ThumbLord · 05-11-2012, 04:16 PM

about 50% at the moment, but heh I am 60 years old and have a splendid pre-pension and if I reach 65 years all other pension funds will kick in and I will have a hard time to consume/spend all that money.

Nicky · 05-11-2012, 06:46 PM

If investments count into "saving" I'd say abit over 50%

BareBacked · 05-11-2012, 07:50 PM

Quote:

Originally Posted by Nicky

If investments count into "saving" I'd say abit over 50%

ya ofcourse. Nice one mate

TheSquealer · 05-11-2012, 08:23 PM

It's irrelevant unless you are an employee or on a fixed salary. If you are a business owner, then should be investing, reinvesting and reinvesting some more.

Lykos · 05-11-2012, 08:28 PM

No save here

BareBacked · 05-12-2012, 07:34 AM

Quote:

Originally Posted by Lykos

No save here

;)

Barefootsies · 05-12-2012, 07:37 AM

Quote:

Originally Posted by ThumbLord

about 50% at the moment, but heh I am 60 years old and have a splendid pre-pension and if I reach 65 years all other pension funds will kick in and I will have a hard time to consume/spend all that money.

Buy more booze BROmance.

Barefootsies · 05-12-2012, 07:39 AM

Quote:

Originally Posted by TheSquealer

If you are a business owner, then should be investing, reinvesting and reinvesting some more.

Agreed.

While I am not saying you should 100% reinvest all of it back into your business (i.e. rainy day fund, 6 month of expenses saved, etc.), you should have some diversity in your investments and assets. Too much online, or off, can ultimately crush you like 2008 did many people. Both in real estate and stocks.

CyberHustler · 05-12-2012, 07:42 AM

30%.....

porn500 · 05-12-2012, 07:46 AM

0%

I reinvest and live my life (tomorrow I may not live)

CyberHustler · 05-12-2012, 08:10 AM

Quote:

Originally Posted by porn500

0%

I reinvest and live my life (tomorrow I may not live)

porn500.com is not loading for me at the moment.

beks001 · 05-12-2012, 08:15 AM

Granted, I don't make shit in this industry. Maybe a 1-2 G's a month if I am really lucky but that aside. I would say the smartest thing to do if you are a business owner is to DO ALL THREE. Spend what you need, reinvest for sure and definitely save at least something. Someone said 401k and IRA is stupid in this thread? Uh, you're either are a brilliant tax guy or you have so much money coming in or put away that you don't need to look for tax saving opportunities to secure green for the future. I can't think of any other reason why you wouldn't want to save. I would bet that the big wigs in this industry have all that shit lined up and are doing all three.

I pay my business expenses with the money, I reinvest a 25 percent of it and I save the rest....probably why I don't make shit for money in this industry. Maybe one day I'll take a chance.

sojproductions · 05-12-2012, 11:09 AM

I don't save, I re-invest in my main business as well as side businesses and allocate a certain amount each month into property which i rent out which in theory is my pension. Saving = 0

Alex69 · 05-12-2012, 11:17 AM

like 90%

AliceInBondageLand · 05-12-2012, 12:27 PM

I save 5% of my monthly income. Not much, but everything else goes into building my little empire.

BareBacked · 05-14-2012, 09:08 AM

nice answers

2intense · 05-14-2012, 09:18 AM

20-30% maybe

O MARINA · 05-14-2012, 09:35 AM

Quote:

Originally Posted by ThumbLord

about 50% at the moment,

lucky you!

notjoe · 05-14-2012, 09:49 AM

Fucking saving for retirement. I am working on dying early. I consider blow, hookers, and booze to be my retirement plan!

Kenny B! · 05-14-2012, 11:31 AM

If what I save is greater than what my wife spends in any given month, it's a good month!

Seriously though I don't look at it as a %, I know my fixed monthly expenses and they don't usually vary, so on killer months much more gets socked away, on leaner months a little less.

Bryan G · 05-14-2012, 11:35 AM

Quote:

Originally Posted by notjoe

Fucking saving for retirement. I am working on dying early. I consider blow, hookers, and booze to be my retirement plan!

xJerk · 05-14-2012, 01:09 PM

I just spend what I want, then save the rest.

shake · 05-14-2012, 01:48 PM

I save everything I can, and spent the least amount possible. Yeah, I don't party much...

ajrocks · 05-14-2012, 01:58 PM

70% of the time I save 45% of my earnings, but 25% of the time I'm wrong about those numbers.

Paul Markham · 05-14-2012, 03:07 PM

Been regularly putting around 20% of my income into long term and short term investments since 1980. Best money I ever used.

