Be careful with Paxum withdrawals - GoFuckYourself.com - Adult Webmaster Forum

X

m26004

Confirmed User

Join Date: Jul 2004

Posts: 35
Share

Post
#1

Be careful with Paxum withdrawals

07-11-2012, 10:36 AM

Both me and a friend did some withdrawals in the last few days from an atm machine in the Netherlands. Different atm machines, same bank.
All attempts did not work out: no money came out of the atm and the message appeared : Connection failed.
But to our surprise the money was withdrawn from our accounts.
After sending support tickets to paxum, we get the following reply:
Since the funds were not reversed to your Paxum MasterCard we can start an chargeback procedure, procedure that has a $40 fee and takes around 45 days to be completed.

Anyone else who had the same problem?
Tags: None
BradBreakfast

Confirmed User

Join Date: Feb 2008

Posts: 415
Share

Post
#2

07-11-2012, 10:39 AM

$45 fee for a bank error?

Last edited by BradBreakfast; 07-11-2012, 10:40 AM.

GetClicky - The World's Most Advanced Real Time Ajax-based Analytics
Comment
Fat Panda

Porn is Dead. Move along.

Join Date: Aug 2006

Posts: 13296
Share

Post
#3

07-11-2012, 10:39 AM

rofl....goooooood luck
Comment
MrCain

Confirmed User

Join Date: Jun 2006

Posts: 3332
Share

Post
#4

07-11-2012, 11:19 AM

My card worked when I visited Amsterdam.

Sigmund
Comment
Aidoru

Confirmed User

Join Date: Jul 2012

Posts: 655
Share

Post
#5

07-11-2012, 11:29 AM

Wow that's weird

Gravurecash - 50% Lifetime RevShare on all signups and rebills, 5% Webmaster Referral
Comment
CPA37710T

business ready hit me up!

Join Date: Aug 2010

Posts: 1115
Share

Post
#6

07-11-2012, 11:43 AM

Hey there:

this is not a Paxum only problem, a few years ago when i had epassporte it happened, has happened too with the clickcash debit card they had a year ago, i think this is a common error happening in the ATM's and it happens randomly, when i made reverses i had to wait 30 working days to see my money back
Comment
Freaky_Akula

Confirmed User

Join Date: Oct 2005

Posts: 3670
Share

Post
#7

07-11-2012, 11:47 AM

Name the bank so other Paxum users can avoid their ATMs.
Comment
V_RocKs

Damn Right I Kiss Ass!

Join Date: Nov 2003

Posts: 32449
Share

Post
#8

07-11-2012, 11:58 AM

This is why you should always live in North America.
Comment
m26004

Confirmed User

Join Date: Jul 2004

Posts: 35
Share

Post
#9

07-11-2012, 12:05 PM

Originally posted by freaky_akula

name the bank so other paxum users can avoid their atms.

abn amro
Comment
nico-t

emperor of my world

Join Date: Aug 2004

Posts: 29903
Share

Post
#10

07-11-2012, 12:09 PM

Originally posted by m26004

abn amro

thanks.
no problem with rabobank atm a couple of days ago.
Comment
Twoface31

Confirmed User

Join Date: Sep 2006

Posts: 2746
Share

Post
#11

07-11-2012, 07:54 PM

my card working fine

Email: <span style="color:Cyan">[email protected]</span>
HentaiG4h * Lusty Life
ICQ: 291-953
Comment
mightyjoe

Confirmed User

Join Date: Jun 2004

Posts: 1395
Share

Post
#12

07-11-2012, 08:15 PM

it happened for epass for me before twice. but i dont do anything and the funds back after 15 to 30 days.

i think same with paxum, the funds will naturally back after few weeks
Comment
amateurcanada

Confirmed User

Join Date: Jul 2001

Posts: 3766
Share

Post
#13

07-12-2012, 03:28 AM

Sounds like the connection to withdrawl and approve the release of funds went thru but the finishing did not - much like buying gas from a gas station as they obtain a hold - takes a week or two to release.

be our partner - join nichepartners today
will.assum.producer @ AmateurCanada.com / icq: 30146166 / facebook.com/will.assum / #amateurcanada
Comment
Abracadabra_nl

Confirmed User

Join Date: Jun 2005

Posts: 147
Share

Post
#14

07-12-2012, 05:04 AM

I've experienced experienced the same here in Rotterdam a few days ago on 9 July.

I tried to withdraw 1000 euros. I also got the message that the connection has failed.

However, today I discovered that 1000 euros have been withdrawn from my credit card account.

