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			 Too lazy to set a custom title 
			
		
			
				
			
			
			Join Date: Dec 2006 
				
				
				
					Posts: 29,032
				 
				
				
				
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				My Chase savings account was jacked and cleaned out!!! Watch it when you use an ATM.
			 
			Just saw it on my online statement. Someone in California in the San Fransico area used my savings account debit card to spend $8200 in several Best Buys in various Cali towns. The card was on me at the time on the east coast, so someone apparently got my pin and card data to make a fake. 
		
	
		
		
		
		
			Always check the ATM you are using, that isn't hooked up with some weird data scanner or cameras looking at your pin input. I sure as fuck will do it now. Hopefully Chase will be cool and put the money back in my account. They did it a few years ago when some Korean fucker used $1000 of mine in an online gambling site. 
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		#2 | 
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			 Confirmed User 
			
		
			
			
			Industry Role:  
				Join Date: Sep 2006 
				
				
				
					Posts: 2,921
				 
				
				
				
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		 Chase debit cards have Blink on them (RFID chip). The info could've been stolen that way too. Most debit cards can be used as credit cards so they wouldn't need the pin for that type of card. 
		
	
		
		
		
		
			
		
		
		
		
	
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		#3 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Mar 2002 
				Location: asia 
				
				
					Posts: 5,590
				 
				
				
				
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		 this is how 
		
	
		
		
		
		
		
	
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		#4 | 
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			 Geo Cities 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Aug 2003 
				Location: North Captiva Island, Florida USA 
				
				
					Posts: 11,835
				 
				
				
				
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		 I would never us a debit card.  I use a credit card and pay the full bill when it comes. 
		
	
		
		
		
		
			
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		#5 | 
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			 <&(©¿©)&> 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Jul 2002 
				Location: Chicago 
				
				
					Posts: 47,882
				 
				
				
				
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		 ouch, do banks usually give back the $$ in situations like these? 
		
	
		
		
		
		
			
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		#6 | 
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			 So Fucking Banned 
			
		
			
			
			Industry Role:  
				Join Date: Jul 2010 
				Location: ☣ 
				
				
					Posts: 9,327
				 
				
				
				
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				Dude
			 
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		#7 | 
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			 making it rain 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Oct 2003 
				Location: seattle 
				
				
					Posts: 22,141
				 
				
				
				
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		 Ouch, I hope you get your money back... Chase refused to help me out when my card was hit for $1k last year. 
		
	
		
		
		
		
		
	
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		#8 | 
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			 Coupon Guru 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Mar 2009 
				Location: Minneapolis 
				
				
					Posts: 10,973
				 
				
				
				
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		 it's a card skimmer. It's basically a card reader that goes on top of the real card reader. Your card information is stored to the skimmer, and they can make a copy of your card and use it. 
		
	
		
		
		
		
			
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		#9 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Mar 2002 
				Location: asia 
				
				
					Posts: 5,590
				 
				
				
				
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		#10 | 
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			 Deputy Chief Command 
			
		
			
			
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				Join Date: Nov 2005 
				
				
				
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		 your bank should give you your money back . .if not change bank .; and see what a lawyer can do / file complaint somewhere ... lots of money to lose like that ! 
		
	
		
		
		
		
			
		
		
		
		
		
			
		
		
	
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		#11 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Mar 2002 
				Location: asia 
				
				
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		 very hard to charge back a DEBIT card 
		
	
		
		
		
		
		
	
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		#12 | 
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			 Deputy Chief Command 
			
		
			
			
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				Join Date: Nov 2005 
				
				
				
					Posts: 4,482
				 
				
				
				
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		 I dont know what kind of debit card it is .. but I use a Visa electron Debit Card .. I dont have credit on it ... but my bank will reimburse me fraudulent charges  
		
	
		
		
		
		
			
		
		
		
		
	
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		#13 | 
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			 Confirmed User 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Nov 2009 
				Location: Heaven 
				
				
					Posts: 4,306
				 
				
				
				
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		#14 | 
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			 Registered User 
			
		
			
			
			Industry Role:  
				Join Date: Jul 2003 
				Location: Encrypted. Access denied. 
				
				
					Posts: 31,779
				 
				
				
				
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		 Chase will return your money. 
		
	
		
		
		
		
		
	
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		#15 | 
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			 Confirmed User 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Aug 2005 
				Location: YUROP 
				
				
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		#16 | 
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			 Confirmed User 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Aug 2005 
				Location: YUROP 
				
				
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		 or check this (the card catcher) 
		
	
		
		
		
		
			
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		#17 | 
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			 Too lazy to set a custom title 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Dec 2006 
				
				
				
					Posts: 16,256
				 
				
				
				
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		 I had this issue happen to my paypal card like last week. 
		