Spread the money around in investments outside the business since 1988, in case the shit hit the fan and it collapsed. Good years it was higher. Now I can sit back and live off of the investments. Actually have more money in the bank than we had this time last year, turned into even a bigger miser.

As for investing in the business, that was required as a month to month thing. Needed to invest in shoots that paid back in a 6-18 months time. Kept money on the side, for when a real money maker was found.

Alice22 · 05-14-2012, 04:24 PM

When we earned much more money, we saved a lot. Well, i can't tell how much % exactly, but it wasn't low for sure.
Now, when time are different, and unfortunately, business it's not what it was before, we started to reinvest almost anything we make.

BareBacked · 06-17-2012, 03:15 PM

Quote:

Originally Posted by xJerk

I just spend what I want, then save the rest.

nice site y0ou have

suesheboy · 06-17-2012, 03:22 PM

It has been a roller coaster the past 7 years. Been profitable every year, net savings basically flat. New car, home improvements, new locations and a few toys (most necessary to make money) seem to eat up any excess - especially the past 2 years.

Not upset yet, but understand it can't go on this way much longer.

VenusBlogger · 06-17-2012, 03:28 PM

15 K per month? LOL...

with luck, only 5% of this forum AFFILIATES do that now...

15K? LOL... even 10K is ultra hard to do in adult for the average affiliate nowadays.

ALMOST NOBODY does that anymore.

Again, I'm talking about affiliate webmasters of paysites.

AGAIN..., I'm talking about affiliate webmasters of paysites.

BareBacked · 08-21-2012, 05:04 PM

Quote:

Originally Posted by VenusBlogger

15 K per month? LOL...

with luck, only 5% of this forum AFFILIATES do that now...

15K? LOL... even 10K is ultra hard to do in adult for the average affiliate nowadays.

ALMOST NOBODY does that anymore.

Again, I'm talking about affiliate webmasters of paysites.

AGAIN..., I'm talking about affiliate webmasters of paysites.

It was just an example. It could have easily been take home $100k a month
Prolly not many affiliates doing that now days.
10k easy a ton

ColBigBalls · 08-21-2012, 05:45 PM

Gota spend it to make it. Take that for what you will.

seeme · 08-21-2012, 06:08 PM

I like to spend all mine, it keeps me working and sane

anexsia · 08-21-2012, 06:15 PM

I put almost all of my adult income away in stocks

05-11-2012, 09:47 AM	#1
BareBacked Confirmed User Join Date: Feb 2007 Location: www.BareBacked.com Posts: 3,685	What % of your net income do you save every month? I am curious to know what others spending vs savings is. I am talking only about personal net income.. IE what what you pay yourself after taxes.. So if you make $15k a month and get $10k a month after taxes and save $5000 then you are saving 50% of your net income __________________ NEW SITE PAYING $30 for a $1 TRIAL Selfies

05-11-2012, 10:55 AM	#3
cthulhu_waves Confirmed User Join Date: Mar 2007 Location: San Francisco, CA Posts: 1,966	I save 0.00001% of my earnings. __________________ DATINGFACTORY.COM WE BUILD YOUR BRAND, NOT OURS! Private Label *Dating* Solutions & Affiliate *Dating* Network.

05-11-2012, 11:00 AM	#4
Pink Misfit xXxAffiliateReviews.com Industry Role: Join Date: Jun 2007 Location: US Posts: 1,035	I spend back probably 25% of my income to reinvest in my sites and advertising. Pay bills with probably 20% of it and save the rest. __________________ Available for VA assistance, customer service, sales and support, content writer, etc! Contact: [email protected]

05-11-2012, 11:03 AM	#6
HushMoney Confirmed User Industry Role: Join Date: Apr 2005 Location: Hermosa Beach & Miami, FL. Posts: 2,256	200% __________________ Hushmoney.com Interracialpass Hushpass

05-11-2012, 12:17 PM	#9
cybermike Confirmed User Join Date: Jan 2002 Location: Ny Posts: 4,113	What if you hit a point of putting more money in your business is not increasing any value.. I save a good amount of my money but I always keep an eye out for people selling their sites if the price is right __________________ Hey surfers how about some The Best Porn Sites

05-11-2012, 10:52 AM	#2
Ross Ik ben een aap Industry Role: Join Date: Sep 2002 Location: Traffic Force Towers, Canada! Posts: 18,874	You go first

05-11-2012, 11:02 AM	#5
fuzebox making it rain Industry Role: Join Date: Oct 2003 Location: seattle Posts: 22,140	There's a point where it's kind of silly to calculate a percentage

