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SpicyM

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#1

Fuck Paxum

11-22-2011, 06:00 PM

I dont keep much money on my Paxum account, I always withdraw the cash after I get some payment from a sponsor. So today I went to take out my $80 and since I am in EU country , I had to guess the exchange rate and amount in Eur in order to get the correct sum. The ATM machines here wont show me the balance and I also pay for this information so its useless for me.

2 failed transactions = $1 (wrong guess)
1 succesful withdrawal = $2
Transfer from checking account to MasterCard = $0.25

So my $80 costed me $3.25

+ I had just paid the yearly maintenance fee of $45

Fuck your stupid fees are there any better alternatives? Cash X? Red pass?

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#2

11-22-2011, 06:06 PM

That doesn't seem to high. Why not wait till it is about $500 and withdraw... it's the people who save up $100,000's of dollars and don't withdraw that get screwed.
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#3

11-22-2011, 06:14 PM
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#4

11-22-2011, 06:20 PM

I think the ability to walk up to an ATM anywhere in the world and have it give me hundreds of dollars is a miracle. So what if it costs a few bucks.

.

Last edited by L-Pink; 11-22-2011, 06:21 PM.
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#5

11-22-2011, 06:33 PM

Originally posted by SpicyM

I dont keep much money on my Paxum account, I always withdraw the cash after I get some payment from a sponsor. So today I went to take out my $80 and since I am in EU country , I had to guess the exchange rate and amount in Eur in order to get the correct sum. The ATM machines here wont show me the balance and I also pay for this information so its useless for me.

2 failed transactions = $1 (wrong guess)
1 succesful withdrawal = $2
Transfer from checking account to MasterCard = $0.25

So my $80 costed me $3.25

+ I had just paid the yearly maintenance fee of $45

Fuck your stupid fees are there any better alternatives? Cash X? Red pass?

So you bitch about Paxum because you can't manage your money? Looks to me like it's your own fault and not theirs. Take some responsibility..

CashX is dead.
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#6

11-22-2011, 06:43 PM

Next time do the exchange rate before going to the ATM like a normal person.
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#7

11-22-2011, 06:45 PM

leave it in there a little longer
take out everytime you can withdraw the amount you need plus two hundred...then bank that 200 each time
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SpicyM

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#8

11-22-2011, 06:54 PM

Originally posted by beaner

That doesn't seem to high. Why not wait till it is about $500 and withdraw... it's the people who save up $100,000's of dollars and don't withdraw that get screwed.

Epassporte gave many people a good lesson to not keep money in there.

The point is I get stupid charges, i.e. for just getting the information about my balance.

When I use my bank VISA or MC card I get charged a few cents for widthrawal, not $2.

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#9

11-22-2011, 06:54 PM

yeah cashx is dead

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#10

11-22-2011, 06:56 PM

Originally posted by Tempest

So you bitch about Paxum because you can't manage your money?

No, I bitch about their stupid and greedy fees, fuck it, paying for giving me the information about my balance? Sounds like a bad joke.

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#11

11-22-2011, 06:59 PM

Any news on Red Pass? When are they going to launch it finally?

Does Michael O still work for them?

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#12

11-22-2011, 07:01 PM

Originally posted by Jarmusch

Next time do the exchange rate before going to the ATM like a normal person.

Yeah, normal person wears a calculator with him all the time and keep an eye on the rates every day in case of going to the ATM for $80.

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#13

11-22-2011, 07:11 PM

Originally posted by SpicyM

Epassporte gave many people a good lesson to not keep money in there.

Indeed... our lesson was to never use any of these services again. Even Paypal sketches me.
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#14

11-22-2011, 07:29 PM

Originally posted by SpicyM

Yeah, normal person wears a calculator with him all the time and keep an eye on the rates every day in case of going to the ATM for $80.

No, a normal person goes to http://www.paxum.com/ to see the balance and then goes to http://www.xe.com/ucc/ to convert the currency before leaving the house. A normal person also withdraws slightly less than the paxum balance because he/she knows there will be rate fluctuations/conversion fees charged by the bank.

If you don't want to plan ahead then stop bitching about failed transaction fees.

Last edited by Jarmusch; 11-22-2011, 07:31 PM.
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#15

11-22-2011, 07:30 PM

Paxum not support my country, Viet Nam too. I feel so sad for this.

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#16

11-22-2011, 08:04 PM

Crap i think my Bank Charges me more then that for ATM withdraws

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#17

11-22-2011, 08:15 PM

most banks in america charge more than that for a withdrawal...

if I want to withdraw money from another bank's atm, then I have to pay $2-3 to that bank, in addition to paying $4 to my bank for using another bank's atm. So it comes up to anywhere from 4 to 7 dollars per withdrawal...

