went to the bank today... and wanted to deposite some checks

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  • u-Bob
    there's no $$$ in porn
    • Jul 2005
    • 33063
    #1

    went to the bank today... and wanted to deposite some checks

    Went to the bank today to sign some papers. My account manager wasn't there, so some new lady helped me. After taking care of the paperwork, I told her I also had a couple of checks I wanted to deposit. Her first reaction:

    "I didn't know people still used those."
    Tags: None
    • CaptainHowdy
      Too lazy to set a custom title
      • Dec 2004
      • 94735
      #2
      Switch to ePassporte ...

        Comment

        • u-Bob
          there's no $$$ in porn
          • Jul 2005
          • 33063
          #3
          Originally posted by CaptainHowdy
          Switch to ePassporte ...
          Chris Mallick won't respond to my messages

            Comment

            • CaptainHowdy
              Too lazy to set a custom title
              • Dec 2004
              • 94735
              #4
              Originally posted by u-Bob
              Chris Mallick won't respond to my messages
              Weird, he looks like a barrel of smiles ...

                Comment

                • ~Ray
                  visit hardlinks.org
                  • Jun 2003
                  • 18361
                  #5
                  links pulled.

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                    • Jim_Gunn
                      Confirmed User
                      • Feb 2003
                      • 5702
                      #6
                      Are you in the U.S.? If so that's a bizarre statement from a bank teller even now in early 2011 where other forms of payment are finally starting to come into more widespread use. Paper checks are still so widely used by every strata of society & business.

                      By the way, I usually just use the ATM to make my check deposits nowadays. I see so many posts on GFY where people start writing about their negative or at least weird interactions with bank employees usually due to the nature of their business. No need to go inside and talk to any nosy tellers nowadays just to make a simple deposit!

                        Comment

                        • martinsc
                          Too lazy to set a custom title
                          • Jun 2005
                          • 27047
                          #7
                          Make Money

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                            • V_RocKs
                              Damn Right I Kiss Ass!
                              • Nov 2003
                              • 32449
                              #8
                              I have the opposite problem.

                              I went in to send a wire to a designer in Romania. The bank teller looked into my account and then called a manager. He looked at my account for 60 very long seconds and then said, "Mr. [name], do you personally know the person you are sending this wire too? I ask because you seem to receive a lot of wires and often what happens is these Romanians will send you wires that get canceled and your wire goes through. They basically screw you."

                              I tried telling him I work online and while I am sure what he says happens, happens, my situation is unique. He came out and took me to his desk to explain it again as if I was in denial...

                                Comment

                                • greg80
                                  Confirmed User
                                  • May 2007
                                  • 1644
                                  #9
                                  how can someone cancel a wire tranfser? Never heard it happen.
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                                    • SleazyDream
                                      I'm here for SPORT
                                      • Jul 2001
                                      • 41470
                                      #10
                                      better yet - tried to withdraw some money from my rrsp today - told my the company that they needed financial documents from me to withdraw, and it had to be for urgent emergency financial reasons from my mutual fund WTF??????

                                      banks just don't like giving out money anywhere. I am never investing with a bank again. All real estate I own in my future from now on
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                                        • u-Bob
                                          there's no $$$ in porn
                                          • Jul 2005
                                          • 33063
                                          #11
                                          Originally posted by Jim_Gunn
                                          Are you in the U.S.? If so that's a bizarre statement from a bank teller even now in early 2011 where other forms of payment are finally starting to come into more widespread use. Paper checks are still so widely used by every strata of society & business.
                                          Not in the USA, Western-EU. And it's one of the 4 largest banks in Europe

                                            Comment

                                            • BlackCrayon
                                              Too lazy to set a custom title
                                              • Jun 2003
                                              • 19634
                                              #12
                                              Originally posted by V_RocKs
                                              I have the opposite problem.

                                              I went in to send a wire to a designer in Romania. The bank teller looked into my account and then called a manager. He looked at my account for 60 very long seconds and then said, "Mr. [name], do you personally know the person you are sending this wire too? I ask because you seem to receive a lot of wires and often what happens is these Romanians will send you wires that get canceled and your wire goes through. They basically screw you."

                                              I tried telling him I work online and while I am sure what he says happens, happens, my situation is unique. He came out and took me to his desk to explain it again as if I was in denial...
                                              thats pretty funny.
                                              you don't know you're wearing a leash if you sit by the peg all day..

