Bank Error in Your Favor

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  • C H R I S
    Too lazy to set a custom title
    • Nov 2005
    • 10842

    #1

    Bank Error in Your Favor

    So I'm at the ATM yesterday and I slide my card in and request $100. The machine starts spitting out $20's really fast. I look at the huge stack and think that I made a mistake entering, but no I entered $100.

    All in all the machine gave me $540.

    I personally have no problem keeping a bit of a huge banks profits considering all the fees they've charged me - would you keep it?
    C H R I S
    Retired Porn Veteran

    BH4L
  • Chris
    Too lazy to set a custom title
    • May 2003
    • 27880

    #2
    like 5 or so years ago there was this guy trying to setup an atm network that would give an extra 20 out randomly as a prize of sorts


    Double check your bank statement to make sure they didnt charge you for that error heh
    [email protected]

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    • L-Pink
      working on my tan
      • Mar 2005
      • 39151

      #3
      Sure keep it. I'm positive you aren't on video.


      .

      Comment

      • EDepth
        Confirmed User
        • Nov 2005
        • 510

        #4
        They will figure out who got the $ most likely and tag your account with the full amount.
        ICQ: 275335837

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        • Jman
          Too lazy to set a custom title
          • Sep 2003
          • 22837

          #5
          You'll be deducted accordingly don't worry. We are talking about a Bank here. They do not give away money...
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          Comment

          • Abbie
            Confirmed User
            • Aug 2005
            • 1004

            #6
            I know in my state that knowingly doing so can result in you being charged with a crime. To be safe, I'd let the bank know.

            Comment

            • pornguy
              Too lazy to set a custom title
              • Mar 2003
              • 62912

              #7
              they will catch the mistake.
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              • 96ukssob
                So Fucking Banananananas
                • Mar 2003
                • 12991

                #8
                Put it this way... you pay for their technology to be accurate, so their failure is your gain

                Years ago I was at an ATM and was withdrawing something like $300 or so. The ATM spit out $220 then froze and said there was an error. I took a picture with my phone and even the amount of money I had. Call BofA and they said they would investigate. I get a letter in the mail a few weeks later saying "here is a receipt from your withdraw for $300"

                Id take any chance I have to get their money now
                Email: Clicky on Me

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                • CYF
                  Coupon Guru
                  • Mar 2009
                  • 10973

                  #9
                  Originally posted by C H R I S 2.0
                  So I'm at the ATM yesterday and I slide my card in and request $100. The machine starts spitting out $20's really fast. I look at the huge stack and think that I made a mistake entering, but no I entered $100.

                  All in all the machine gave me $540.

                  I personally have no problem keeping a bit of a huge banks profits considering all the fees they've charged me - would you keep it?
                  The receipts at the ATM are going to be off. They're going to review the receipts and the video footage, and they're going to correct it on your account.

                  Originally posted by bossku69
                  Put it this way... you pay for their technology to be accurate, so their failure is your gain

                  Years ago I was at an ATM and was withdrawing something like $300 or so. The ATM spit out $220 then froze and said there was an error. I took a picture with my phone and even the amount of money I had. Call BofA and they said they would investigate. I get a letter in the mail a few weeks later saying "here is a receipt from your withdraw for $300"

                  Id take any chance I have to get their money now
                  That happened to me about 10 years ago, different bank. They reviewed everything and I got my money back. Sounds like your bank sucks.
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                  • C H R I S
                    Too lazy to set a custom title
                    • Nov 2005
                    • 10842

                    #10
                    Already posted to my account at $100. I'll check back in a week and maybe in a month and let you know if I got hit for the total.
                    C H R I S
                    Retired Porn Veteran

                    BH4L

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                    • cooldude7
                      Confirmed User
                      • Nov 2009
                      • 4306

                      #11
                      evrything is logged, they will deduct remaining money from ur account,
                      my friend works on database server connected to atm's

                      Comment

                      • Chris
                        Too lazy to set a custom title
                        • May 2003
                        • 27880

                        #12
                        Once at walmart in the middle of no where while on a road trip i stopped to get cash out of the atm. It was a walmart atm so they controlled it i guess . anyways .. it ran out of money and i was taking out 300

                        So it says Error please see attendant.

