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-   -   Up to half in U.S. have pre-existing conditions (https://gfy.com/showthread.php?t=1006537)

woj 01-19-2011 11:49 AM

Quote:

Originally Posted by SuckOnThis (Post 17855369)
Does the term "Life, liberty and the pursuit of happiness" mean anything to you? If a person dies because they cannot afford medical treatment that is available to others are they not denied their unalienable right to life? Keep fighting for a corporate ran government you clueless uneducated imbecile.

Engaging in philosophical discussion is fun, everyone agrees that health care is a right, everyone that doesn't is a sack of shit, etc...
until the discussion enters the real world and someone brings up the question: "so who will pay for it?"

Would you be willing to pay extra for everyone to have access to free health care? Lets say extra few hundred bucks per month over what you already pay to cover those less fortunate, those unable to afford health care?

The Demon 01-19-2011 12:08 PM

Quote:

Originally Posted by Vendzilla (Post 17855414)
I was going to stay out of this, but you have to be the moron on the day with that statement.
Life=NO emergency room can turn you down, the illegal aliens know this and USE this
Liberty= Like the liberty to choose not to get insurance?
The pursuit of happiness= If you can afford it after ObamaCare takes full effect

The lawyers want to control the doctors you idiot

Thank you for explaining a simple concept to the moron.

The Demon 01-19-2011 12:08 PM

Quote:

Originally Posted by woj (Post 17855442)
Engaging in philosophical discussion is fun, everyone agrees that health care is a right, everyone that doesn't is a sack of shit, etc...
until the discussion enters the real world and someone brings up the question: "so who will pay for it?"

Would you be willing to pay extra for everyone to have access to free health care? Lets say extra few hundred bucks per month over what you already pay to cover those less fortunate, those unable to afford health care?

Once again, awesome rebuttal dude.

ottopottomouse 01-19-2011 12:30 PM

Quote:

Originally Posted by BFT3K (Post 17854976)
So you are in the UK, and paying $450,000 p/year for insurance?

No. I'm in the UK and the Department of Health coughs up $450,000 p/year for drugs and a fit nurse to shove them into me :)


Just looked through two different US insurance policies and it's listed as "Unacceptable Medication" meaning as well as refusing a pre-existing condition they wouldn't pay for it later either even if a policy was taken out before diagnosis.

Paul Markham 01-19-2011 03:20 PM

Quote:

Originally Posted by The Heron (Post 17854757)
Cause the government is super good at managing funds and not wasting money on administrative costs... how's SS doing now? haha
Actually my real fear is universal healthcare will let any joe blow utilize an already stressed system = longer wait times, higher costs, lower quality of care. Just ask canadians that need any specialized help, they can't get it!

And private companies are super good at managing funds and not wasting money.

*cough* BP

Quote:

Originally Posted by ottopottomouse (Post 17855607)
No. I'm in the UK and the Department of Health coughs up $450,000 p/year for drugs and a fit nurse to shove them into me :)


Just looked through two different US insurance policies and it's listed as "Unacceptable Medication" meaning as well as refusing a pre-existing condition they wouldn't pay for it later either even if a policy was taken out before diagnosis.

Most of those complaining are happy because, today they can afford their medical insurance. However if they lose their job, ability to pay or for any reason the Insurance company denies their cover. They will change sides.

The American system is simple. "I'm all right Jack, so fuck you if you're not." :321GFY

The problem is, it can become.

"I'm not alright now and I'm fucked." :Oh crap

Sorry to hear about your condition. I hope the medications help.

The Demon 01-19-2011 04:06 PM

Quote:

And private companies are super good at managing funds and not wasting money.
Cough Federal Reserve Cough

AmeliaG 01-19-2011 07:18 PM

Quote:

Originally Posted by V_RocKs (Post 17853827)
Since joining Kaiser I have paid about:

$6768
$7680
$8880
$10404
$11028
$13800
---------
$58560

In that amount of time I have used approximately $12,000 of the money.

That leaves $46,000 to be spent on my pre-existing conditions should any come up right? Wrong...

They bank the $46,000 for future problems right? Wrong...

That $46,000 is called profit and they give it to the investors like any other company does.

The current system is complete bullshit. That money should be used like life insurance. It sits there collecting interest to pay for my heart attack or stroke in the future.