                                                Comment

                                                • u-Bob
                                                  there's no $$$ in porn
                                                  • Jul 2005
                                                  • 33063
                                                  #13
                                                  Originally posted by greg80
                                                  how can someone cancel a wire tranfser? Never heard it happen.
                                                  As far as I know wires can't be canceled, but EFT's can. That's why it's always better to pay the wire fee instead of opting for the cheaper EFT when you request a payout from certain programs.

                                                    Comment

                                                    • Scott McD
                                                      Too lazy to set a custom title
                                                      • Nov 2002
                                                      • 67798
                                                      #14
                                                      You should have skull fucked her !!


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                                                        Comment

                                                        • u-Bob
                                                          there's no $$$ in porn
                                                          • Jul 2005
                                                          • 33063
                                                          #15
                                                          Originally posted by Scott McD
                                                          You should have skull fucked her !!
                                                          and posted the vid here, right?

                                                            Comment

                                                            • Sunny Day
                                                              Confirmed User
                                                              • Dec 2010
                                                              • 1406
                                                              #16
                                                              Checks

                                                              Called me old fashioned, but I'm closing my personal & Biz accounts at a bank that just got bought out. 45 minutes on the phone for customer service? nearest bank is too far away. I can't ever access my accounts online. Mail me cash by registered mail.

                                                                Comment

                                                                • wehateporn
                                                                  Promoting Debate on GFY
                                                                  • Apr 2007
                                                                  • 27176
                                                                  #17
                                                                  I receive payment from CCBill in a RFID chip which they implanted inside one of my index fingers.

                                                                    Comment

                                                                    • pimp3611
                                                                      Confirmed User
                                                                      • Aug 2005
                                                                      • 357
                                                                      #18
                                                                      Originally posted by Jim_Gunn
                                                                      Are you in the U.S.? If so that's a bizarre statement from a bank teller even now in early 2011 where other forms of payment are finally starting to come into more widespread use. Paper checks are still so widely used by every strata of society & business.

                                                                      By the way, I usually just use the ATM to make my check deposits nowadays. I see so many posts on GFY where people start writing about their negative or at least weird interactions with bank employees usually due to the nature of their business. No need to go inside and talk to any nosy tellers nowadays just to make a simple deposit!
                                                                      My lame ass bank (TD Canada Trust) won't let you deposit US checks using the ATM. So frustrating wasting time standing in line.
                                                                      :: ICQ: 272 198 634 ::

                                                                        Comment

                                                                        • MetaMan
                                                                          I AM WEB 2.0
                                                                          • Jan 2003
                                                                          • 28682
                                                                          #19
                                                                          Originally posted by V_RocKs
                                                                          I have the opposite problem.

                                                                          I went in to send a wire to a designer in Romania. The bank teller looked into my account and then called a manager. He looked at my account for 60 very long seconds and then said, "Mr. [name], do you personally know the person you are sending this wire too? I ask because you seem to receive a lot of wires and often what happens is these Romanians will send you wires that get canceled and your wire goes through. They basically screw you."

                                                                          I tried telling him I work online and while I am sure what he says happens, happens, my situation is unique. He came out and took me to his desk to explain it again as if I was in denial...


                                                                          i like how he explained it again. That is actually a pretty good job on the banks part catching "it". It shows you the scam works.

                                                                            Comment

                                                                            • fuzebox
                                                                              making it rain
                                                                              • Oct 2003
                                                                              • 22352
                                                                              #20
                                                                              Originally posted by pimp3611
                                                                              My lame ass bank (TD Canada Trust) won't let you deposit US checks using the ATM. So frustrating wasting time standing in line.
                                                                              I don't think any Canadian banks will, even if you have a USD account.

                                                                                Comment

                                                                                • junction
                                                                                  Confirmed User
                                                                                  • Dec 2002
                                                                                  • 2411
                                                                                  #21
                                                                                  My credit Union is open 7 days a week, my accounts are free, pays me dividends, and the tellers love when I deposit "adult" checks.

                                                                                    Comment

                                                                                    • nickutis
                                                                                      Confirmed User
                                                                                      • Dec 2002
                                                                                      • 719
                                                                                      #22
                                                                                      Originally posted by pimp3611
                                                                                      My lame ass bank (TD Canada Trust) won't let you deposit US checks using the ATM. So frustrating wasting time standing in line.
                                                                                      did you actually tried to deposit it into CAD account? Usually they just adjust the rate and you're good to go

                                                                                        Comment

                                                                                        • spazlabz
                                                                                          Confirmed User
                                                                                          • Jul 2003
                                                                                          • 6548
                                                                                          #23
                                                                                          Originally posted by V_RocKs
                                                                                          I have the opposite problem.

