How come some billing companies are able to not do the visa fee - GoFuckYourself.com - Adult Webmaster Forum

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bean-aid

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#16

01-23-2012, 11:18 AM

Originally posted by BIGTYMER

You would suffer badly. Visa is king.

I'm not sure what the statistic is but pretty sure Visa would account for over 50% of sales.

The market you cater to is important. For example, 1 site I market to are mainstream companies, the majority use AMEX, then visa, then mastercard. The reason though is many professionals use AMEX because of the cash back incentives.

Porn, the average credit card holder, VISA for sure.
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iSpyCams

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#17

01-23-2012, 11:30 AM

Last month on primarily US traffic my roughly 3,000 Merchant Account transactions were almost exactly a third Mastercard and the rest Visa with a half dozen Discover.

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Failed

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#18

01-23-2012, 11:46 AM

Originally posted by beaner

I'm not sure what the statistic is but pretty sure Visa would account for over 50% of sales.

The market you cater to is important. For example, 1 site I market to are mainstream companies, the majority use AMEX, then visa, then mastercard. The reason though is many professionals use AMEX because of the cash back incentives.

Porn, the average credit card holder, VISA for sure.

Originally posted by pompousjohn

Last month on primarily US traffic my roughly 3,000 Merchant Account transactions were almost exactly a third Mastercard and the rest Visa with a half dozen Discover.

If those numbers are close to being accurate for everyone I can definitely see the importance of visa. Two out of every three porn customers would prefer to pay with visa.

As a consumer with credit cards, visa isn't any more attractive to me than mastercard. Stats of card owners:

Average number of credit cards held by cardholders: 3.5, as of yearend 2008 (Source: "The Survey of Consumer Payment Choice," Federal Reserve Bank of Boston, January 2010)

Some other stats:

13% more transactions with visa
13 million more visa users

*edit, also spot on John about professionals and their spending on Amex, look at those numbers.

Last edited by Failed; 01-23-2012, 11:48 AM.

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tonyparra

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#19

01-23-2012, 04:32 PM

Ok didnt answer what I really wanted to know but thanks for participating

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bean-aid

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#20

01-23-2012, 04:48 PM

Originally posted by tonyparra

Ok didnt answer what I really wanted to know but thanks for participating

To directly answer your question the merchant, ccbill, takes on costs to operate. That includes review of sites for compliance, chargeback fees imposed by the credit card company, customer support, etc.

I have asked this question many, many times and never received a direct answer. It is therefore my opinion that CCBill evaluates all the "possible" fees associated with providing what they do and decided $750 per account, per year, on average, would be suitable.

That's my opinion but as far as I am concerned or aware of, VISA does not charge a merchant a yearly flat VISA fee. Billers call it a VISA fee because indirectly and directly... it could be. Also, VISA representitives are not reviewing each site for VISA compliance... CCBill representatives are.
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#21

01-23-2012, 05:22 PM

Barrier to entry fee.

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#22

01-23-2012, 05:42 PM

Originally posted by tonyparra

Im trying to get one off the ground and use most of the funds towards content and traffic

Pay the fee

Without Visa you're nothing because most people use it. I dont have the stats but it's the majority.

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porno jew

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#23

01-23-2012, 05:46 PM

it was already answered for you dumbass.
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ArsewithClass

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#24

01-23-2012, 05:50 PM

Originally posted by mpahlca

EU Visa is not the same as US Visa. US Visa has a fee EU Visa does not.

That....

although.....

....

...

....

...

....

... come to the UK & get hit with http://www.atvod.co.uk/

fuck you
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tonyparra

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#25

01-23-2012, 06:30 PM

Originally posted by porno jew

it was already answered for you dumbass.

dont ruffle my feathers today kid

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tonyparra

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#26

01-23-2012, 06:30 PM

Originally posted by beaner

To directly answer your question the merchant, ccbill, takes on costs to operate. That includes review of sites for compliance, chargeback fees imposed by the credit card company, customer support, etc.

I have asked this question many, many times and never received a direct answer. It is therefore my opinion that CCBill evaluates all the "possible" fees associated with providing what they do and decided $750 per account, per year, on average, would be suitable.

That's my opinion but as far as I am concerned or aware of, VISA does not charge a merchant a yearly flat VISA fee. Billers call it a VISA fee because indirectly and directly... it could be. Also, VISA representitives are not reviewing each site for VISA compliance... CCBill representatives are.

thank you sir.

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tonyparra

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#27

01-23-2012, 06:32 PM

Originally posted by LeRoy

Without Visa you're nothing because most people use it. I dont have the stats but it's the majority.

I agree and understand that, i dont think enough people ask why questions

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#28

01-23-2012, 06:37 PM

It's a marketing technique. Some billers (like Zombaio, not sure if they still do) cover the fee in order to gain merchants.

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NETbilling

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#29

01-23-2012, 06:50 PM

Originally posted by mpahlca

EU Visa is not the same as US Visa. US Visa has a fee EU Visa does not.

Correctomundo!

Also, in the US, you have the Mastercard registration fee if you get your own merchant account but you only pay it and the Visa fee one time (plus yearly renewal) regardless of the gateway you use.

Mitch

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Email / Phone: 888-357-8166 / 661-252-2456
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#30

01-23-2012, 06:53 PM

To be clear - in the US, the Visa fee is actually $500 and Mastercard is $1000 for high risk merchant account registration fees.

We do work with some banks and ISOs that will pay the fee on your behalf or spread it out into payments depending on your volume.

Mitch

Mitch Farber
CEO - NETbilling, Inc.
Email / Phone: 888-357-8166 / 661-252-2456
Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!
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