Zombaio... very shady move

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  • vdbucks
    Monger Cash
    • Jul 2010
    • 2773

    #1

    Zombaio... very shady move

    So for some reason, Zombaio has taken the stance of being a non friendly payment processor...

    We submitted a new site for approval, and it was denied because we don't have the zombaio code plastered all over our web site 0 we now have to have their code displayed on our landing page 100% of the time... I'll explain why this is bad later.

    They initially claimed that this was a Master Card requirement, and even attached the MC guidelines to the email. I guess they weren't expecting us to actually read it because there is no such requirement in their guidelines. And when I confronted them on this, they then said that it's not a MC requirement, rather a requirement from their "acquirer"... whoever that is.

    So I emailed Michael O regarding this issue and we're basically told that we have to have their code displayed, or pay $1,000/year for MC and $750/year for Visa.

    So essentially, they're taking the stance of being a non multiple payment processor friendly company.

    Let me explain why having their code displaying 100% of the tim throughout our site is bad:

    1. Zombaio is 1 in a list of different payment processors we use.

    2. By having the zombaio code displayed 100% of the time throughout our site, it will only lead to confusion amongst potential customers. And confusion leads to mistrust. Mistrust leads to no sales. No sales means no money for anyone.

    We currently use nats, and have all of our payment processors in different cascades. Those cascades are set to display randomly. So at any given time, a visitor might process through our zombaio, ccbill, epoch, verotel or netbilling cascade.

    Now, when they reach the join page, ALL of the proper information is displayed for whatever cascade (biller) is active. So when they are set to process through ccbill, the ccbill disclaimers show. So on and so forth. All of the necessary payment processor is also displayed on our support page - if you joined through ccbill, click here... so on and so forth.

    I should also mention that this has NEVER been a requirement in the past. We currently have 5 active sites processing through them and none of those sites were ever required to have the zombaio code showing throughout the tour. And at no time were we ever contacted to change any of the info and how we have it displayed for any of our current sites.

    But now all of a sudden they take this stance.. and to be quite honest, it's the last straw for us. Zombaio used to be a good company, a great company actually.. But for little over a year now they have consistently gone down hill....

    Ok, my rant is over. I'm sure some of you will be thinking "what's the big deal", well.. ensuring our customers get the proper info all the time regarding who they will be submitting their payment info and money to... and that, is a huge deal.
  • Harmon
    ( ͡ʘ╭͜ʖ╮͡ʘ)
    • Mar 2004
    • 20012

    #2
    I have said it before, I will say it again. ANYTHING Michael O is attached to, stay the fuck away. He was involved in the fucking over of 1,000's of webmasters either directly or indirectly. Fuck Mikey O, fuck Epass, fuck Zombaio. Even their name is stupid as fuck. This is not rocket science here guys and gals.
    [email protected]

    Comment

    • Barefootsies
      Choice is an Illusion
      • Feb 2005
      • 42635

      #3
      This smells like bullshit. No offense to the O.P..

      My guess is the same shit that happened to me. They want/need their details on the payment page (or whatever it was) for MasterCard or one of the credit cards. Citing that it was some sort of banking requirement. You simply had to cut and paste some code, and throw it on the join page if memory serves.

      Annoyance? Sure. I do not like threats of losing my account for some minor b.s.. But it's no different than a merchant account where they have their own list of demands of things you MUST have on your website, or you are not going to be in compliance. Rules of the game.

      Should You Email Your Members?

      Link1 | Link2 | Link3

      Enough Said.

      "Would you rather live like a king for a year or like a prince forever?"

      Comment

      • Fletch XXX
        GFY HALL OF FAME DAMMIT!!!
        • Jan 2002
        • 60840

        #4
        so BF your exp with zomb been good?

        Want an Android App for your tube, membership, or free site?

        Need banners or promo material? Hit us up (ICQ Fletch: 148841377) or email me fletchxxx at gmail.com - recent work - About me

        Comment

        • vdbucks
          Monger Cash
          • Jul 2010
          • 2773

          #5
          Originally posted by Barefootsies
          This smells like bullshit. No offense to the O.P..

          My guess is the same shit that happened to me. They want/need their details on the payment page (or whatever it was) for MasterCard or one of the credit cards. Citing that it was some sort of banking requirement. You simply had to cut and paste some code, and throw it on the join page if memory serves.

          Annoyance? Sure. I do not like threats of losing my account for some minor b.s.. But it's no different than a merchant account where they have their own list of demands of things you MUST have on your website, or you are not going to be in compliance. Rules of the game.

          Your 2cents are bullshit because quite simply, you are wrong.