                                                                                          I went in to send a wire to a designer in Romania. The bank teller looked into my account and then called a manager. He looked at my account for 60 very long seconds and then said, "Mr. [name], do you personally know the person you are sending this wire too? I ask because you seem to receive a lot of wires and often what happens is these Romanians will send you wires that get canceled and your wire goes through. They basically screw you."

                                                                                          I tried telling him I work online and while I am sure what he says happens, happens, my situation is unique. He came out and took me to his desk to explain it again as if I was in denial...
                                                                                          If you're in the US I would not be surprised if you are not on the terrorist watch list

                                                                                            Comment

                                                                                            • xenigo
                                                                                              Confirmed User
                                                                                              • Jan 2001
                                                                                              • 8067
                                                                                              #24
                                                                                              Originally posted by V_RocKs
                                                                                              I have the opposite problem.

                                                                                              I went in to send a wire to a designer in Romania. The bank teller looked into my account and then called a manager. He looked at my account for 60 very long seconds and then said, "Mr. [name], do you personally know the person you are sending this wire too? I ask because you seem to receive a lot of wires and often what happens is these Romanians will send you wires that get canceled and your wire goes through. They basically screw you."

                                                                                              I tried telling him I work online and while I am sure what he says happens, happens, my situation is unique. He came out and took me to his desk to explain it again as if I was in denial...
                                                                                              LOL I had this exact same situation happen the other day wiring money to a designer.

                                                                                                Comment

                                                                                                • cherrylula
                                                                                                  lol
                                                                                                  • Jan 2002
                                                                                                  • 15969
                                                                                                  #25
                                                                                                  I hate banks.

                                                                                                    Comment

                                                                                                    • garce
                                                                                                      Confirmed User
                                                                                                      • Oct 2001
                                                                                                      • 7103
                                                                                                      #26
                                                                                                      Originally posted by pimp3611
                                                                                                      My lame ass bank (TD Canada Trust) won't let you deposit US checks using the ATM. So frustrating wasting time standing in line.
                                                                                                      Open a US account.

                                                                                                      I've been dealing with TD Canada Trust since 1998 (just TD Bank back then - at least for a couple of months...) and I know pretty well everyone in my branch. I rarely have a problem, and the people that work there go out of their way to help me.

                                                                                                      When I deposit cheques, I line up for a teller - the lines are short enough - and I get "face time" with the employees. We chat, we joke around, and the people at my branch now know me by name. Personal relationships and recognition makes a big difference if you're not huge player.

                                                                                                      Its not hard work going to the bank once a week and shooting the shit.

                                                                                                        Comment

                                                                                                        • Socks
                                                                                                          Confirmed User
                                                                                                          • May 2002
                                                                                                          • 8475
                                                                                                          #27
                                                                                                          CIBC has US dollar bank machines that will dispense both CAD and USD funds. You'll notice either one or two flags at the top of the machine, if there's a US flag then it will give out US cash. I can withdraw straight from my US$ account using one of those machines. Maybe they will also let you deposit, but not sure.

                                                                                                            Comment

                                                                                                            • JFK
                                                                                                              FUBAR the ORIGINATOR
                                                                                                              • Jan 2002
                                                                                                              • 67373
                                                                                                              #28
                                                                                                              Originally posted by SleazyDream
                                                                                                              better yet - tried to withdraw some money from my rrsp today - told my the company that they needed financial documents from me to withdraw, and it had to be for urgent emergency financial reasons from my mutual fund WTF??????

                                                                                                              banks just don't like giving out money anywhere. I am never investing with a bank again. All real estate I own in my future from now on
                                                                                                              yes, that shit is getting ridiculous as well, then they take the tax off the top and then you wait a week or so to get the money, if you're lucky

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                                                                                                                • blackmonsters
                                                                                                                  Making PHP work
                                                                                                                  • Nov 2002
                                                                                                                  • 20970
                                                                                                                  #29
                                                                                                                  I like checks.