There should be a sliding scale. I can elect to allow $2500 a year to go to the company so it can keep more doctors/nurses on call. Expedited service. If it all goes I get to the front of the line and don't have to sit in a fucking waiting room picking up germs from mongrels.


Actually, they take the whole $58,560 and, after minimal administrative expenses, invest it and look to double down on their profits and hope they never have to pay out a dime.

AmeliaG 01-19-2011 07:21 PM

Quote:

Originally Posted by woj (Post 17855442)
Engaging in philosophical discussion is fun, everyone agrees that health care is a right, everyone that doesn't is a sack of shit, etc...
until the discussion enters the real world and someone brings up the question: "so who will pay for it?"

Would you be willing to pay extra for everyone to have access to free health care? Lets say extra few hundred bucks per month over what you already pay to cover those less fortunate, those unable to afford health care?


I agree with you that who will pay is an issue, especially when small businesses are going to be forced to either fire their workers or pay usurious insurance prices (simply 100% no deductible paying for their workers' healthcare won't do.)

But it is a misnomer to say the debate is about healthcare. In countries not dominated by private insurers, healthcare doesn't cost as much as it does in the US.

People will talk about needing insurance because they need a $50k operation, when that is the same price as 5 years of insurance. Can't afford a $50k operation means can't afford $10k a year for insurance.

Vendzilla 01-19-2011 07:29 PM

Quote:

Originally Posted by Paul Markham (Post 17856117)
And private companies are super good at managing funds and not wasting money.

*cough* BP



Most of those complaining are happy because, today they can afford their medical insurance. However if they lose their job, ability to pay or for any reason the Insurance company denies their cover. They will change sides.

The American system is simple. "I'm all right Jack, so fuck you if you're not." :321GFY

The problem is, it can become.

"I'm not alright now and I'm fucked." :Oh crap

Sorry to hear about your condition. I hope the medications help.

SO if we had a better economy, more people would be insured, hhhmmm, too bad the democrats didn't see that and worked on the economy instead of spending so much time on the healthcare bill

BFT3K 01-19-2011 08:18 PM

Quote:

Originally Posted by Vendzilla (Post 17856652)
SO if we had a better economy, more people would be insured, hhhmmm, too bad the democrats didn't see that and worked on the economy instead of spending so much time on the healthcare bill

Last I looked the Republitards have the majority in congress.

NOW who's wasting time rehashing the healthcare debate, instead of focusing on jobs?

Paul Markham 01-20-2011 05:21 AM

Quote:

Originally Posted by Vendzilla (Post 17856652)
SO if we had a better economy, more people would be insured, hhhmmm, too bad the democrats didn't see that and worked on the economy instead of spending so much time on the healthcare bill

Typical "I'm alright Jack." Reply.

Even in the most successful economy there will be the unemployed, disabled, old and those between jobs.

Thank God the recession can be totally blamed on the Democrats and the Republicans had nothing to do with it.

Quote:

Originally Posted by the Demon
Cough All the private owned banks who caused the crash Cough

:1orglaugh

Yes they could of done with better supervision, under the Republicans. :1orglaugh

The Demon 01-20-2011 07:59 AM

Quote:

Originally Posted by BFT3K (Post 17856732)
Last I looked the Republitards have the majority in congress.

NOW who's wasting time rehashing the healthcare debate, instead of focusing on jobs?

Do you know what Congress is? I'll give you a hint. It doesn't include one thing, but two. We have the House, which is controlled by the Republicans, and the Senate, which is controlled by the Demotards. So tell me dumbass, how do the Republicans have a majority in "congress" when both groups are mutually exclusive? ROfl

Sunny Day 01-20-2011 10:17 AM

I went to get a script refilled last week. Price $76. last month was $48. After some complaining, Walgreen's found I could again qualify for one of their discount plans since I have no insurance. Revised price, $11. Something smells.
Private insurance companies are crooks. I've known several people who got fired about the time they reached 50. My ex-wife worked in an office of 200 girls in their early 20's. As they were all getting close to 10 years and vested retirement, they fired some, then closed the office and moved it 1000 miles so no one would move. Just before the move, my ex got the axe for having a baby. Couldn't sue as they blamed it on poor work performance. But we did sue and win for unpaid overtime.
They treat their customers the same way.