                        I see an employee and they get a manager .. the manager came out and said how much ddi you request

                        told her 300 ... she asked how much did I get ..I told her how much i had and she just opened the box and gave me the rest of my request

                        She did nothing to verify how much i really got - i think i could of said it only gave me 20 lol
                        [email protected]

                        Comment

                        • PR_Glen
                          Confirmed User
                          • Oct 2006
                          • 9058

                          #13
                          how the hell can video tell how much you got? it is so shitty and grainy that would never hold up in court...

                          the machine will tell them the amount dispensed though.
                          webmaster at pimproll dot com

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                          • k0nr4d
                            Confirmed User
                            • Aug 2006
                            • 9231

                            #14
                            Keep the receipt saying you withdrew 100, and if anythign claim you didn't count the money. You regularly carry around $2-3k and don't notice a few extra hundred.
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                            • lazycash
                              Troll Patrol
                              • Aug 2002
                              • 15214

                              #15
                              Was it after 4pm? If so, the $100 will post on your account as a pending transaction, but during overnight processing tonight it will rectify the mistake and adjust your account accordingly. If it was before 4pm and the overnight processing was last night and its showing a final posted transaction of $100, then you may indeed have gotten away with it.
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                              • xxweekxx
                                Confirmed User
                                • Oct 2002
                                • 6780

                                #16
                                Originally posted by C H R I S 2.0
                                So I'm at the ATM yesterday and I slide my card in and request $100. The machine starts spitting out $20's really fast. I look at the huge stack and think that I made a mistake entering, but no I entered $100.

                                All in all the machine gave me $540.

                                I personally have no problem keeping a bit of a huge banks profits considering all the fees they've charged me - would you keep it?
                                thread sent to the local police station in LA.

                                cheers

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                                • Kiopa_Matt
                                  Confirmed User
                                  • Oct 2007
                                  • 1448

                                  #17
                                  Must have upgraded the technology since, but I remember years ago I'd pull out say $100, and end up with $120. Only happened when they were brand new, crisp bills though, so they got stuck together as one.
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                                  • Serge Litehead
                                    Confirmed User
                                    • Dec 2002
                                    • 5190

                                    #18
                                    Originally posted by cooldude7
                                    evrything is logged, they will deduct remaining money from ur account,
                                    my friend works on database server connected to atm's
                                    depends how ATMs are setup, if it logged that it gave out only $100 and proper amounts in other transactions, how will bank determine which account to go after?

                                    Comment

                                    • Ross
                                      Ik ben een aap
                                      • Sep 2002
                                      • 18874

                                      #19
                                      The machine will balance eventually and you'll get the amount deducted from your account. Happened to me a few years ago, we were out drunk and I got 100 pounds out after the bar to hit the strip club, it gave me 200 and of course I spent it.. couple days later I see CORRECTION on my statement, they tapped the extra funds from my account.

                                      Comment

                                      • Scott McD
                                        Too lazy to set a custom title
                                        • Nov 2002
                                        • 67798

                                        #20
                                        Originally posted by C H R I S 2.0
                                        I personally have no problem keeping a bit of a huge banks profits considering all the fees they've charged me - would you keep it?
                                        If i thought they wouldn't be able to charge me back for it, then hell yeah!!


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                                        • kristin
                                          GOO!
                                          • Sep 2002
                                          • 9768

                                          #21
                                          Originally posted by k0nr4d
                                          Keep the receipt saying you withdrew 100, and if anythign claim you didn't count the money. You regularly carry around $2-3k and don't notice a few extra hundred.
                                          That's a good idea.

                                          I had something similar happen to me and it's not until they balance the ATM the next day. They will notice it's down by $300, not sure if they can track it to your transaction though.
                                          Vacares rules.

                                          "Usually only fat guys have the kind of knowledge and ability that Kristin has."

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                                          • Seth Manson
                                            Please dont fuck animals
                                            • Jul 2010
                                            • 3988

                                            #22
                                            This is a moral issue.

                                            Do you have any morals?

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                                            • brassmonkey
                                              Pay It Forward
                                              • Sep 2005
                                              • 77396

                                              #23
                                              you will wake up soon with a negative $540 they don't play that game.
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                                              • Tom_PM
                                                Porn Meister
                                                • Feb 2005
                                                • 16443

                                                #24
                                                Go to the bank manager with $440 in 20's and the universe will reward you.
                                                43-922-863 Shut up and play your guitar.