                                                                                                                  They work.
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                                                                                                                    • Chosen
                                                                                                                      VIPPay.com | AdultWebSponsors.com
                                                                                                                      • Aug 2001
                                                                                                                      • 63151
                                                                                                                      #30
                                                                                                                      Checks suck... Well, at least if you're not in the US...

                                                                                                                        Comment

                                                                                                                        • Emil
                                                                                                                          Confirmed User
                                                                                                                          • Feb 2007
                                                                                                                          • 5658
                                                                                                                          #31
                                                                                                                          Originally posted by u-Bob
                                                                                                                          Went to the bank today to sign some papers. My account manager wasn't there, so some new lady helped me. After taking care of the paperwork, I told her I also had a couple of checks I wanted to deposit. Her first reaction:

                                                                                                                          "I didn't know people still used those."
                                                                                                                          I get the same kind of reaction everytime I want to cash a check in Sweden.
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                                                                                                                            • Jack Sparrow
                                                                                                                              Almost goners..
                                                                                                                              • May 2008
                                                                                                                              • 11420
                                                                                                                              #32
                                                                                                                              I get that every single time, at the same bank. Always the same reactions, sometimes they even need to call in help to get it all administrated.

                                                                                                                              Last time they gave me these prefilled papers so i could write 30 on one thingie and still they made fuzz about it.

                                                                                                                                Comment

                                                                                                                                • Markul
                                                                                                                                  Likes Pie
                                                                                                                                  • Dec 2007
                                                                                                                                  • 12403
                                                                                                                                  #33
                                                                                                                                  My bank recently increased the price to cash a check, it now costs $30 per time you cash checks (be it 1 or 100).

                                                                                                                                  They said no one uses checks anymore and that's why it's gotten so expensive to cash it.
                                                                                                                                  But.... I pulled out...

                                                                                                                                    Comment

                                                                                                                                    • BlackCrayon
                                                                                                                                      Too lazy to set a custom title
                                                                                                                                      • Jun 2003
                                                                                                                                      • 19634
                                                                                                                                      #34
                                                                                                                                      Originally posted by garce
                                                                                                                                      Open a US account.

                                                                                                                                      I've been dealing with TD Canada Trust since 1998 (just TD Bank back then - at least for a couple of months...) and I know pretty well everyone in my branch. I rarely have a problem, and the people that work there go out of their way to help me.

                                                                                                                                      When I deposit cheques, I line up for a teller - the lines are short enough - and I get "face time" with the employees. We chat, we joke around, and the people at my branch now know me by name. Personal relationships and recognition makes a big difference if you're not huge player.

                                                                                                                                      Its not hard work going to the bank once a week and shooting the shit.
                                                                                                                                      totally agreed. i was going to my hometown branch since i was 12, so they all knew me. then i moved to ottawa. they wanted to hold my checks, blah blah but once they seen me coming in every week with US checks that have no issue, they were more than happy to do it for me. i just keep going to the same branch and see the same people.
                                                                                                                                      you don't know you're wearing a leash if you sit by the peg all day..

                                                                                                                                        Comment

                                                                                                                                        • u-Bob
                                                                                                                                          there's no $$$ in porn
                                                                                                                                          • Jul 2005
                                                                                                                                          • 33063
                                                                                                                                          #35
                                                                                                                                          Originally posted by Markul
                                                                                                                                          My bank recently increased the price to cash a check, it now costs $30 per time you cash checks (be it 1 or 100).

                                                                                                                                          They said no one uses checks anymore and that's why it's gotten so expensive to cash it.
                                                                                                                                          Go to another bank, tell them you'll move all of your accounts (both biz and personal) there if they can give you a better price for depositing checks.... take their offer to your bank....

                                                                                                                                            Comment

                                                                                                                                            • The Usual Suspect
                                                                                                                                              Confirmed User
                                                                                                                                              • Jan 2005
                                                                                                                                              • 415
                                                                                                                                              #36
                                                                                                                                              We had a check from a Canadian bank denied, so the funds we had received at first got taken out of our account.
                                                                                                                                              Along with a ?62.24 fee, and this was for an amount of ?156.55.....

                                                                                                                                              On top of that, we are now being told that the Canadian bank wants to charge us another 60 AUD (?44).....
                                                                                                                                              This was a check from LoadedCash, that went over it's 90 days limit, as the bank was processing it.

                                                                                                                                              A bank fee from our bank is one thing, but then the Canadian bank wants to charge 60 AUD as well....wtf??