Sly 01-20-2011 10:29 AM

Quote:

Originally Posted by Sunny Day (Post 17857889)
I went to get a script refilled last week. Price $76. last month was $48. After some complaining, Walgreen's found I could again qualify for one of their discount plans since I have no insurance. Revised price, $11. Something smells.
Private insurance companies are crooks. I've known several people who got fired about the time they reached 50. My ex-wife worked in an office of 200 girls in their early 20's. As they were all getting close to 10 years and vested retirement, they fired some, then closed the office and moved it 1000 miles so no one would move. Just before the move, my ex got the axe for having a baby. Couldn't sue as they blamed it on poor work performance. But we did sue and win for unpaid overtime.
They treat their customers the same way.

Have you tried any other pharmacies? Walgreens wants to charge me $30 for something I can get at Target for $2. Needless to say, I use Target.

chaze 01-20-2011 10:40 AM

America is fucken unhealthy in every way. IF we want better health care need to outlaw all the shit food and drugs everyone is shoving down their throats.

Then find a company not in the US to run the money.

How we find our life's happiness in food everyday is sick.

BFT3K 01-20-2011 08:20 PM

https://gfy.com/fucking-around-and-business-discussion/1006801-mango.html

Vendzilla 01-20-2011 08:44 PM

Quote:

Originally Posted by BFT3K (Post 17856732)
Last I looked the Republitards have the majority in congress.

NOW who's wasting time rehashing the healthcare debate, instead of focusing on jobs?

And what did they just pass in the house, but as always, they've been in power for a couple weeks and the democrats are comparing them to Nazis

Quote:

Originally Posted by Paul Markham (Post 17857247)
Typical "I'm alright Jack." Reply.

Even in the most successful economy there will be the unemployed, disabled, old and those between jobs.

Thank God the recession can be totally blamed on the Democrats and the Republicans had nothing to do with it.

:1orglaugh

Yes they could of done with better supervision, under the Republicans. :1orglaugh

Our system needs work, a lot of it. But Obama tackled it at the wrong time and focused all the energy on the democrats not working with the GOP, something like this should have been passed with a 2/3rd vote, period. When they denied the GOP any say in it, they denied half the public of any say, thats where they fucked up.

jonnydoe 01-20-2011 10:28 PM

These threads on health care or health insurance are interesting. I think that GFY members know about as much about it as the US lawmakers and probably a bit more than the general public. Sad but true.

And what the fuck does it have to do with people from outside of the US? Why do they have to get all bent up? I dunno...

facialfreak 01-20-2011 10:30 PM

Agenda 21 is in motion ...............

Sausage 01-20-2011 11:49 PM

Stunned that you guys don't have a universal health care system like just about every other 1st world and most other countries have. Even a badly run Govt system will beat the idiotic profit driven system you have at the moment.

jonnydoe 01-21-2011 03:15 AM

Quote:

Originally Posted by Sausage (Post 17859638)
Stunned that you guys don't have a universal health care system like just about every other 1st world and most other countries have. Even a badly run Govt system will beat the idiotic profit driven system you have at the moment.

You Aussies are spending almost $5k a year per person on health care. You must have it right down pat.

Foreigners have no idea how bureaucratic the government systems are in the US. One of our biggest problems is the amount of health care that runs through our Medicare, Medicaid, VA, etc.

Sausage 01-21-2011 03:21 AM

Quote:

Originally Posted by jonnydoe (Post 17859821)
You Aussies are spending almost $5k a year per person on health care. You must have it right down pat.

Foreigners have no idea how bureaucratic the government systems are in the US. One of our biggest problems is the amount of health care that runs through our Medicare, Medicaid, VA, etc.

Ah really .. yeah i don't really know how good or bad your govt is at things. It's just kinda odd looking from afar and seeing such a mess. It's a shame you guys cant just scrap the whole system and start from scratch.

The Demon 01-21-2011 06:35 AM

Quote:

Originally Posted by jonnydoe (Post 17859821)
You Aussies are spending almost $5k a year per person on health care. You must have it right down pat.

Foreigners have no idea how bureaucratic the government systems are in the US. One of our biggest problems is the amount of health care that runs through our Medicare, Medicaid, VA, etc.

You're absolutely right. All these people bitching about "1st world countries" don't really understand the structure of the governments of those countries, nor the low population compared to the US.