          Their review reply:
          Unfortunately we cannot approve your site as you are missing the Merchant Identification Script required by MasterCard Rule 5.6

          Read more in MasterCard Rules Chapter 5.6 (Merchant Identification and Responsibility for Transactions): http://www.mastercard.com/us/merchan...ual_public.pdf

          Zombaio is your service provider and will handle the current Merchant Identification Requirements for you. By placing a -tag on the bottom, but over the tag of your:
          ** INDEX PAGE **
          Your very first landing page when surfing in to your site/domain.

          ** PRE-JOIN PAGE **
          Is the page on your server where you show the pricing options. This is the last page on your side before you send the customer to the payment processor.

          ** CONTACT PAGE **
          The page where cardholders can contact you if they are experiencing problem with your site
          Our reply:
          I read over the Mastercard requirements and nowhere does it state that we have to display the biller codes on our site''s landing/start page. Being that we use multiple billers, having your code on our sites'' start page will only lead to confusion for the surfer because on one page it''ll say zombaio, but then the join page will say ccbill for example.

          Also, having your code on our site''s start/landing page has never been a requirement in the past, and again I reiterate that it does NOT state that we must do this in the mastercard requirements documentation.
          Their reply:
          It's the acquirer that requires the merchant identification script to be added on the landing page, since it's their responsibility to ensure that this information is displayed to the cardholder we have to follow their requirements in order to get a site approved.

          Please add the identification script to the landing page of your site and you should get the site approved by both our risk department and our acquirer.
          The info is displayed on the pre-join page when that cascade is active. And is displayed on our support page 100% of the time (along with info from our other processors.)

          Having this on the index/landing page tells the user right off the bat who they'll be paying through... infomation that will be wrong 80% of the time. As I said above, this will do nothing but confuse visitors and create distrust for our site, causing them not to join.

          And again, since you seem to have missed it... this have NEVER, EVER been a requirement in the past, and we were NEVER, EVER contacted about this regarding any of our other sites they process for.

          So how about knowing what you're talking about before giving your worthless 2cents?

          Comment

          • Harmon
            ( ͡ʘ╭͜ʖ╮͡ʘ)
            • Mar 2004
            • 20012

            #6
            Originally posted by vdbucks
            Your 2cents are bullshit because quite simply, you are wrong.

            Their review reply:


            Our reply:


            Their reply:


            The info is displayed on the pre-join page when that cascade is active. And is displayed on our support page 100% of the time (along with info from our other processors.)

            Having this on the index/landing page tells the user right off the bat who they'll be paying through... infomation that will be wrong 80% of the time. As I said above, this will do nothing but confuse visitors and create distrust for our site, causing them not to join.

            And again, since you seem to have missed it... this have NEVER, EVER been a requirement in the past, and we were NEVER, EVER contacted about this regarding any of our other sites they process for.

            So how about knowing what you're talking about before giving your worthless 2cents?
            Don't bother. He's an idiot.
            [email protected]

            Comment

            • mailman
              Confirmed User
              • Mar 2001
              • 6311

              #7
              next you will be required to offer redpass to affiliates for site approval!

              Comment

              • DarkJedi
                No Refunds Issued.
                • Feb 2001
                • 28301

                #8
                all billers require this. stop crying.

                Comment

                • vdbucks
                  Monger Cash
                  • Jul 2010
                  • 2773

                  #9
                  Originally posted by DarkJedi
                  all billers require this. stop crying.
                  No, they don't. Stop being an idiot.

                  Comment

                  • lucas131
                    ¯\_(ツ)_/¯
                    • Aug 2004
                    • 11475

                    #10
                    this thread is full of one big success

                    Comment

                    • Just Alex
                      Liv Benson to You, Bitch
                      • Aug 2007
                      • 6060

                      #11
                      Originally posted by vdbucks
                      No, they don't. Stop being an idiot.
                      I know segpay does.

                      Comment

                      • vdbucks
                        Monger Cash
                        • Jul 2010
                        • 2773

                        #12
                        Originally posted by Just Alex
                        I know segpay does.
                        Segpay isn't "all billers". Nor do we use segpay, so it's irrelevant.

                        Comment

                        • DarkJedi
                          No Refunds Issued.
                          • Feb 2001
                          • 28301

                          #13
                          Originally posted by vdbucks
                          No, they don't. Stop being an idiot.
                          Segpay, Vendo, Netbilling do.

                          Comment

                          • vdbucks
                            Monger Cash
                            • Jul 2010
                            • 2773

                            #14
                            Originally posted by DarkJedi
                            Segpay, Vendo, Netbilling do.
                            Netbilling does not. And again, segpay and vendo are not "all billers". They're not even major billers.

                            Comment

                            • DarkJedi
                              No Refunds Issued.
                              • Feb 2001
                              • 28301

                              #15
                              Originally posted by vdbucks
                              so it's irrelevant.
                              Then don't use the service, fucktard.

                              Yuo setting up you own merchant and gateway, you fucking pinoy monkey.

                              Originally posted by vdbucks
                              They're not even major billers..
                              Neither is verotell dumbass.

                              Comment

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