True true.
But let's be honest. If a guy isn't used to having a LOT of money. He would buy stuff.. a LOT of stuff. Sure it would take years to spend the money but in no way impossible at all. Buy a damn nice house, car(s) big-ass-screen tv's oriental rugs.. all the comforts of a modern society and the money is gone.

The option is to NOT buy a new house, maybe buy a nice car and put rest of the money into bonds or just a high-intrest bank account and live relatively comfortably off the intrests. In finland you cna get up to 4%/yearly intrest on money that's in a bank account (or more for private deals on private banks). That's a nice sum if you manage to put let's say 3M in the bank. :) 4%/year on 3M = 120k/year = 10k/month - taxes (in finland 29% on capital profit).
So out of the 3M in the bank you'd get 85200/year tax free cash to spend on shit. Which equals 7100$ per month, in finland. That's enough money to live very nicely here (the average pay is around 2-3k/month). :)


But I wouldn't be happy with that. :)

that actually made me laugh. all my friends are either snowboarders, or graduate level university students.

i've never truly known anyone who has more than a couple thousand dollars in their bank account (does it show?)...

:glugglug

i would buy ALOT of tacos and pizzas....

4 million is about $240,000 per year in tax-free income if invested conservatively in bonds. Figure that translates to a regular taxable salary of $400,000 per year.

Certainly that's a lot of money, and you'd never have to work again if you didn't want to. However, it's not the kind of dough to be living the rico suave lifestyle - no huge boats, no insane mansions and summer homes, etc.

However, if you're not into that sort of shit (once you meet the sorts of people who ARE, you'll want to go back to work) then it's great - you can take a low paying, low pressure job doing something you really enjoy, or maybe do some good in the world.

I would spend it all buying sleazydream.com and finally be elite. Sweet

There's a bank in downtown New York that will only allow you to open an account with $10 million US. Maybe they didn't feel elite enough with $4 million because of that.

I've heard many of those "riches to rags" stories. If I had the money I'd probably put it in term deposit or bonds and just live off the interest.
That way you have a yearly income of around 250K for the rest of your life, and when you die the money is still intact and could go to family or some charity.

Quiet have you ever hit MT-Hood?? One of the most beautiful places I have ever boarded.

don't forget the little burgers...

i would use it to conitnue building my "empire" of other sorts... my auto shop, real estate, etc etc. i couldn't retire until i am well over the hill... i'd be bored too :)

honestly, it sounds like you're in some sort of denial ....

i'd retire from this industry

after paying off my debts i would...build a recording studio, art studio, buy a quarter section of land (flood it) and make it into an environmental center for wetlands conservation, write and produce movies and stage shows and visit Ubud, Indonesia and learn about the art of making rituals from natural materials

I would invest it in a secure investment form. YOu will receive about 5 - 8% . This will make you 200000 - 320000 a year collecting the intrest. Depending on the taxation (I assume 25% might be higher) this leaves you with 150000-240000. That is 12500-20000 a month. I sure as hell can live confortably with this kind of cash.

Now you travel a lot. Visit Museums and do a lot of reading. This of course will be sweeter if you have a partner to enjoy live with or you might be bored soon.

If you need to do work do so but never touch the original 4 Million and you will never have to worry a bit in life.

I will never understand those sport stars that earned dozens of millions but still are greedy. They invest and lot of them have lost their fortune. If you don't get greedy you will enjoy life from that point on.

in what way? that is the absolute truth. i don't see myself ever hang out with 'rich people'. the idea is laughable.

If you get bored.. like really bored. You get into drugs if you're weak. That eats a dime or 2 as well.

you're 'rich' in your friends eyes, why do they hang out with you?

That's just mean.

exactly, not everyone are these tie wearing frat boy degenerates who go from semester to semester dreaming of the DBA they will get once they get out and start a business.

all my friends are musicians, tat artists or piercers. Bar owners.

tatted up drunks with degrees and killer leather chairs and cinema screen macs running protools. their projects are all that matter, just like me.

I am only involved in this industry because of the money is so easy to make, and once applied to my real goals and aspirations, it makes them all the mroe easy to obtain as well.

Im a workaholic too, but by no means is my creativity limited to fucking adult sites or porn? C'mon this isnt art, its smut, and im not even into porn.

Im into music, recording it, producing it, guitars, effect pedals, vintage synths etc, porn is boring. But it pays well, none of my friends are involved in it.

just a bunch of fuck ups that actually made it out alive.

'got money in the bank, I can still get high.'

Why are we talking about *Chump Change*.Shit I made 4 Million in the stock market last month while Sleazy was sucking back a couple Big Macs

cause we've all been friends since high school? what a fucking stupid comment.

a fucking men.

i have to check out for a couple of hours, i'm sure this thread will carry on...

cheers fletch :glugglug

I have to agree with that. I have friends that will never have to worry about money because their parents are fucking loaded.. They got nice beemers as birthday presents etc... I, nor any of my friends, never hang out with them because they have money. People aren't as shallow as they appear on tv. :) I hope.