It's completely ridiculous that finding out what has happened will cost me 40 dollars.

TubeUploads.com – The #1 Upload Service for Professionals
Comment
m26004

Confirmed User

Join Date: Jul 2004

Posts: 35
Share

Post
#15

07-12-2012, 05:05 AM

Just tried another withdrawal but then from a different bank and this time there was no problem. So it seems it is just the abn amro that has this issue with paxum cards.
Comment
Denny

Too lazy to set a custom title

Join Date: Feb 2005

Posts: 17393
Share

Post
#16

07-12-2012, 05:11 AM

Originally posted by CPA37710T

Hey there:

this is not a Paxum only problem, a few years ago when i had epassporte it happened, has happened too with the clickcash debit card they had a year ago, i think this is a common error happening in the ATM's and it happens randomly, when i made reverses i had to wait 30 working days to see my money back
Comment
Denny

Too lazy to set a custom title

Join Date: Feb 2005

Posts: 17393
Share

Post
#17

07-12-2012, 05:13 AM

Originally posted by mightyjoe

it happened for epass for me before twice. but i dont do anything and the funds back after 15 to 30 days.

i think same with paxum, the funds will naturally back after few weeks

Yep, same here.
Comment
Vapid - BANNED FOR LIFE

Barterer

Join Date: Aug 2004

Posts: 4864
Share

Post
#18

07-12-2012, 05:13 AM

Visa rules
Comment
RuthB

Let's Get Paxumized!

Join Date: May 2005

Posts: 7248
Share

Post
#19

07-12-2012, 10:13 AM

Originally posted by m26004

Both me and a friend did some withdrawals in the last few days from an atm machine in the Netherlands. Different atm machines, same bank.
All attempts did not work out: no money came out of the atm and the message appeared : Connection failed.
But to our surprise the money was withdrawn from our accounts.
After sending support tickets to paxum, we get the following reply:
Since the funds were not reversed to your Paxum MasterCard we can start an chargeback procedure, procedure that has a $40 fee and takes around 45 days to be completed.

Anyone else who had the same problem?

Some merchants will refund a transaction on their own within a matter of days. Some, however, will not, and for those merchants an official chargeback claim must be initiated with the bank.

The $40 fee for the chargeback claim is imposed by the bank, not by Paxum. Some clients have chosen to try to contact the bank directly about this fee in the past, and the bank has confirmed they are the ones charging a fee, not Paxum.

There is a limited time in which the chargeback form can be submitted to the bank, and that is 90 days from the transaction date. Once the bank accepts the form, the merchant has 45 days to provide proof that they did provide cash/services. At the end of the 45 days if no proof has been provided by the merchant, then the funds will be returned to the card at that time.

If you would like to initiate a chargeback, it is advised to submit the request as soon as possible for fastest results.

If you need any assistance, please feel free to contact me at any time:

ICQ #233-854-608
AIM/YM/SKYPE - PaxumRuth
Email - [email protected]

Thanks

Send & Receive Mass Global Payments - Mass P2P/Wire/EFT/SEPA - Adult Industry Friendly - Award Winning Payment Service - Fast, Reliable & Secure!
Paxum ...... Paxum Bank
Email: [email protected] ~ Telegram: PaxumRuth
Comment
signupdamnit

Confirmed User

Join Date: Aug 2007

Posts: 6697
Share

Post
#20

07-12-2012, 12:36 PM

So it looks like it's open season on Paxum account holders who buy products under $40 from merchants. It'll cost the account holder more to chargeback than the cost of the good. Same for atm operators. In theory if you take out under $40 at a time the atm may as well just keep it and print out a receipt which reads "fuck you!". There is nothing you can do about it without costing you more $$$ than it's worth.

You would think there would be some laws in place which specify that chargebacks must be free for the consumer or the party at fault must pay the fees.

You don't like my posts? Put me on ignore or fuck right off. I'll say what I want.
Comment
MrCain

Confirmed User

Join Date: Jun 2006

Posts: 3332
Share

Post
#21

07-12-2012, 12:43 PM

Email abn amro and paste their reply here.

Sigmund
Comment
signupdamnit

Confirmed User

Join Date: Aug 2007

Posts: 6697
Share

Post
#22

07-12-2012, 12:46 PM

Originally posted by Abracadabra_nl

I've experienced experienced the same here in Rotterdam a few days ago on 9 July.

I tried to withdraw 1000 euros. I also got the message that the connection has failed.

However, today I discovered that 1000 euros have been withdrawn from my credit card account.

It's completely ridiculous that finding out what has happened will cost me 40 dollars.

