US Banks interest rates.. What is your rate?

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  • jscott
    jscizzle
    • Feb 2001
    • 25412
    #1

    US Banks interest rates.. What is your rate?

    My hometown local banks seriously make me about $5/month on really large amounts of savings that I never touch.

    It's really really depressing when I talk to my European (specifically my Dutch friends) when they talk about how great their rates are, and how their savings interest they receive is like 10x's higher than mine.

    What is your rates? And is there any tips on getting more bang for our savings bucks?

    pls help
    “If you think tough men are dangerous, wait until you see what weak men are capable of.”
    —Jordan B. Peterson

    Listen to Pomp tell why is Bitcoin important
    Tags: None
    • CYF
      Coupon Guru
      • Mar 2009
      • 10973
      #2
      are you talking money market or a regular savings account?

      Interest on savings accounts suck. Best rates I've seen are the online savings accounts like ING etc.
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        Comment

        • media
          Confirmed Moneymaker
          • Apr 2002
          • 9853
          #3
          there are a few different options that I know of that will offer you from 0.70% to 1.00% Ally.com the online savings bank... or American Express Savings...

          There are others out there also.. but not sure what you're looking for.. go with a money market or CD maybe if you need something more?
          I'm here for the violence!

            Comment

            • jscott
              jscizzle
              • Feb 2001
              • 25412
              #4
              Well, I'm looking at Ally and ING now, and the best is like 1.00 to 1.25% with 48 - 60month CD's, that is just really shitty, especially compared to my friends Dutch rates, he gets much higher % and no committing to CD

              I'm just trying to make a bit of $ back on money sitting there that is currently making nearly nothing. Thanks CYF, Media, and Mikey. Anymore suggestions?
              “If you think tough men are dangerous, wait until you see what weak men are capable of.”
              —Jordan B. Peterson

              Listen to Pomp tell why is Bitcoin important

                Comment

                • Sly
                  Let's do some business!
                  • Sep 2004
                  • 31376
                  #5
                  1% at ING. No CDs.

                  Comparing your rates with other countries doesn't make sense, they have their own problems. There are countries in Eastern Europe that pay 10%... but you don't want their inflation.
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                    Comment

                    • marlboroack
                      So Fucking Banned
                      • Jul 2010
                      • 9327
                      #6
                      I make about 4$ a year

                        Comment

                        • Supz
                          Arthur Flegenheimer
                          • Jul 2006
                          • 11057
                          #7
                          why don't you buy some bonds or something. There are some things out there that have guaranteed results that will be a lot better then your banks.

                            Comment

                            • directfiesta
                              Too lazy to set a custom title
                              • Oct 2002
                              • 30135
                              #8
                              I am getting 2% on straight saving account from CIBC as well as Banque Laurentienne. I have 80k in one .. funds are not committed
                              I know that Asspimple is stoopid ... As he says, it is a FACT !

                              But I can't figure out how he can breathe or type , at the same time ....

                                Comment

                                • L-Pink
                                  working on my tan
                                  • Mar 2005
                                  • 39151
                                  #9
                                  Because the fed's will loan money to banks for almost nothing banks don't have to compete for your deposits. Imagine a generation that saved money for their retirement to find out their own government has now made cash worthless as far as a retirement income producer.

                                  .

                                    Comment

                                    • Shedevils
                                      Confirmed User
                                      • Jun 2010
                                      • 514
                                      #10
                                      It will never go anywhere in a savings account. Maybe look at income funds or some sort of secure investment.

                                        Comment

                                        • woj
                                          <&(©¿©)&>
                                          • Jul 2002
                                          • 47882
                                          #11
                                          http://finance.yahoo.com/q?s=HYG&ql=1
                                          http://finance.yahoo.com/q?s=ston&ql=1

                                          both pay around 8%, a bit of risk involved... but no risk, no reward...
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                                            Comment

                                            • Due
                                              Confirmed User
                                              • Mar 2001
                                              • 3620
                                              #12
                                              Originally posted by L-Pink
                                              Because the fed's will loan money to banks for almost nothing banks don't have to compete for your deposits. Imagine a generation that saved money for their retirement to find out their own government has now made cash worthless as far as a retirement income producer.

                                              .
                                              They still have to meet the funding requirements, so if they lend money out they gotta get money in too
                                              I buy plugs
                                              Skype: Due_Global
                                              /Due

                                                Comment

                                                • TidalWave
                                                  Confirmed User
                                                  • Sep 2007
                                                  • 2706
                                                  #13
                                                  Why not just open an account at your friends' banks overseas and move the money there?
                                                  www.SwiftNode.com

                                                    Comment

                                                    • DWB
                                                      Registered User
                                                      • Jul 2003
                                                      • 31779
                                                      #14
                                                      Jscott, you still in Thailand? You can get 3.75% at Bangkok Bank if you must put your funny money in a bank. I've seen 4% advertised at some other banks here but I don't know if they will allow foreigners to have it.

                                                      Originally posted by Jesus H Christ
                                                      Get your money out of the bank. Pay your bills with a CC and and then pay that off at the end of the month. In short, stay liquid as possible, you'll need it in the near future.

                                                      Bank of America is tanking even after Warren Buffett dropped $5 billion in it last month. In short, one goes down they all go down.
                                                      +1

                                                        Comment

                                                        • FreeOnes
                                                          Confirmed User
                                                          • Jul 2001
                                                          • 3406
                                                          #15
                                                          Originally posted by jscott
                                                          (specifically my Dutch friends)
                                                          WTF??

                                                          Dutch bank don't pay shit either.....

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                                                            Comment

                                                            • seeandsee
                                                              Check SIG!
                                                              • Mar 2006
                                                              • 50945
                                                              #16
                                                              In my country all banks are giving 7% and even more per year, yeah so much, anybody to invest into it, go here...
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                                                                Comment

                                                                • TidalWave
                                                                  Confirmed User
                                                                  • Sep 2007
                                                                  • 2706
                                                                  #17
                                                                  Go where... which country?
                                                                  www.SwiftNode.com

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