05-11-2012, 03:34 PM	#11
CYF Coupon Guru Industry Role: Join Date: Mar 2009 Location: Minneapolis Posts: 10,973	Just counting my personal income, I probably save about 5% to 9% of it. It really should be more like 10-15% I think. I do reinvest money into my business that I'm not counting as personal income. __________________ Webmaster Coupons Coupons and discounts for hosting, domains, SSL Certs, and more! AmeriNOC Coupons \| Certified Hosting Coupons \| Hosting Coupons \| Domain Name Coupons

05-11-2012, 04:16 PM	#13
ThumbLord Confirmed User Industry Role: Join Date: Jan 2009 Location: Aruba Posts: 1,932	about 50% at the moment, but heh I am 60 years old and have a splendid pre-pension and if I reach 65 years all other pension funds will kick in and I will have a hard time to consume/spend all that money. __________________ We Sell Domains \| ThumbLords \| ICQ 128106905 \| TubeLords \| Traffic Holder \| eRoken

05-11-2012, 06:46 PM	#14
Nicky Too lazy to set a custom title Industry Role: Join Date: Mar 2003 Location: Sweden Posts: 30,070	If investments count into "saving" I'd say abit over 50% __________________ gfynicky @ gmail.com

05-11-2012, 08:23 PM	#16
TheSquealer Mayor of Thneedville Industry Role: Join Date: Oct 2004 Posts: 25,428	It's irrelevant unless you are an employee or on a fixed salary. If you are a business owner, then should be investing, reinvesting and reinvesting some more. __________________ . Yes, fewer illegal immigrants working equates to more job opportunities for American citizens. Rochard

05-11-2012, 08:28 PM	#17
Lykos Too lazy to set a custom title Industry Role: Join Date: Apr 2003 Location: World Posts: 31,027	No save here __________________

05-12-2012, 07:42 AM	#21
CyberHustler Masterbaiter Industry Role: Join Date: Feb 2006 Posts: 26,557	30%.....

05-12-2012, 07:46 AM	#22
porn500 Registered User Industry Role: Join Date: Oct 2011 Posts: 94	0% I reinvest and live my life (tomorrow I may not live) __________________ Jacob Program Manager PORN500.COM - Adult Centro

05-12-2012, 08:15 AM	#24
beks001 Confirmed User Join Date: Oct 2006 Posts: 1,837	Granted, I don't make shit in this industry. Maybe a 1-2 G's a month if I am really lucky but that aside. I would say the smartest thing to do if you are a business owner is to DO ALL THREE. Spend what you need, reinvest for sure and definitely save at least something. Someone said 401k and IRA is stupid in this thread? Uh, you're either are a brilliant tax guy or you have so much money coming in or put away that you don't need to look for tax saving opportunities to secure green for the future. I can't think of any other reason why you wouldn't want to save. I would bet that the big wigs in this industry have all that shit lined up and are doing all three. I pay my business expenses with the money, I reinvest a 25 percent of it and I save the rest....probably why I don't make shit for money in this industry. Maybe one day I'll take a chance. __________________ [B]341 people reviewed this!?!?! Blogging Thread! Teen Cams Gay Webcam Best Free File Storage

05-12-2012, 11:09 AM	#25
sojproductions Confirmed User Join Date: Aug 2006 Posts: 2,160	I don't save, I re-invest in my main business as well as side businesses and allocate a certain amount each month into property which i rent out which in theory is my pension. Saving = 0 __________________ ICQ: 404-159-022 Blue Pixels Profits - Uk Solo Tranny sites & Crossdressing! Filthy Profits - Uk MILF Solo Sites

05-12-2012, 11:17 AM	#26
Alex69 Confirmed User Join Date: Aug 2007 Posts: 328	like 90%

05-12-2012, 12:27 PM	#27
AliceInBondageLand Confirmed User Industry Role: Join Date: Apr 2012 Location: San Francisco, CA, USA Posts: 161	I save 5% of my monthly income. Not much, but everything else goes into building my little empire.

05-14-2012, 09:08 AM	#28
BareBacked Confirmed User Join Date: Feb 2007 Location: www.BareBacked.com Posts: 3,685	nice answers __________________ NEW SITE PAYING $30 for a $1 TRIAL Selfies

05-14-2012, 09:18 AM	#29
2intense Too lazy to set a custom title Industry Role: Join Date: Dec 2009 Location: Google Posts: 12,467	20-30% maybe __________________ Most Affordable Firewall & Malware Protection for Linux Servers

05-14-2012, 09:49 AM	#31
notjoe Confirmed User Industry Role: Join Date: May 2002 Location: Toronto, Canada Posts: 5,599	Fucking saving for retirement. I am working on dying early. I consider blow, hookers, and booze to be my retirement plan!