That's one thing people need to be aware of. These cards are not real debit or credit cards in that they don't seem to have the same protections as normal cards do from a real bank.

In my country (the US) these kind of cards are for poorer people or those who cannot get bank accounts for some reason. They typically have 3-10 times the fees of cards from regular banks. For instance here it's practically unheard of to be charged a fee make a chargeback (it may even be illegal). The same for charging for POS declined transactions. If a real bank did that to me then I would switch banks the next day. But I guess Paxum fulfills a niche for some.

You don't like my posts? Put me on ignore or fuck right off. I'll say what I want.
Comment
Overload

Confirmed User

Join Date: Jul 2005

Posts: 3185
Share

Post
#23

07-12-2012, 12:48 PM

hah, never happened to me ... never; not with epass, not with paxum ... praising germany's infrastructure haha ;) ... um, but in the national anthem of the netherlands: "i am of german blood ..." :P

There aren't enough faces and palms on this planet for an appropriate reaction to religion.
Comment
Pink Misfit

xXxAffiliateReviews.com

Join Date: Jun 2007

Posts: 1035
Share

Post
#24

07-12-2012, 12:55 PM

I actually had a paxum issue today which said I had reached my daily activity limit. That was a first for me. Obviously I can only withdraw $2500 per day but I wasn't to that limit. Tried a different ATM and was told the same thing.

I used the card at a store and it worked fine but would not allow me to withdraw anymore funds.

Available for VA assistance, customer service, sales and support, content writer, etc!

Contact: [email protected]
Comment
RuthB

Let's Get Paxumized!

Join Date: May 2005

Posts: 7248
Share

Post
#25

07-12-2012, 01:03 PM

Originally posted by Pink Misfit

I actually had a paxum issue today which said I had reached my daily activity limit. That was a first for me. Obviously I can only withdraw $2500 per day but I wasn't to that limit. Tried a different ATM and was told the same thing.

I used the card at a store and it worked fine but would not allow me to withdraw anymore funds.

I just left you a message on ICQ, please hit me back when you're around. Thanks

Send & Receive Mass Global Payments - Mass P2P/Wire/EFT/SEPA - Adult Industry Friendly - Award Winning Payment Service - Fast, Reliable & Secure!
Paxum ...... Paxum Bank
Email: [email protected] ~ Telegram: PaxumRuth
Comment
429mg

Confirmed User

Join Date: Jul 2010

Posts: 151
Share

Post
#26

07-12-2012, 01:05 PM

I have experienced the same problem with Epass at an ATM from abn amro. The money was deducted from my account and added again a few days later.

I am using ATM's of ING and Rabobank every week and never experienced a problem with Paxum (or with Epass in the past).

Got a gay blog? Submit your posts to Male Sharing
Comment
nikki99

Supermodel

Join Date: Nov 2004

Posts: 23087
Share

Post
#27

07-12-2012, 02:06 PM

email from abn amro netherlands please? cannot find any, just a phone number and an address to send letters

SMC Revenue - Best Tgirl websites of the world now VR
Non exclusive BIG Tranny/shemale Package for sale, full 2257 - hit me up skype: nikkimontero
Comment
Struggle4Bucks

Sieg Hi!

Join Date: May 2011

Posts: 3615
Share

Post
#28

07-12-2012, 02:43 PM

Originally posted by V_RocKs

This is why you should always live in North America.

No thanks!

Half troll half amazing!
Comment
ThumbLord

Confirmed User

Join Date: Jan 2009

Posts: 1932
Share

Post
#29

07-12-2012, 02:49 PM

no problem with ING and SNS

We Sell Domains | ThumbLords | ICQ 128106905 | TubeLords | Traffic Holder | eRoken
Comment
KingNigel

Confirmed User

Join Date: Aug 2006

Posts: 1756
Share

Post
#30

07-12-2012, 02:50 PM

It must be an abn amro problem. On a bitcoin board, people have reported the same problem with abn amro atms and okpay and payoneer cards. They had no problems using their cards in atms run by other banks.

OKPay Sponsors
Load your OKPay account directly with Moneybookers, Liqpay, Bitcoin, Cashu, RBK Money,... No need for a 3rd party exchanger.
Payment gateway modules for OSCommerce, Zen-Cart, VirtueMart, cubecart, 3dcart,... available. Find out more.
Comment
BangThemes

Confirmed User

Join Date: Jul 2011

Posts: 191
Share

Post
#31

07-12-2012, 03:12 PM

no problem in spain

Get 25% for each sale. Make money with our themes! Sign up now

Adult Wordpress Themes: Ecort Agency theme, Adult tube wordpress theme, Adult Blog themes - BangThemes.com
Comment
VenusBlogger

So Fucking Banned

Join Date: Nov 2011

Posts: 1540
Share

Post
#32

07-12-2012, 03:19 PM

I would blame the shitty bank doing that trick. Not paxum.

