anyone use paypal for daily life? - GoFuckYourself.com

Dawgy · 01-16-2003, 03:33 PM

normally i only use paypal to buy things online, but i am increasingly fed up with bank of america, so i was considering just transferring funds to my paypal account after each deposit at BOA and living off my paypal debit card.

anyone do this? or use them for more than just paypal purchases online?

Rich · 01-16-2003, 03:42 PM

Don't transfer to much into your paypal, don't put anything in there you can't afford to live without.

http://www.paypalsucks.com/

B40 · 01-16-2003, 03:42 PM

Quote:

Originally posted by Rich
Don't transfer to much into your paypal, don't put anything in there you can't afford to live without.

http://www.paypalsucks.com/

Exactly what I would have said.

twistyneck · 01-16-2003, 03:47 PM

I did it for almost a year, no trouble at all. I've put a shitload of money through their system and have never had a problem. That being said, yeah, I wouldn't keep a lot in there, you never know when the shit is gonna blow up on you.

gothweb · 01-16-2003, 03:49 PM

They are not a bank. They can take your money... and, apparently, often do. I would never trust them with all of my accounts.

FATPad · 01-16-2003, 03:50 PM

I'm a paypal retard. I didn't even know how to do instant payments until today because I screwed up something the other day buying a couple small sets from Charly.

*paypal retard*

Dawgy · 01-16-2003, 03:50 PM

well thats what i was wondering. ive heard of people who use it 100% for years & havent had problems... and people who lost it all for no apparent reason...

B40 · 01-16-2003, 03:53 PM

Quote:

Originally posted by Dawgy
well thats what i was wondering. ive heard of people who use it 100% for years & havent had problems... and people who lost it all for no apparent reason...

Why risk it though.

Use ING Direct or something..

Dawgy · 01-16-2003, 03:54 PM

Quote:

Originally posted by B40
Use ING Direct or something..

who? url?

candyflip · 01-16-2003, 04:01 PM

I use my Paypal debit daily. The only problem I've had is that a few times I've gone to use it and it's been deactivated by their system because of some sort reason. Like I used it in 2 places within 15 minutes of each other.

I've been on the phone with them, and it seems to just be a bug in their system. They fix it right away, but since the support phone number isn't on the card...I've had to trek home and call to get it turned back on.

It hasn't happened in about a month...knock on wood.

Sly_RJ · 01-16-2003, 04:02 PM

Why not switch banks altogether?

I haven't had any problems with Wells Fargo. Been with them 18 months.

Dawgy · 01-16-2003, 04:03 PM

Quote:

Originally posted by Sly_RJ
Why not switch banks altogether?

I haven't had any problems with Wells Fargo. Been with them 18 months.

i used to use wells fargo... after nearly $2000 in "fees" over the course of a few months, i told them to fuck off.

Sly_RJ · 01-16-2003, 04:05 PM

Holy hell! What were the fees?

Donny · 01-16-2003, 04:08 PM

Quote:

Originally posted by gothweb
They are not a bank. They can take your money... and, apparently, often do. I would never trust them with all of my accounts.

Yes, they are technically a bank. Your funds are FDIC insured.

I use my debit card as a regular bank card and have never had a problem. When they ask for information I give it to them. Only people trying to hide something will have a problem. A normal bank will ask for a lot of personal info and you'll give it to them. PayPal asks for the same thing. If you give them what they legally need you won't have problems.

directfiesta · 01-16-2003, 04:09 PM

Quote:

Originally posted by B40

Why risk it though.

Use ING Direct or something..

http://www.ingdirect.ca/en/

I use them .You get a good interest rate, plus a ATM debit card. I also use Paypal, but never leave more than $ 1000.00 in the account.

evo_t · 01-16-2003, 04:10 PM

I never let my PayPal get more than $200 before moving the money out !

cluck · 01-16-2003, 04:13 PM

I had used my paypal account for quite sometime without a hitch, got dialer payments etc for about a year. I decided to use it to sell some CD's on ebay. Turns out some of the material on the CD's was copyrighted and I had to refund all my money. So I refunded each of the 4 people who bought the CD's. Then I get an e-mail saying that I haden't send the merchandise from the auction. I didn't send it cause ebay told me not to send it and refund the money. Paypal, who is owned by ebay, told me that because I DIDN'T send the CD's, that my account had to be frozen.