05-14-2012, 11:31 AM	#32
Kenny B! Confirmed Abuser Industry Role: Join Date: Jun 2003 Location: Montreal Posts: 5,718	If what I save is greater than what my wife spends in any given month, it's a good month! Seriously though I don't look at it as a %, I know my fixed monthly expenses and they don't usually vary, so on killer months much more gets socked away, on leaner months a little less. __________________ Kenny -at- YourPaysitePartner.com Skype: kennyb514 Do business with us: Your Paysite Partner Kenny's Pennies Sticky Dollars Radical Cash Indie Bucks Stand Ahead Read My Ambush Interview Here

05-14-2012, 01:09 PM	#34
xJerk Registered User Industry Role: Join Date: Jun 2011 Posts: 33	I just spend what I want, then save the rest. __________________ Contact: admin [at] xjerk.com

05-14-2012, 01:48 PM	#35
shake frc Industry Role: Join Date: Jul 2003 Location: Bitcoin wallet Posts: 4,663	I save everything I can, and spent the least amount possible. Yeah, I don't party much...

05-14-2012, 01:58 PM	#36
ajrocks Confirmed User Join Date: Nov 2004 Location: On Uranus Posts: 4,526	70% of the time I save 45% of my earnings, but 25% of the time I'm wrong about those numbers. __________________ SEO Strategy - Digital Strategy - Cannabis Lead Generation Skype aj.durden1

05-14-2012, 03:07 PM	#37
Paul Markham Too old to care Industry Role: Join Date: Jun 2001 Location: On the sofa, watching TV or doing my jigsaws. Posts: 52,943	Been regularly putting around 20% of my income into long term and short term investments since 1980. Best money I ever used. Spread the money around in investments outside the business since 1988, in case the shit hit the fan and it collapsed. Good years it was higher. Now I can sit back and live off of the investments. Actually have more money in the bank than we had this time last year, turned into even a bigger miser. As for investing in the business, that was required as a month to month thing. Needed to invest in shoots that paid back in a 6-18 months time. Kept money on the side, for when a real money maker was found. __________________ Blowout deal. 880 videos, 2,400 image sets, plus many RAW videos. $500. PM me for a deal. Skype Paulmarkham70

05-14-2012, 04:24 PM	#38
Alice22 Confirmed User Industry Role: Join Date: Nov 2003 Posts: 907	When we earned much more money, we saved a lot. Well, i can't tell how much % exactly, but it wasn't low for sure. Now, when time are different, and unfortunately, business it's not what it was before, we started to reinvest almost anything we make. __________________ Exclusive Teen Solo girls and pregnant sites

06-17-2012, 03:22 PM	#40
suesheboy Confirmed User Industry Role: Join Date: Nov 2002 Location: FL - TN/NC Posts: 5,211	It has been a roller coaster the past 7 years. Been profitable every year, net savings basically flat. New car, home improvements, new locations and a few toys (most necessary to make money) seem to eat up any excess - especially the past 2 years. Not upset yet, but understand it can't go on this way much longer. __________________ Adult Web Site Domain Names For Sale Adult Sex Toy Domain Names For Sale Tantric Delights, Sex Toys Blog, Tantric Sex Toys

06-17-2012, 03:28 PM	#41
VenusBlogger So Fucking Banned Industry Role: Join Date: Nov 2011 Posts: 1,540	15 K per month? LOL... with luck, only 5% of this forum AFFILIATES do that now... 15K? LOL... even 10K is ultra hard to do in adult for the average affiliate nowadays. ALMOST NOBODY does that anymore. Again, I'm talking about affiliate webmasters of paysites. AGAIN..., I'm talking about affiliate webmasters of paysites.

08-21-2012, 05:45 PM	#43
ColBigBalls Confirmed User Industry Role: Join Date: Aug 2003 Posts: 1,733	Gota spend it to make it. Take that for what you will.

08-21-2012, 06:08 PM	#44
seeme Stephen Industry Role: Join Date: Jun 2011 Location: Europe Posts: 840	I like to spend all mine, it keeps me working and sane

08-21-2012, 06:15 PM	#45
anexsia Confirmed User Industry Role: Join Date: May 2010 Posts: 5,735	I put almost all of my adult income away in stocks