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                                                • atom
                                                  Confirmed User
                                                  • Apr 2002
                                                  • 2740

                                                  #25
                                                  I used to work in the atm integration department of a large bank. This happens more often then you think and believe me they will figure it out. The machines must balance when new hoppers of cash are added, if they dont, they go through all transactions line by line.
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                                                  • atom
                                                    Confirmed User
                                                    • Apr 2002
                                                    • 2740

                                                    #26
                                                    on another note, if you were to ever knock over an atm machine, I suggest casino's. Most casino cash machines have 500k-750k in cash and are refilled 3-4 times a week.
                                                    Have Chargebacks? Send me a message.

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                                                    • fatfoo
                                                      ICQ:649699063
                                                      • Mar 2003
                                                      • 27763

                                                      #27
                                                      Originally posted by C H R I S 2.0
                                                      Bank Error in Your Favor
                                                      This rarely ever happens. It is reasonable to keep the money. This is the way businesses do accounting nowadays if there is a mistake:

                                                      1) Error in Your Favor - don't contact them AKA it's their duty to contact you
                                                      2) Error not in Your Favor - contact them
                                                      Send me an email: [email protected]

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                                                      • ottopottomouse
                                                        She is ugly, bad luck.
                                                        • Jan 2010
                                                        • 13177

                                                        #28
                                                        When the ATM at the nearest bank to me started spitting out 20s instead of 10s there ended up being a queue of people there ready to empty it.
                                                        ↑ see post ↑
                                                        13101

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                                                        • kristin
                                                          GOO!
                                                          • Sep 2002
                                                          • 9768

                                                          #29
                                                          Originally posted by atom
                                                          on another note, if you were to ever knock over an atm machine, I suggest casino's. Most casino cash machines have 500k-750k in cash and are refilled 3-4 times a week.
                                                          That's crazy.
                                                          Vacares rules.

                                                          "Usually only fat guys have the kind of knowledge and ability that Kristin has."

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                                                          • qwe
                                                            Confirmed User
                                                            • Jul 2003
                                                            • 2109

                                                            #30
                                                            nothing to do with morals here, bank fucks you over every time so why not fuck them back

                                                            Comment

                                                            • MetaMan
                                                              I AM WEB 2.0
                                                              • Jan 2003
                                                              • 28682

                                                              #31
                                                              Send it to me and i will spend it for you. this way you have nothing to feel bad about.

                                                              Comment

                                                              • ShellyCrash
                                                                Confirmed User
                                                                • Jun 2004
                                                                • 6708

                                                                #32
                                                                Originally posted by atom
                                                                on another note, if you were to ever knock over an atm machine, I suggest casino's. Most casino cash machines have 500k-750k in cash and are refilled 3-4 times a week.
                                                                Alot of them send you to the cage to get your $$ too.

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                                                                • C H R I S
                                                                  Too lazy to set a custom title
                                                                  • Nov 2005
                                                                  • 10842

                                                                  #33
                                                                  I have no problem if they find the error and hit me for it. Although the majority thinks this will happen I kinda doubt it. Although this is my bank I was using another institutions card - I can't see them hitting the card again if it's not present.

                                                                  I could be wrong.

                                                                  I'm curious all these people saying the bank will catch it- would you return the money or wait for them to catch the error - I have a feeling 90% would keep it and see if they catch the error...
                                                                  Last edited by C H R I S; 03-01-2011, 01:25 PM.
                                                                  C H R I S
                                                                  Retired Porn Veteran

                                                                  BH4L

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                                                                  • czarina
                                                                    Webmaster Extraordinaire
                                                                    • Jul 2002
                                                                    • 10752

                                                                    #34
                                                                    keep it. If they say something or take the money out of your account, oh well. Otherwise, consider it a bonus payment ;)

                                                                    Comment

                                                                    • Intrinsic
                                                                      Confirmed User
                                                                      • Jun 2008
                                                                      • 1589

                                                                      #35

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                                                                      • TheDA
                                                                        Confirmed User
                                                                        • May 2006
                                                                        • 4665

                                                                        #36
                                                                        So do the ATM's in the US record your face on video then?
                                                                        Sharleen Spiteri - 1989 - In The Ass

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                                                                        • Alky
                                                                          Confirmed User
                                                                          • Apr 2002
                                                                          • 5651

                                                                          #37
                                                                          http://articles.moneycentral.msn.com...urProblem.aspx

                                                                          Obviously different amounts of money... but you'd never win in court... if it went that far.