A simple mishap over a collection of radio freestyles and whatnot cost me the couple hundred bucks that was in my paypal.

to epassporte all the way now.

iroc409 · 01-16-2003, 04:14 PM

never had a problem with wells fargo, i think they're alright. been with them for a few years now.

used to use paypal a lot, but their fees are high, and your money pretty much is at their disposal. i wish their dispute resolution wasn't so one-sided.

Jakke PNG · 01-16-2003, 04:17 PM

I usually have 1-2k on paypal. There's no point in taking 'em out.
The rates from $ to ? suck ass on paypal. Besides, I can do all my business related shopping with paypal. So I get money onpaypal from client.. and move it onwards.

Money is made to be spent.

cherrylula · 01-16-2003, 04:20 PM

cash is king

B40 · 01-16-2003, 04:25 PM

Quote:

Originally posted by TeenGodFather
I usually have 1-2k on paypal. There's no point in taking 'em out.
The rates from $ to ? suck ass on paypal. Besides, I can do all my business related shopping with paypal. So I get money onpaypal from client.. and move it onwards.

Money is made to be spent.

So do the rates from US to Cdn.

You can always send yourself a MO with it though, for about $5-10.

FATPad · 01-16-2003, 04:28 PM

Paypal is not FDIC insured. Paypal holds the money in your paypal account in a pooled account at an FDIC insured bank.

Jayson · 01-16-2003, 04:29 PM

Quote:

Originally posted by DonovanPhillips

Yes, they are technically a bank. Your funds are FDIC insured.

They are not FDIC insured. The banks they use to hold funds over night are on a pass-thru basis.

That means if the bank they use goes bust, each paypal account is insured for $100,000, but if PayPal itself goes bust, you are likely to have to stand in line with every other creditor and most likely wouldnt receive a preferential dividend.

Edited for typo

candyflip · 01-16-2003, 04:34 PM

Paypal is part of eBay now. I'd say that the chances of them going bust are slim...but that's not to say it couldn't happen.

cherrylula · 01-16-2003, 04:35 PM

my drug dealer even takes paypal now

lil2rich4u2 · 01-16-2003, 04:36 PM

I used to do ALOT of business using paypal, a couple thousand a day was going through my acct, i even have a debit card i used to use daily!

There is an online racing game that when you win races you win virtual cash to buy parts and upgrade cars or whatever... I used to sell it on eBay and make maybe 400-500 a day!

Well one of my best customers (bought from me maybe 2 times a day for about 2 months) went and told paypal he never recieved anything!

I told paypal this is bullshit and i had emails to prove i was working fairly with him and had emails of him talking about what he did with the cash he had just bought, bla bla blah ...

Dont you know they wouldnt support me because i didnt have a tracking number for the goods?

I mean fine if it was one or 2 charges, but he bought from me maybe 40-50 times over 2 months!

Well needless to say now my paypal is negative $1300 and i refuse to willingly fill it.

Once in a while they find some cash in my bank account and they grab it, but ill never make a deposit to bring the balance back, and when it is eventually back i will manually cancel my services with them for good.

FUCK YOU PAYPAL!!!!

I had over 4,000 transactions under my name within a 4 month period, and now im gone!!!

Thanks for the seller protection!!!!

NBDesign · 01-16-2003, 04:36 PM

fuck paypal

but yes i use themdaily

High Quality · 01-16-2003, 04:37 PM

Quote:

Originally posted by Sly_RJ
Why not switch banks altogether?

I haven't had any problems with Wells Fargo. Been with them 18 months.

Word

XXXPaysiteDesign · 01-16-2003, 04:37 PM

Quote:

Originally posted by Dawgy

i used to use wells fargo... after nearly $2000 in "fees" over the course of a few months, i told them to fuck off.

Exactly what I was going to say! Fuck wellsfargo!

UncleJimmy · 01-16-2003, 04:39 PM

are we going

PP 4L ?

just say no

iroc409 · 01-16-2003, 04:40 PM

ok, so what does everyone recommend that would be widely acceptable?

just curious what my alternatives would be.