Last edited by CrazyWhiteMan; 11-22-2011, 08:16 PM.
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#18

11-22-2011, 08:16 PM

Originally posted by SpicyM

Epassporte gave many people a good lesson to not keep money in there.

The point is I get stupid charges, i.e. for just getting the information about my balance.

When I use my bank VISA or MC card I get charged a few cents for widthrawal, not $2.

That's the reason I said withdraw at $500 increments... not $80. $3.25 of $500 is .oo6 or .6 % of the withdrawel which is nothing
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#19

11-22-2011, 09:05 PM

Originally posted by SpicyM

No, I bitch about their stupid and greedy fees, fuck it, paying for giving me the information about my balance? Sounds like a bad joke.

Paxum charge fees because they are a BUSINESS.

Businesses stay in business and you don't lose your money BECAUSE they act like a business and charge fees.

That said, bitching about $3.25 fees is actually pretty sad.

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#20

11-22-2011, 09:10 PM

“If you can convince the lowest white man he’s better than the best colored man, he won’t notice you’re picking his pocket. Hell, give him somebody to look down on, and he’ll empty his pockets for you.”
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#21

11-22-2011, 09:14 PM

Originally posted by L-Pink

I think the ability to walk up to an ATM anywhere in the world and have it give me hundreds of dollars is a miracle. So what if it costs a few bucks.

.

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#22

11-22-2011, 09:22 PM

Originally posted by Jarmusch

No, a normal person goes to http://www.paxum.com/ to see the balance and then goes to http://www.xe.com/ucc/ to convert the currency before leaving the house. A normal person also withdraws slightly less than the paxum balance because he/she knows there will be rate fluctuations/conversion fees charged by the bank.

If you don't want to plan ahead then stop bitching about failed transaction fees.

Its Easy you don`t do your job and check rates and balance you need to pay and 3.25 bucks for untaxed 80$ its small %

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#23

11-22-2011, 10:27 PM

do not open in the future a thread like this for 80$ man,don't be ridiculous again.

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#24

11-22-2011, 10:46 PM

Originally posted by SpicyM

Epassporte gave many people a good lesson to not keep money in there.

The point is I get stupid charges, i.e. for just getting the information about my balance.

When I use my bank VISA or MC card I get charged a few cents for widthrawal, not $2.

Dude, come on. Sure, a lot of ppl got fucked by epass and you should not keep high amounts of money in your Paxum account. But withdrawing when you have just $80 in it? That's paranoid!

Don't wanna sound arrogant here, but that's pocket change.
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#25

11-22-2011, 11:05 PM

Originally posted by OneWhoKnows

Dude, come on. Sure, a lot of ppl got fucked by epass and you should not keep high amounts of money in your Paxum account. But withdrawing when you have just $80 in it? That's paranoid!

Don't wanna sound arrogant here, but that's pocket change.

Yep
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#26

11-22-2011, 11:46 PM

Originally posted by SpicyM

Yeah, normal person wears a calculator with him all the time and keep an eye on the rates every day in case of going to the ATM for $80.

Invest in a Smartphone, there are dozens of Apps for this...
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#27

11-22-2011, 11:52 PM

Originally posted by CyberHustler

The hell?

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#28

11-22-2011, 11:55 PM

Originally posted by SpicyM

2 failed transactions = $1 (wrong guess)
1 succesful withdrawal = $2
Transfer from checking account to MasterCard = $0.25
So my $80 costed me $3.25

I have paid up to 12 Euros for withdrawing from a ATM that didnt belong to my bank.

The failed transaction fee was all you buddy.

You are actually complaining about having to pay $2.25 to withdraw $80 in a different country when you are being given the commodity of getting your money off an ATM and not having to wait days for a bank wire...

Pretty sad.

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#29

11-23-2011, 12:04 AM

Originally posted by VenzuelanChick

I have paid up to 12 Euros for withdrawing from a ATM that didnt belong to my bank.

The failed transaction fee was all you buddy.

You are actually complaining about having to pay $2.25 to withdraw $80 in a different country when you are being given the commodity of getting your money off an ATM and not having to wait days for a bank wire...

Pretty sad.

indeed it is, I love my Paxum

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#30

11-23-2011, 12:17 AM

Originally posted by Jarmusch

No, a normal person goes to http://www.paxum.com/ to see the balance and then goes to http://www.xe.com/ucc/ to convert the currency before leaving the house. A normal person also withdraws slightly less than the paxum balance because he/she knows there will be rate fluctuations/conversion fees charged by the bank.

If you don't want to plan ahead then stop bitching about failed transaction fees.

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#31

11-23-2011, 12:25 AM

Originally posted by L-Pink

I think the ability to walk up to an ATM anywhere in the world and have it give me hundreds of dollars is a miracle. So what if it costs a few bucks.

