good morning all


strainer, as it has been stated above, we are not in business to decline transactions. The revenue lost from a failed transaction aside, declines take money directly out of our pockets. For obvious reasons, it is in everyone?s best interest to approve good transactions.

Off of the top of my head, I can think of several reasons why this might have happened, some of which have been mentioned above. After a few legitimate declines, it wouldn?t matter if you had a thousand cards that you subsequently tried to use to sign up.

But we are just talking here?if you are concerned about the reason(s) for the decline, we do have the tools to find them out. ICQ me and I will see what happened with the transaction. I will tell you what I can about it.

If you really want to find out what happened, let?s find out. We can speculate all day long on message boards, but it?s not hard to find the reason?let?s have it checked out.

45471840
Give me about 20 minutes before you icq me, leaving to go to work now?

All the processors have different scrubbing algorithms, the merchant you were buying an ad from with ccbill may have had a higher CB ratio and therefore a high scrub. It could happen anywhere. There are cards that will be rejected with only one of the processors. I'm sure ccbill on average is pretty good. As far as the Ibill comment goes, for me Ibill is great, I don't see any issues with them.

On the credit card thing, my credit score went up when I got rid of half my credit cards. Now I only have 4 credit cards, I used to have like 12. My score was 827 (super high), until I recently did some refis and financed some other investment properties. They always list "too much credit" as a neg. factor on my reports. The key to good credit is to signup for those credit watch services, they report anything that shows up on your credit.

Ok, well I appreciate the offer but its sorta a moot point now. I PayPal'ed the guy.

Yes, of course I know after a couple declined cards it wasn't going to go through, but I was pissed off at the time and it was almost like a challenge.

I know I didn't do anything wrong. Good cvns, addresses, etc. I've used two of those cards on the web this morning - one at TigerDirect.com and one with a test signup on my own (Globill) site.

And you've heard similar comments from many on this board who can't signup at their own sites, so I would say it is a fair statement that the scrub logic could use a little work.

I appreciate the response and I will try to edit the name of the thread to something a little more pc (if possible, don't recall if I can) but people take a dump on Ibill all the time even though the great majority of their customers including some very large ones like you-know-who are very satisfied.

All I am saying is, if I can't get a good card through your signup screen, some surfer's can't too, and now that I have experienced that frustration firsthand I'll be less likely to dismiss it outright when I hear about it.

PS: Tried to edit that first post to change the subject line to "CcBill Declined me" :thumbsup but my 60 minutes had obviously passed. If some higher power would change it I wouldn't complain.

Thanks,

ST

CCBILL sucks ass, doesn't pay :(

now why would you say that? If you are having a payment issue, let me know what it is and i will get it looked at.

[email protected] or the icq # above

There can be only one
EPOCH rules

:thumbsup :thumbsup :thumbsup

Strainer, if you change your mind and would like to find the actual reason that your card was declined, let me know so that I can have it checked out for you?I am actually very curious myself.

Sometimes I shake my head at my fellow webmasters' lack of class and grace.

I've never heard of CCBill not paying, ever. I've always been paid on time, every time. I even had one check get lost in a mail sorting machine somewhere and they promptly re-issued a check which arrived about the same time as the original. I cashed the new one and destroyed the old one. Since then I've moved to wires and they come in like clock work.

As for the scrubbing algorythm... My decline rate with CCBill is about 14%. That is at or better than industry average (see the thread back in December where many webmasters compared decline rates from various companies). 14% is nothing - not even enough for me to give it any thought whatsoever - it's just weeding out the guys who can't spell their name or are likely to be nothing but trouble.

CCBill is not perfect, but they are top-notch in my books.

Yes indeed, this is the Go Fuck Yourself board. But there is a difference between slamming one person who's being an asshole and slamming a company without reason.

All of the credit card processors are in the business to make money and the best way to do that is to accept as many credit cards as possible. Some companies allow more; But I'm sure those companies have much higher charge back rates.

if you don't miss payments its spotless.

hey wait a minute, the guy who says he got declined is not going to give corvett his info so they can figure out just why he got declined?

wtf is that nonsense? bring it to the board and then back down when someone from CCBill says they will find out why the decline????

No one ever had a problem with CCBill not paying

A moot point? only if you're an asshole.



Translation: I new I didn't have the right key but I tried 9 times anyway so I could say it didn't work nine times.


I know CCbill didn't do anything wrong. The fact that one of you wants to get to the bottom of it and one of you doesn't, is very telling.

No, I think the odd post about not being able to sign up were from assclowns who think you can chargeback & request refunds without repercussions.

how magnanamous of you asshole.

ah, so unfounded accusations are ok because others do it?

no one knows that your card is any good and now you don't want it looked into. riiiiiiiiiight.

Here is a question for everyone:

This guy is posting on GFY, and adult webmaster board. I would never pay for access to someone else's website. I would tell them who I am, and then ask for a password.

Why is he paying for access to an adult site?

Yeah.

CCbill may have some intermittant problems, but we have them in number 1 position because they do pay on time, every time.

and we've had them for about 5 years now---NEVER missed a payment, the most reliable vendor we've dealt with.

and i must say that their attention to trying to solve issues on this board does show some class.

utter bullshit, ccBill is the *only* processor we have never had a problem w/, especially never a problem w/ them "not paying"..!

Gotta love GFY. The original post clearly states I was buying an ad banner.:eyecrazy

:Graucho hush it

Not true.
Carrying a balance affects your credit rating.
Having too much credit affects your credit rating.
Applying for too much credit affects your credit rating.
Using too much of your available credit affects your credit rating.


Lensman is 100% when he says his credit score is super high. The max is 850.

I completly agree that is complete bullshit. CCBill is the only processor I have had no payment problems with. You have no idea what your talking about. You probably did a chargeback with CCBill and that is why you can' join. When I test their system I can join with any of my cards no problem.

Mark

First, he wasn't buying access to a paysite.

Second, not everyone will give out passwords to people sending them email saying "hey I'm an affiliate, can I get a free password?" In fact, a lot of people won't. I actually stopped actively promoting someone because they wouldn't set me up with even a temporary password, even though their affiliate site said they would.

yes, I agree. Fuck ccbill... They have fucked my site up so bad. On my paysite, when a members cancel service.. his username is still active, so he can still get in the members area... along with a few other problems, like when I have problems they never contact me when I complain. I am interested in Globill but I am sorta leary since I heard they were offshore...

sounds like your purge file was not CHMOD'd to 666... considering you registered just to post this msg, your probably either a troll or idiot... ccBill rocks, hater..!

Not at all true. To get the highest score, you should have 2-3 bank cards, plus some dept store / gas cards. Not maintaining a balance is a negative, but maintaining too much (generallly over 40%) is a negative. Using about 25% of your available credit and keeping about 75% free will, in most situations yield you the best credit score.

There is a lot more too it than that... but I ain't here to write a book. :)

I've never had anyone say no to giving me a password to a site I might be interested in promoting. They would be foolish not to. How can I promote a site without knowing what's inside the site.... I also want to know if the site is real or chargeback city....