01-16-2003, 03:33 PM	#1
Dawgy Confirmed User Join Date: Jul 2001 Posts: 5,856	anyone use paypal for daily life? normally i only use paypal to buy things online, but i am increasingly fed up with bank of america, so i was considering just transferring funds to my paypal account after each deposit at BOA and living off my paypal debit card. anyone do this? or use them for more than just paypal purchases online? __________________ the revolution is coming.

01-16-2003, 03:49 PM	#5
gothweb Confirmed User Join Date: Jun 2002 Location: Back in the USSA Posts: 8,849	They are not a bank. They can take your money... and, apparently, often do. I would never trust them with all of my accounts. __________________ Photos by Ian X.: Distinctive photos of goth babes. Blood Money:Your traffic, my sites, our money. MojoHost: Still the best.

01-16-2003, 03:50 PM	#6
FATPad Confirmed User Join Date: Oct 2001 Posts: 6,693	I'm a paypal retard. I didn't even know how to do instant payments until today because I screwed up something the other day buying a couple small sets from Charly. paypal retard __________________ <a href="http://www.adultcontent.co.uk">Adult Content UK - Great British Content</a>

01-16-2003, 03:50 PM	#7
Dawgy Confirmed User Join Date: Jul 2001 Posts: 5,856	well thats what i was wondering. ive heard of people who use it 100% for years & havent had problems... and people who lost it all for no apparent reason... __________________ the revolution is coming.

01-16-2003, 04:02 PM	#11
Sly_RJ Live Hard - Die Hard Join Date: Feb 2002 Location: Ready to leave... Posts: 17,042	Why not switch banks altogether? I haven't had any problems with Wells Fargo. Been with them 18 months. __________________ PHAT SERVERS - Quality dedicated hosting at a quality price! sly AT phatservers DOT com - 147479144

01-16-2003, 03:42 PM	#2
Rich So Fucking Banned Join Date: Jan 2003 Posts: 11,486	Don't transfer to much into your paypal, don't put anything in there you can't afford to live without. http://www.paypalsucks.com/

01-16-2003, 03:47 PM	#4
twistyneck So Fucking Banned Join Date: Jan 2002 Location: Hanging by the neck until dead. Posts: 4,660	I did it for almost a year, no trouble at all. I've put a shitload of money through their system and have never had a problem. That being said, yeah, I wouldn't keep a lot in there, you never know when the shit is gonna blow up on you.

01-16-2003, 04:01 PM	#10
candyflip Carpe Visio Industry Role: Join Date: Jul 2002 Location: New York Posts: 43,064	I use my Paypal debit daily. The only problem I've had is that a few times I've gone to use it and it's been deactivated by their system because of some sort reason. Like I used it in 2 places within 15 minutes of each other. I've been on the phone with them, and it seems to just be a bug in their system. They fix it right away, but since the support phone number isn't on the card...I've had to trek home and call to get it turned back on. It hasn't happened in about a month...knock on wood.

01-16-2003, 04:05 PM	#13
Sly_RJ Live Hard - Die Hard Join Date: Feb 2002 Location: Ready to leave... Posts: 17,042	Holy hell! What were the fees? __________________ PHAT SERVERS - Quality dedicated hosting at a quality price! sly AT phatservers DOT com - 147479144

01-16-2003, 04:10 PM	#16
evo_t Registered User Join Date: Jan 2003 Location: Texas Posts: 61	I never let my PayPal get more than $200 before moving the money out !

01-16-2003, 04:13 PM	#17
cluck Confirmed User Join Date: Dec 2002 Location: New Jersey Posts: 5,248	I had used my paypal account for quite sometime without a hitch, got dialer payments etc for about a year. I decided to use it to sell some CD's on ebay. Turns out some of the material on the CD's was copyrighted and I had to refund all my money. So I refunded each of the 4 people who bought the CD's. Then I get an e-mail saying that I haden't send the merchandise from the auction. I didn't send it cause ebay told me not to send it and refund the money. Paypal, who is owned by ebay, told me that because I DIDN'T send the CD's, that my account had to be frozen. A simple mishap over a collection of radio freestyles and whatnot cost me the couple hundred bucks that was in my paypal. to epassporte all the way now.