Those shitty banks suck so much.

No problem so far withdrawing here in South America.

Only problem are the shitty banks, charging SHITTY EXTRA FEES for the transaction, and applying the crazy currency exchange

We can't get dollars here in my country, because the shitty COMMUNIST government put restrictions to it and considers the dollar an enemy. And besides that, the ATM's only give pesos, since 10 years ago...

I wonder how other webmasters in this area do with all these shitty restrictions. Specially when they receive big wires or a checks, and can't get dollars and must get pesos at a ridicolous exchange rate, they lose lots of money...
Comment
adultdomainseller

So Fucking Banned

Join Date: Jul 2012

Posts: 155
Share

Post
#33

07-12-2012, 03:34 PM

I have a bunch of money sitting in paxum account i've never withdrew because I'm too lazy to verify the account with their retarded requirements.
Comment
Abracadabra_nl

Confirmed User

Join Date: Jun 2005

Posts: 147
Share

Post
#34

07-12-2012, 11:39 PM

Today I got a message from Paxum, telling me: "(...) the fee for this investigation is $40 and the sum is not refundable."

That's nice. 1000 euros have been withdrawn from my credit card account. And even after if I've been proved right, they won't refund those 40 dollars.

TubeUploads.com – The #1 Upload Service for Professionals
Comment
nikki99

Supermodel

Join Date: Nov 2004

Posts: 23087
Share

Post
#35

07-12-2012, 11:47 PM

Originally posted by Abracadabra_nl

Today I got a message from Paxum, telling me: "(...) the fee for this investigation is $40 and the sum is not refundable."

That's nice. 1000 euros have been withdrawn from my credit card account. And even after if I've been proved right, they won't refund those 40 dollars.

anb amro contact email please,

let´s contact the bank and ask em for a refund, I saw an ATM machine yesterday with a sign (new sign) it says amb amro ATM´s are having technical issues with foreign cards

SMC Revenue - Best Tgirl websites of the world now VR
Non exclusive BIG Tranny/shemale Package for sale, full 2257 - hit me up skype: nikkimontero
Comment
AdultEUhost

ORLY?

Join Date: Oct 2005

Posts: 2579
Share

Post
#36

07-12-2012, 11:50 PM

Originally posted by m26004

Both me and a friend did some withdrawals in the last few days from an atm machine in the Netherlands. Different atm machines, same bank.
All attempts did not work out: no money came out of the atm and the message appeared : Connection failed.
But to our surprise the money was withdrawn from our accounts.
After sending support tickets to paxum, we get the following reply:
Since the funds were not reversed to your Paxum MasterCard we can start an chargeback procedure, procedure that has a $40 fee and takes around 45 days to be completed.

Anyone else who had the same problem?

Actually I had the same issue with my US bank account card, this was at the ABN Amro
Got a connection timeout while funds were taken off the account but no cash was disposed, opened a ticket with the bank and got funds back within 12 hours

ICQ: 267-443-722 / leon [at] adulteuhost [dotcom]

Nominated for an XBIZ Award as "Webhost of the Year" in 2007, 2012, 2013 and 2014
Comment
DanS

Confirmed User

Join Date: Jun 2003

Posts: 122
Share

Post
#37

07-13-2012, 01:00 AM

Originally posted by RuthB

Some merchants will refund a transaction on their own within a matter of days. Some, however, will not, and for those merchants an official chargeback claim must be initiated with the bank.

This is not correct.
This is the same standard reply you will always hear from Paxum, when this happens.
It happens sometimes, and it happened with epass before aswell.

Correct is, that some banks will refund a failed atm withdrawel within minutes, some within weeks without any action from your side.

However, before you pay Paxum this ridiculous $45 fee to initiate the investigation, do your self a favor and just go inside the local bank branch and ask for assistance.
All of them have a simple form to fill out and will refund the failed transaction.
I had this happen to me with a $120 withdrawal. And contacted Paxum first.
They went out of their way to change the terms and their fees site on Paxum to get me help lol.
After that I went to the bank, filled out a form and the money was back on Paxum before I was getting home. And they added $5 to it.