You never had your card eaten by the machine?
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#32

11-23-2011, 12:43 AM

yeah so whats the problem?

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#33

11-23-2011, 12:46 AM

what a stupid thread, the paxum fees are nothing compared to cashing checks in EU which costs a fortune and takes long as hell.
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SpicyM

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#34

11-23-2011, 01:58 AM

Retards, the point was once again the fact, that they take money from you for checking your balance on the ATM + failed transactions. Which at the end wont show me the balance anyway. Why the fuck do I pay for it then? I dont fucking care if they give this info online, Epass didnt have to charge money for this.

This company simply needs a competition.

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#35

11-23-2011, 02:00 AM

Originally posted by JayS

Invest in a Smartphone, there are dozens of Apps for this...

I dont need smartphone and I wont fucking buy one for checking a stupid exchange rate. At the end the exchange rate will be still higher than what I found on the net.

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#36

11-23-2011, 02:01 AM

Originally posted by nico-t

the paxum fees are nothing compared to cashing checks in EU which costs a fortune and takes long as hell.

what he said.
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SpicyM

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#37

11-23-2011, 02:04 AM

Originally posted by Jarmusch

No, a normal person goes to http://www.paxum.com/ to see the balance and then goes to http://www.xe.com/ucc/ to convert the currency before leaving the house. A normal person also withdraws slightly less than the paxum balance because he/she knows there will be rate fluctuations/conversion fees charged by the bank.

If you don't want to plan ahead then stop bitching about failed transaction fees.

A normal person is not 24h a day in front of a computer.

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#38

11-23-2011, 02:11 AM

i vote ban from the internet.
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#39

11-23-2011, 03:03 AM

Originally posted by SpicyM

A normal person is not 24h a day in front of a computer.

Paxum should also charge you a $10 stupidity fee every time you made a withdrawal.
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#40

11-23-2011, 03:17 AM

Originally posted by SpicyM

Retards, the point was once again the fact, that they take money from you for checking your balance on the ATM + failed transactions. Which at the end wont show me the balance anyway. Why the fuck do I pay for it then? I dont fucking care if they give this info online, Epass didnt have to charge money for this.

This company simply needs a competition.

lol at you. Switch back to checks and pay banks 20$ just to cash a check. You'd have 60$ left of your lousy 80$ ;]]]]]
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#41

11-23-2011, 03:20 AM

Lets not start cussing them till they've robbed us - for fucks sake!

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#42

11-23-2011, 03:21 AM

Butt hurt about $3.25?? Go back to mcdonalds fag.

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#43

11-23-2011, 03:22 AM

Originally posted by L-Pink

I think the ability to walk up to an ATM anywhere in the world and have it give me hundreds of dollars is a miracle. So what if it costs a few bucks.

.

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#44

11-23-2011, 03:46 AM

In 2011 you don't select checking or savings, it's now gouged or fucked.
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#45

11-23-2011, 03:48 AM

Originally posted by SpicyM

A normal person is not 24h a day in front of a computer.

You would be if it was making you lots of moneyz

Regarding your money, starting a thread for $80 instead of taking it up with them over the phone, email or instant messenger, you come on gfy and post about it. The Paxum hate rage has steamed down, Paxum actually works better than many thought it would have and your thread wont get all that backing up like it would have 9 months ago. I use paxum nearly every day at the end of the months I've moved thousands of dollars around and I'm very happy how their system works. So, if you think that your being overcharged for the service the alternative is Paypal, where the fees are a daylight robbery and the risks are high.

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#46

11-23-2011, 03:48 AM

that is not too much, just calculate cost of check , going to bank once, waiting for cash, going to take cash second time,.. it will cost you much more

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#47

11-23-2011, 03:49 AM

Your level of cheapness doesn't determine the level of a service ...

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#48

11-23-2011, 03:50 AM

Originally posted by nickutis

lol at you. Switch back to checks and pay banks 20$ just to cash a check. You'd have 60$ left of your lousy 80$ ;]]]]]

but in exchange for that $20 you also get to see that priceless "WTF is this archaic thing you call 'a check'" look on the bank teller's face.
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#49

11-23-2011, 03:58 AM

Originally posted by u-Bob

but in exchange for that $20 you also get to see that priceless "WTF is this archaic thing you call 'a check'" look on the bank teller's face.

After they get to know you at the bank that look is long gone.

I usually get the "fuck, it's you with your stack of foreign checks from companies with shady names again"
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#50

11-23-2011, 04:02 AM

Originally posted by Oracle Porn

After they get to know you at the bank that look is long gone.

I usually get the "fuck, it's you with your stack of foreign checks from companies with shady names again"

Looks like we're using the same bank
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