01-16-2003, 04:14 PM	#18
iroc409 Confirmed User Join Date: Jan 2003 Location: midwest side, yo Posts: 4,728	never had a problem with wells fargo, i think they're alright. been with them for a few years now. used to use paypal a lot, but their fees are high, and your money pretty much is at their disposal. i wish their dispute resolution wasn't so one-sided. __________________ <a href="http://www.iroc409.com/"><img src="http://www.iroc409.com/adv/120x60.gif" border=0></a> icq: 1 7 6 4 2 0 9 6 0 Gallery templates for ONLY $25! w00t!

01-16-2003, 04:17 PM	#19
Jakke PNG ex-TeenGodFather Industry Role: Join Date: Nov 2001 Location: Suomi Finland Perkele Posts: 20,306	I usually have 1-2k on paypal. There's no point in taking 'em out. The rates from $ to ? suck ass on paypal. Besides, I can do all my business related shopping with paypal. So I get money onpaypal from client.. and move it onwards. Money is made to be spent. __________________ ..and I'm off.

01-16-2003, 04:20 PM	#20
cherrylula lol Industry Role: Join Date: Jan 2002 Posts: 15,969	cash is king

01-16-2003, 04:28 PM	#22
FATPad Confirmed User Join Date: Oct 2001 Posts: 6,693	Paypal is not FDIC insured. Paypal holds the money in your paypal account in a pooled account at an FDIC insured bank. __________________ <a href="http://www.adultcontent.co.uk">Adult Content UK - Great British Content</a>

01-16-2003, 04:34 PM	#24
candyflip Carpe Visio Industry Role: Join Date: Jul 2002 Location: New York Posts: 43,064	Paypal is part of eBay now. I'd say that the chances of them going bust are slim...but that's not to say it couldn't happen.

01-16-2003, 04:35 PM	#25
cherrylula lol Industry Role: Join Date: Jan 2002 Posts: 15,969	my drug dealer even takes paypal now

01-16-2003, 04:36 PM	#26
lil2rich4u2 ICQ: 175171926 Join Date: Oct 2002 Location: New York, NY Posts: 11,046	I used to do ALOT of business using paypal, a couple thousand a day was going through my acct, i even have a debit card i used to use daily! There is an online racing game that when you win races you win virtual cash to buy parts and upgrade cars or whatever... I used to sell it on eBay and make maybe 400-500 a day! Well one of my best customers (bought from me maybe 2 times a day for about 2 months) went and told paypal he never recieved anything! I told paypal this is bullshit and i had emails to prove i was working fairly with him and had emails of him talking about what he did with the cash he had just bought, bla bla blah ... Dont you know they wouldnt support me because i didnt have a tracking number for the goods? I mean fine if it was one or 2 charges, but he bought from me maybe 40-50 times over 2 months! Well needless to say now my paypal is negative $1300 and i refuse to willingly fill it. Once in a while they find some cash in my bank account and they grab it, but ill never make a deposit to bring the balance back, and when it is eventually back i will manually cancel my services with them for good. FUCK YOU PAYPAL!!!! I had over 4,000 transactions under my name within a 4 month period, and now im gone!!! Thanks for the seller protection!!!!

01-16-2003, 04:36 PM	#27
NBDesign Confirmed User Join Date: Jan 2003 Location: The other side of Hell Posts: 5,814	fuck paypal but yes i use themdaily __________________ Use Lensman's program and get the most for your hard earned traffic. Get Heidi for your site Here. Lots of sets to choose from. She makes a great Addition to any site. Grab one Grab All.

01-16-2003, 04:39 PM	#30
UncleJimmy Confirmed User Join Date: Sep 2002 Location: ariZONA Posts: 855	are we going PP 4L ? just say no __________________ <a href="http://www.redpartners.com/?r=100278"><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><img src="http://britney-spears.blewme.com/wm.gif" width="120" height="60" border="0"></font></a><font size="2" face="Verdana, Arial, Helvetica, sans-serif"> Promote the web's hottest adult personals website, <a href="http://www.redpartners.com/?r=100278" target="_blank">Red Personals</a>.</font>

01-16-2003, 04:40 PM	#31
iroc409 Confirmed User Join Date: Jan 2003 Location: midwest side, yo Posts: 4,728	ok, so what does everyone recommend that would be widely acceptable? just curious what my alternatives would be. __________________ <a href="http://www.iroc409.com/"><img src="http://www.iroc409.com/adv/120x60.gif" border=0></a> icq: 1 7 6 4 2 0 9 6 0 Gallery templates for ONLY $25! w00t!