Not to this extreme, but I can relate. I wouldn't quit the biz by any means but it would be brilliant to be able to invest as I wish, and not worry about missing a couple of weeks if I really wanted a spur of the moment holiday and things of that nature. My lifestyle is comfortable but there are 'toys' that are a long time in coming and it would be great to go buy them NOW.

Your'e the same age as me, high school was 15 years ago. Things change...

not expanding and making new friends since high school shows some serous social adaptation problems.......

seriously... 4 mil tax free? I'd be sooooo out of this fucking biz. And not into another. Just done. Fuck it all. No museums, no fancy yachts, no mansions, no perpetual traveling, no useless college courses, no scheming on where to invest it to make even more....

I don't need any of that shit. I'd go straight down to Home Depot, buy me one really nice big ass hammock, pick up some beer on the way back, and go find me a couple perfect coconut trees down on the beach to set it up. And that's what I'd do for, oh.... the next 450 years.

Fuck status. Fuck image. Fuck "being somebody important". Fuck what anyone else thinks. Find something simple, enjoyable, relaxing, & cheap, and just do it. There ya go. The key to lifelong happiness in a nutshell. :glugglug

Amp is now my hero.

I've never really know anyone that had more than a hundred dollars in their account. They're called floaters.. and live on the post-dated check. Most were soldiers, and the pay just wasn't all that great. Post-dated checks, stacks of pizza boxes, and daily calls from the signature loan companies.

HAHA

You mean that your whole goal in life wasn't to be SOMEBODY and dump all your NOBODY friends who aren't SOMEBODY?

hellyah I would retire...

I would probably just kick back... snowboard, make porn videos of some sexy babes and toss them up on my hobby site. Maybe even splurge and buy a few listings on the Hun... to earn some spare change.

I guess 4 million would handle that lifestyle.

the rest of my friends have been build around snowboarding.

if my friends consisted of those making money, that would show some SERIOUS social adaptation problems lol...

i'm out.

:glugglug

you'd die of bordom tomorrow though

Ha! I got a screenshot of pipecrews magic post.
Anyways. It's my goal too you fuckers.

nice to know that you don't consider anyone who you've done business with a friend- or anyone who makes some money.

sure sounds like you've got a real love/hate thing with money and this business in your head. You must have some horrible internal conflicts to deal with it.

We all know we just read this thread in the hopes that it was a way for Quiet to PayPal is $4 million.

After I got into this biz and started making money, the amount of friends I had did change substantially. Only the closest stayed friends. Most fell by the wayside just because our aspirations became so different.

I chasing the buck and making good on it. Them, mostly fuckups probably on welfare now or dead.

Things certainly do change.

no... you might die of boredom. To me, that's really all I need and want. Take my board down there with me.... knock back some brew... spend the day in the sun and on the waves.... that's fuckin' living bro. You might not think so, but to me it is.

What I was getting at is that what I think is perfect may not be right for you... I'm sure you've got some image of what's perfect for you, and it probly would bore me to death. But it shouldn't take endless streams of millions to be able to achieve it. If it does, you've got warped priorities.

And I'm telling you... "being somebody" in the eyes of other people is not really a goal. It's fruitless ego stroking. If you live for this purpose, you'll grow to be an old man wondering why you've never found happiness.

Status is an illusion.

Amp's got the right idea but, I would travel the world..

i need to be somebody to MYSELF - not to others- when have you ever scene me give a crap about others?????

Beginning to wonder whose really been in this realm before. $4 Mil is a number, but its still chump change in the heavy hitter world and totally in the land of "Oh Shit" where something you didn't plan on can whack your mils right out from under you. If you don't believe that you've never had this kind of money before.

"Oh Shit" land is a scary place. You now have some mils, but you want to go from 7 figs to 8 figs, because the power rush is more exciting as you notch up. To do it you have to still play the game. The chips and risks get much bigger now. You think everything you touch will now turn to gold like it always has that got you there. But when you get an "Oh Shit" and it can be anything like a divorce, a business calamity, an industry revolution, like when the Net came along, my 900 adult investment returns were no longer spectacular like before where you could make 5 to 1 on your money every month, shit like this, like in a casino you force yourself to keep playing thinking I'm going to hit and get it back, which most times you do, cause money guys tend to be lucky, but nevertheless it gives you anxiety.

The hardest part in the mil league is finding good investments. For some reason a lot of stuff in this sector is full of scam promoters. You get prospectuses on your desk like mad and they all sound and look like huge moneymakers, but more often than not a lot of hot air and mirrors is in these deals and its very easy to get ass fucked before you know what happened.

I know guys who after a many mils in the bank have overheads approaching 6 figs a month, mostly due to showpiece high maintainence wives (LOL) who spend spend spend. The worst mine ever got to was just under $50K a month, and that's cause I had an atrocious live in girlfriend who became spoiled rotten and was burning through charges on my AMEX card like it was water. So $4 Mil really won't sustain that long even with investment income on it, if you live the way most guys in this range do with expensive women in their lives.

Good luck whichever way you decide Quiet.