Paul Markham 01-21-2011 07:39 AM

US National Health Expenditure Data

Quote:

# NHE grew 4.0% to $2.5 trillion in 2009, or $8,086 per person, and accounted for 17.6% of Gross Domestic Product (GDP).
# Medicare spending grew 7.9% to $502.3 billion in 2009, or 20 percent of total NHE.
# Medicaid spending grew 9.0% to $373.9 billion in 2009, or 15 percent of total NHE.
The Organisation for Economic and Co-operation and Development [OECD] released the ?OECD Health Data 2009? report which compares the health care statistics across OECD countries.


Quote:

* In 2007, the total spending for health care accounted for 16% of the country?s GDP, the highest share among the OECD and almost double the OECD average
* On a per capita basis also the U.S. spent the highest with a total of $7,290 which is two-and-half times the OECD average
* The public share of health care expenditure in the USA (45%) is less than any other OECD country
* Despite spending the most, the U.S. provides health care coverage for only the elderly, disabled and some of the poor people
* In comparison, the same amount is enough to provide universal health care insurance by the government for all citizens in other OECD countries
* 35% of total health care expenditures is done by private health insurance which is the highest In OCED
* Despite the high medical expenditure,there are fewer doctors per capita in the U.S. than most other OECD countries
* Life expectancy in the U.S. is lower when compared with Japan,Switzerland, Canada and Australia
* Infant morality rates in the U.S. is higher than most OECD countries. In 2006, it was 6.7 per live births relative to OECD average of 4.7
* The proportion of daily smokers has fallen the most (> 50%) between 1980 and 2007 in the U.S. due to public awareness and high taxation
* Obesity rate among adults is the highest in the U.S. in the OECD countries at 34.3% in 2006. Higher obesity rates leads to higher health care spending in the future

jonnydoe 01-21-2011 09:33 AM

Yes Paul, you have made the point that our government running things does not work by the Medicare and Medicaid spending growth and that the public share is less than any other OECD country.

Paul Markham 01-21-2011 10:30 AM

Quote:

Originally Posted by jonnydoe (Post 17860369)
Yes Paul, you have made the point that our government running things does not work by the Medicare and Medicaid spending growth and that the public share is less than any other OECD country.

http://en.wikipedia.org/wiki/File:To...la rs_PPP.png

http://www.infoplease.com/ipa/A0934556.html

Yes the US does seem to be spending a ton of money on Health Care.

http://en.wikipedia.org/wiki/List_of...ife_expectancy

https://www.cia.gov/library/publicat.../2102rank.html

And yet it doesn't seem to work. :Oh crap

If ALL the money spent on Health Care in the US was put into a National Health scheme like other modern countries have. Everyone would be better off. Maybe facilities wouldn't be like the 5 star I see on the TV or Movies, maybe not even like in "The Bucket List".

But you would be covered come what may. So would your children, parents and Grand Parents (if you have them still). You would be covered if your business went belly up, if you became unable to work, or if you developed something the insurance company found a way to avoid paying on.

Prescription medicine here for me is free, I'm classified as an invalid, for Eva and our daughter $5 a piece. when my Mother lived in CA. My brother had to drive to Mexico to buy the insulin she needed. She could hardly afford to go see the doctor. Now she lives in the UK, it's free. Shes 82.

You might have to work till you drop to pay medical insurance.

Tom_PM 01-21-2011 10:39 AM

It wont be repealed. It wont be replaced.
The struggle for political power at all costs continues.
Same bat time. Same bat station.

_Richard_ 01-21-2011 11:37 AM

Quote:

Originally Posted by jonnydoe (Post 17859550)
These threads on health care or health insurance are interesting. I think that GFY members know about as much about it as the US lawmakers and probably a bit more than the general public. Sad but true.

And what the fuck does it have to do with people from outside of the US? Why do they have to get all bent up? I dunno...

see mortgage crisis -> world economy collapse.

Paul Markham 01-21-2011 02:46 PM

Quote:

Originally Posted by jonnydoe (Post 17860369)
Yes Paul, you have made the point that our government running things does not work by the Medicare and Medicaid spending growth and that the public share is less than any other OECD country.

So it suddenly came to me what might of caused the spending on Medicare and Medicaid to grow so much.

http://data.bls.gov/PDQ/servlet/Surv...id=LNS14000000

Expect it to grow more. Just pray you're not one of those that needs Medicare and Medicaid in the future. You're attitude might change if you're one of those claiming and thankful it's there.


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