                                                                                                                                              Loadedcash fixed the denided check quickly, by paying on Paxum instead, but what their bank is charging for this is the first I have ever heard about.
                                                                                                                                              I would think the ?62.24 fee our bank charged, was to cover costs for both them and the other bank.

                                                                                                                                                Comment

                                                                                                                                                • pimp3611
                                                                                                                                                  Confirmed User
                                                                                                                                                  • Aug 2005
                                                                                                                                                  • 357
                                                                                                                                                  #37
                                                                                                                                                  Originally posted by fuzebox
                                                                                                                                                  I don't think any Canadian banks will, even if you have a USD account.
                                                                                                                                                  You can with CIBC. But TD has the best exchange rate that's why I switched.
                                                                                                                                                  :: ICQ: 272 198 634 ::

                                                                                                                                                    Comment

                                                                                                                                                    • pimp3611
                                                                                                                                                      Confirmed User
                                                                                                                                                      • Aug 2005
                                                                                                                                                      • 357
                                                                                                                                                      #38
                                                                                                                                                      Originally posted by garce
                                                                                                                                                      Open a US account.

                                                                                                                                                      I've been dealing with TD Canada Trust since 1998 (just TD Bank back then - at least for a couple of months...) and I know pretty well everyone in my branch. I rarely have a problem, and the people that work there go out of their way to help me.

                                                                                                                                                      When I deposit cheques, I line up for a teller - the lines are short enough - and I get "face time" with the employees. We chat, we joke around, and the people at my branch now know me by name. Personal relationships and recognition makes a big difference if you're not huge player.

                                                                                                                                                      Its not hard work going to the bank once a week and shooting the shit.
                                                                                                                                                      I've had a US account for years.

                                                                                                                                                      And I never said it's "hard" going to the bank. I'd much rather be able to use the ATM to do it.
                                                                                                                                                      :: ICQ: 272 198 634 ::

                                                                                                                                                        Comment

                                                                                                                                                        • pimp3611
                                                                                                                                                          Confirmed User
                                                                                                                                                          • Aug 2005
                                                                                                                                                          • 357
                                                                                                                                                          #39
                                                                                                                                                          Originally posted by nickutis
                                                                                                                                                          did you actually tried to deposit it into CAD account? Usually they just adjust the rate and you're good to go
                                                                                                                                                          I keep my US checks in US dollars in my borderless account
                                                                                                                                                          :: ICQ: 272 198 634 ::

                                                                                                                                                            Comment

                                                                                                                                                            • directfiesta
                                                                                                                                                              Too lazy to set a custom title
                                                                                                                                                              • Oct 2002
                                                                                                                                                              • 30135
                                                                                                                                                              #40
                                                                                                                                                              Originally posted by fuzebox
                                                                                                                                                              I don't think any Canadian banks will, even if you have a USD account.
                                                                                                                                                              Correct :
                                                                                                                                                              - The US account does not accept ATM deposits at all
                                                                                                                                                              - The Can account : you can deposit the US cheque, entering the exact amount of the check... They will then convert it , and adjust the account... But they can warn you not to do it ...
                                                                                                                                                              I know that Asspimple is stoopid ... As he says, it is a FACT !

                                                                                                                                                              But I can't figure out how he can breathe or type , at the same time ....

                                                                                                                                                                Comment

                                                                                                                                                                • Markul
                                                                                                                                                                  Likes Pie
                                                                                                                                                                  • Dec 2007
                                                                                                                                                                  • 12403
                                                                                                                                                                  #41
                                                                                                                                                                  Originally posted by u-Bob
                                                                                                                                                                  Go to another bank, tell them you'll move all of your accounts (both biz and personal) there if they can give you a better price for depositing checks.... take their offer to your bank....
                                                                                                                                                                  Yea most banks do this in my country and the ones that don't, I don't want to be with.
                                                                                                                                                                  But.... I pulled out...

                                                                                                                                                                    Comment

                                                                                                                                                                    • Roald
                                                                                                                                                                      SecretFriends.com
                                                                                                                                                                      • May 2001
                                                                                                                                                                      • 27910
                                                                                                                                                                      #42
                                                                                                                                                                      Originally posted by u-Bob
                                                                                                                                                                      Not in the USA, Western-EU. And it's one of the 4 largest banks in Europe
                                                                                                                                                                      did they also double the costs of cashing checks for you like they did to us?


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