	
		
		
		
		
			They made purchases in California and Georgia at the same time. places were best buy, toys r us, and gas stations all in a span of about 10 minutes. i had my paypal debit card in my wallet the whole time so definitely they made a few copies of my card. i called paypal right away and they refunded all the fradulent charges. i'm sure chase will also reimburse you. 
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		#18 | 
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			 Too lazy to set a custom title 
			
		
			
				
			
			
			Join Date: Oct 2001 
				Location: Spartaaaaaaaaa 
				
				
					Posts: 14,136
				 
				
				
				
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		 Loved the Real Hustle ... for various reasons 
		
	
		
		
		
		
		
	
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		#19 | |
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			 Confirmed User 
			
		
			
				
			
			
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		 Quote: 
	
 
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		#20 | 
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			 Too lazy to set a custom title 
			
		
			
				
			
			
			Join Date: Dec 2006 
				
				
				
					Posts: 29,032
				 
				
				
				
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		 I just found out from the Chase fraud department that all will be returned to the account. I just have to sign an affidavit to the effect that I profited in no way from the purchase of the goods. 
		
	
		
		
		
		
			
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		#21 | |
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			 Too lazy to set a custom title 
			
		
			
				
			
			
			Join Date: Dec 2006 
				
				
				
					Posts: 29,032
				 
				
				
				
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		 Quote: 
	
 What a sick feeling to know that some motherfucker in San Francisco was running around Best Buys all over the area spending my hard earned money. They even hit up Safeway for about $500. 
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		#22 | 
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			 Webmaster Extraordinaire 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Jul 2002 
				Location: A beautiful beach... 
				
				
					Posts: 10,748
				 
				
				
				
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		 ouch, that's bad news 
		
	
		
		
		
		
		
	
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		#23 | |
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			 Check SIG! 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Mar 2006 
				Location: Europe (Skype: gojkoas) 
				
				
					Posts: 50,945
				 
				
				
				
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		 Quote: 
	
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		#24 | 
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			 Confirmed User 
			
		
			
			
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				Join Date: Feb 2011 
				
				
				
					Posts: 158
				 
				
				
				
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		 Ah yes... Real Hustle  
		
	
		
		
		
		
			Chase should cover you though... Not like they aren't a mega bank. 
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		#25 | 
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			 Exploiting human weakness 
			
		
			
			
			Industry Role:  
				Join Date: Jan 2008 
				Location: next to a salmon stream 
				
				
					Posts: 6,576
				 
				
				
				
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		 get an amex card they are super easy to deal with in situations like this 
		
	
		
		
		
		
		
	
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		#26 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Oct 2006 
				
				
				
					Posts: 1,034
				 
				
				
				
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		 Great thread. I learned: 
		
	
		
		
		
		
			Use a credit card whenever possible, safer and ability to charge back. Get a reasonable amount of cash before a vacation. Careful what machines you trust... see The Terminator. 
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		#27 | 
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			 ICQ:649699063 
			
		
			
			
			Industry Role:  
				Join Date: Mar 2003 
				
				
				
					Posts: 27,763
				 
				
				
				
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		 Someone got your pin and card data - that sucks. Be careful! Some credit cards can be used without a pin. The pin is not always asked. Good luck. 
		
	
		
		
		
		
			
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		#28 | |
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			 Confirmed User 
			
		
			
			
			Join Date: Nov 2008 
				
				
				
					Posts: 359
				 
				
				
				
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		 Quote: 
	
 Banks seldom take it on the chin, and PayPal never does unless it's merchant fraud, which also happens.  | 
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		#29 | 
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			 Confirmed User 
			
		
			
			
			Join Date: Nov 2008 
				
				
				
					Posts: 359
				 
				
				
				
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		 IMO, it's better to have a debit card for an account with limited funds in it. Most banks allow multiple savings account. Put your big money into an account that isn't connected to a card, and cannot be used to cover overdrafts. Your debit card draws from an account that has much less money in it. 
		
	
		
		
		
		
		
	
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		#30 | 
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			 FUBAR the ORIGINATOR 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Jan 2002 
				Location: FUBARLAND 
				
				
					Posts: 67,374
				 
				
				
				
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		 learning new tricks ?  
		
	
		
		
		
		
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		#31 | 
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			 Confirmed User 
			
		
			
				
			
			
			Industry Role:  
				Join Date: May 2003 
				
				
				
					Posts: 3,765
				 
				
				
				
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		 this happened to me a while back as well.  i wasn't card skimmed though, i just used my card on a shitty company computer that got a trojan on it. 
		
	
		
		
		
		
			bank game me all the funds back right away as soon as they saw it was obviously not me making the purchases. like a couple of days maybe. biggest hassle was all the letter i got from fraud dept. about 2-3 letters for every transaction. there were like 30 transactions oh and this was a debit card but it was business acct....dont know if that makes a difference 
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		#32 | |
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			 Coupon Guru 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Mar 2009 
				Location: Minneapolis 
				
				
					Posts: 10,973
				 
				
				
				
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		 Quote: 
	
 http://usa.visa.com/personal/securit...liability.html 
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		#33 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Dec 2004 
				Location: GFY 
				
				
					Posts: 5,176
				 
				
				
				
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		 Ooooppssss. Sorry man. 
		
	
		
		
		
		
		
		
			
		
		
	
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