Morale of the story:
Paxum should, in the better interest of their customer, advise to settle the dispute with the bank locally, before advising to initiate the EXPENSIVE chargeback process. I have sent them an angry feedback, because I felt that customer support handled the situation completely wrong.
Looks like they still do not give advise in the interest of their customers.

Last edited by DanS; 07-13-2012, 01:03 AM.

Ass Anal Porn - Cumshot Videos - MILF Porn -
Big Tits Porn -
Sex Videos -
Hard Sex Videos
Comment
RuthB

Let's Get Paxumized!

Join Date: May 2005

Posts: 7248
Share

Post
#38

07-13-2012, 12:19 PM

Originally posted by DanS

This is not correct.
This is the same standard reply you will always hear from Paxum, when this happens.
It happens sometimes, and it happened with epass before aswell.

Correct is, that some banks will refund a failed atm withdrawel within minutes, some within weeks without any action from your side.

However, before you pay Paxum this ridiculous $45 fee to initiate the investigation, do your self a favor and just go inside the local bank branch and ask for assistance.
All of them have a simple form to fill out and will refund the failed transaction.
I had this happen to me with a $120 withdrawal. And contacted Paxum first.
They went out of their way to change the terms and their fees site on Paxum to get me help lol.
After that I went to the bank, filled out a form and the money was back on Paxum before I was getting home. And they added $5 to it.

Morale of the story:
Paxum should, in the better interest of their customer, advise to settle the dispute with the bank locally, before advising to initiate the EXPENSIVE chargeback process. I have sent them an angry feedback, because I felt that customer support handled the situation completely wrong.
Looks like they still do not give advise in the interest of their customers.

In actual fact, the form we provide from the bank asks if the client has checked with the bank or merchant, and what their reply was.

The client must check 'yes' to that question for the chargeback to proceed. If the client checks 'no' to that question, then the chargeback will be rejected and the client is told to contact the bank or merchant first. This is standard practice.

Approximately 99% of the time the answer the client receives is 'Contact card issuer', at which point there is no alternative but to proceed with filing a chargeback.

To reiterate, the $40 fee is a BANK fee, and NOT a Paxum fee.

Thanks

Send & Receive Mass Global Payments - Mass P2P/Wire/EFT/SEPA - Adult Industry Friendly - Award Winning Payment Service - Fast, Reliable & Secure!
Paxum ...... Paxum Bank
Email: [email protected] ~ Telegram: PaxumRuth
Comment
marlboroack

So Fucking Banned

Join Date: Jul 2010

Posts: 9327
Share

Post
#39

07-13-2012, 01:15 PM

Withdraw from a well trafficked ATM machine. Not some back ally ATM..
Comment
Jey p

Confirmed User

Join Date: Apr 2002

Posts: 1810
Share

Post
#40

07-13-2012, 01:16 PM

sorry to hear that man
Hope it can be fixed soon!

Premium Web Design
Comment
Gozarian

Confirmed User

Join Date: Jun 2012

Posts: 558
Share

Post
#41

07-13-2012, 01:18 PM

Originally posted by m26004

Just tried another withdrawal but then from a different bank and this time there was no problem. So it seems it is just the abn amro that has this issue with paxum cards.

ABN AMRO has been rife with problems for several years
Comment
bigluv

Confirmed User

Join Date: Jul 2008

Posts: 850
Share

Post
#42

07-13-2012, 01:25 PM

1) you would have to be stupid to be doing small transactions with paxum
2) too bad for you if you live somewhere that has shitty banks
3) in this business you should know at least a little bit about how credit cards work, and know also that waiting a little while will often correct this problem
Comment
18teens

Confirmed User

Join Date: Dec 2002

Posts: 1605
Share

Post
#43

07-13-2012, 06:28 PM

I wouldn't have a Paxum card if they paid me to have it. Like someone else said, their requirements are fucking retarded. I actually had to take a pic of myself yesterday morning holding up my driver's license just to add a new bank account. What the fuck!?! Guess what, the new bank account still hasn't been fucking approved and I can't get my money out. Their fees are even more fucking retarded but that's another story. Nope, I don't like Paxum or the brain dead people they have working there. Hell, I think I'd rather just give my money to Chris Mallick than deal with their stupid shit
Comment
X_X_ROB_X_X

( ◣_◢ )

Join Date: Jun 2007

Posts: 509
Share

Post
#44

07-16-2012, 04:07 AM

I've used Paxum for a while now and never had any issues. I wish they would lift my monthly $10,000 limit though. That's the only drawback I see with them.

My CashCrate Referrals Netting Me $1200 Monthly On Auto-Pilot
Comment

Previous template Next

Working...