                                                                          Comment

                                                                          • jimmy-3-way
                                                                            Confirmed User
                                                                            • Jun 2001
                                                                            • 3861

                                                                            #38
                                                                            Originally posted by Intrinsic
                                                                            Learn to balance your checkbook, whore.
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                                                                            • Spunky
                                                                              I need a beer
                                                                              • Jun 2002
                                                                              • 133986

                                                                              #39
                                                                              Get ready to be Bubbas bitch

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                                                                              • Barefootsies
                                                                                Choice is an Illusion
                                                                                • Feb 2005
                                                                                • 42635

                                                                                #40
                                                                                Originally posted by L-Pink
                                                                                Sure keep it. I'm positive you aren't on video.
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                                                                                • Si
                                                                                  Such Fun!
                                                                                  • Feb 2008
                                                                                  • 13900

                                                                                  #41
                                                                                  Reminds me of that episode on frasier

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                                                                                  • bronco67
                                                                                    Too lazy to set a custom title
                                                                                    • Dec 2006
                                                                                    • 29032

                                                                                    #42
                                                                                    These things never turn out in your favor.

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                                                                                    • videobunch
                                                                                      Largest Content Provider
                                                                                      • Apr 2008
                                                                                      • 781

                                                                                      #43
                                                                                      They will figure it out, then come up with some fee.
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                                                                                      • tiger
                                                                                        Confirmed User
                                                                                        • Apr 2002
                                                                                        • 6986

                                                                                        #44
                                                                                        Originally posted by PR_Tom
                                                                                        Go to the bank manager with $440 in 20's and the universe will reward you.
                                                                                        What if this was his reward for something else good he did in the past?

                                                                                        Comment

                                                                                        • Jakez
                                                                                          Confirmed User
                                                                                          • Jan 2004
                                                                                          • 5656

                                                                                          #45
                                                                                          Originally posted by C H R I S 2.0
                                                                                          I have no problem if they find the error and hit me for it. Although the majority thinks this will happen I kinda doubt it. Although this is my bank I was using another institutions card - I can't see them hitting the card again if it's not present.

                                                                                          I could be wrong.

                                                                                          I'm curious all these people saying the bank will catch it- would you return the money or wait for them to catch the error - I have a feeling 90% would keep it and see if they catch the error...
                                                                                          I have a feeling it's more like 99.9999999%
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                                                                                          • papill0n
                                                                                            Unregistered Abuser
                                                                                            • Oct 2007
                                                                                            • 15547

                                                                                            #46
                                                                                            huge bank error here yesterday

                                                                                            cash machines were literally spitting out thousands of dollars of cash all across the state

                                                                                            Comment

                                                                                            • Sausage
                                                                                              Confirmed User
                                                                                              • Oct 2002
                                                                                              • 3012

                                                                                              #47
                                                                                              Yeah sounds like the Australian one yesterday. Police have already said that they will prosecute anyone who doesn't give it back.
                                                                                              IW
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                                                                                              • blonda80
                                                                                                FOR HIRE: AFF Manager
                                                                                                • May 2006
                                                                                                • 10959

                                                                                                #48
                                                                                                The only error that I got to an ATM in here, 2 years ago I think, was when I asked 1200 and it only gave me 1000. I was so pissed off
                                                                                                I didn`t went to the bank to argue with the idiots but I never used that ATM machine or bank again.
                                                                                                But this is Romania Shit happens.

                                                                                                I don`t think I would keep the money in your place. I never take what isn`t mine because I have tons of bad luck and usually I lose 3 times more than I "win"
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                                                                                                • CYF
                                                                                                  Coupon Guru
                                                                                                  • Mar 2009
                                                                                                  • 10973

                                                                                                  #49
                                                                                                  50 extra bills
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                                                                                                  • SmokeyTheBear
                                                                                                    ►SouthOfHeaven
                                                                                                    • Jun 2004
                                                                                                    • 28609

                                                                                                    #50
                                                                                                    i think some people are forgetting that banks know a bit about money If it is easy to find out where the money went , they will do it, they certainly wont be reviewing cam footage to check , if it doesn't come out automated they wouldn't waste the time to investigate a loss of < $500 , they aren't stupid , it wouldn't be cost effective.
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