Attention Robbie - Healthcare Blue Book

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  • Barefootsies
    Choice is an Illusion
    • Feb 2005
    • 42635
    #1

    Attention Robbie - Healthcare Blue Book

    This story reminded me of you based on some of the stories you have shared in regards to your healthcare situations of the past, and the difference between cash and using insurance. It was an informative segment, and I did not know such a thing existed. Enjoy.

    Health Care Bluebook' Offers Local Medical Prices

    Health Care Bluebook describes itself as a guide to the going rate for specific health care services in various parts of the country. Insurance companies have been complaining about big, arbitrary-seeming bills from medical providers.

    With Health Care Bluebook, just type in the service you're looking for and your ZIP code, and the "private and independently owned resource" spits out a price. Consumerist took it for a spin:

    I tried "nasal endoscopy," a procedure that my New York doctor recently billed about $400 for. According to the Blue Book, the standard cost for this in my area is $386. So my doctor's price is about right. If my doctor charged $800, however, I could print out the estimate on the Blue Book site and use it to haggle with my doctor.

    I'm interested in the results you folks get. What's an appendectomy going for in your neighborhood?
    FULL STORY
    Should You Email Your Members?

    Link1 | Link2 | Link3

    Enough Said.

    "Would you rather live like a king for a year or like a prince forever?"
    Tags: None
    • Rochard
      Jägermeister Test Pilot
      • Dec 2001
      • 75770
      #2
      The dirty little secret is shit really costs a lot less than what they charge you.

      My kid broke her leg years ago, and it happened when we didn't have health insurance. We quickly discovered that there are two prices - one doctors charge for people with insurance, and then the "other" rate". Even for physical therapy there was a discount non insurance rate.

      This has noting to with Obamacare really; This was long before anyone knew Obama existed. The truth is people with insurance pay the healthcosts for people who don't have insurance.
      Herschel Savage
      Brooklyn, NY

        Comment

        • Barefootsies
          Choice is an Illusion
          • Feb 2005
          • 42635
          #3
          Originally posted by Rochard
          The dirty little secret is shit really costs a lot less than what they charge you.

          My kid broke her leg years ago, and it happened when we didn't have health insurance. We quickly discovered that there are two prices - one doctors charge for people with insurance, and then the "other" rate". Even for physical therapy there was a discount non insurance rate.
          You are correct fine sire.

          When I did not have insurance, a DR's visit cost me $65.00 cash. When I added insurance later, that same DR's visit now cost me literally no less than $120.00. That is a fairly sizable difference considering I was going in for the same stuff, like refills, and the price is dramatically more expensive.

          Should You Email Your Members?

          Link1 | Link2 | Link3

          Enough Said.

          "Would you rather live like a king for a year or like a prince forever?"

            Comment

            • Quine
              Confirmed User
              • Jan 2013
              • 308
              #4
              I have bleeding disorder (genetic) called hemophilia. My blood doesn't contain clotting factor so my bleeding can't stop. For example, if I pull out a tooth, I'll bleed until I die. I've been looking at the link you provided and it says HEMOFIL M: 250iu, 1 day supply costs 287$. I use around 20 000iu monthly, that's probably more than 20 000$ monthly, I live in a country with socialized medicine.
              Interesting thing is, the patients in USA have better care than most people in the world, how's that possible?
              -I can't quantify my hatred of the State. Preferences are ordinal.

              -The absolute ruler may be a Nero, but he is sometimes Titus or Marcus Aurelius; the people is often Nero, and never Marcus Aurelius.

                Comment

                • RyuLion
                  ClubDomCash.com
                  • Mar 2003
                  • 32393
                  #5
                  Robbie is having hot sex right now so doesn't care about GFY right now..

                  Adult Biz Consultant A tech head since 1995
                  Affiliate Support: Chaturbate | CCBill Live

                    Comment

                    • Barefootsies
                      Choice is an Illusion
                      • Feb 2005
                      • 42635
                      #6
                      Originally posted by Quine
                      Interesting thing is, the patients in USA have better care than most people in the world, how's that possible?
                      http://publichealthonline.gwu.edu/us...-vs-the-world/

                      http://www.pbs.org/newshour/rundown/...her-countries/

                      http://www.theguardian.com/news/data...of-world-obama

                      Depending on what you define as "the best".
                      Last edited by Barefootsies; 03-21-2014, 07:13 AM.
                      Should You Email Your Members?

                      Link1 | Link2 | Link3

                      Enough Said.

                      "Would you rather live like a king for a year or like a prince forever?"

                        Comment

                        • Quine
                          Confirmed User
                          • Jan 2013
                          • 308
                          #7
                          Originally posted by Barefootsies
                          Depending on what you define as "the best".
                          I was thinking in case of hemophilia. It's a genetic disease and insurance companies can know if the child will have it and cost of treatment over the years will for sure pass 2 million $.
                          -I can't quantify my hatred of the State. Preferences are ordinal.

                          -The absolute ruler may be a Nero, but he is sometimes Titus or Marcus Aurelius; the people is often Nero, and never Marcus Aurelius.

                            Comment

                            • baddog
                              So Fucking Banned
                              • Apr 2001
                              • 107089
                              #8
                              As many of you know, goodgirl had been misdiagnosed with RA for 10 years at a cost of about $500k. On my birthday last year it was discovered that what the problem really was was a vitamin deficiency. She has essentially stopped going to doctors because no one knows how to treat that so she has been taking care of it herself.

                              As a result, she was no longer entitled or needed the insurance she had and she jumped right on the California Care bandwagon. Yesterday she called her previous doctor because she needed a form filled out. The receptionist said they do not accept ObamaCare/California Care. When asked how much it would cost to just come in and get the form filled out on her own dime she was given the runaround for 15 minutes before the receptionist said it could cost up to $1,000 if she does not have insurance they accept.

                                Comment

                                • arock10
                                  Confirmed User
                                  • Jan 2006
                                  • 6217
                                  #9
                                  Originally posted by Quine
                                  I have bleeding disorder (genetic) called hemophilia. My blood doesn't contain clotting factor so my bleeding can't stop. For example, if I pull out a tooth, I'll bleed until I die. I've been looking at the link you provided and it says HEMOFIL M: 250iu, 1 day supply costs 287$. I use around 20 000iu monthly, that's probably more than 20 000$ monthly, I live in a country with socialized medicine.
                                  Interesting thing is, the patients in USA have better care than most people in the world, how's that possible?
                                  We don't have the best, we have the most expensive

                                  http://en.wikipedia.org/wiki/World_Health_Organization_ranking_of_health_system s_in_2000#Ranking
                                  Last edited by arock10; 03-21-2014, 08:31 AM.
                                  Sup

                                    Comment

                                    • baddog
                                      So Fucking Banned
                                      • Apr 2001
                                      • 107089
                                      #10
                                      Originally posted by arock10
                                      We don't have the best, we have the most expensive
                                      Who has better?

                                        Comment

                                        • arock10
                                          Confirmed User
                                          • Jan 2006
                                          • 6217
                                          #11
                                          Another good one

                                          http://www.bloomberg.com/visual-data...care-countries
                                          Sup

                                            Comment

                                            • The Heron
                                              Confirmed User
                                              • Apr 2001
                                              • 4496
                                              #12
                                              Originally posted by Quine
                                              I have bleeding disorder (genetic) called hemophilia. My blood doesn't contain clotting factor so my bleeding can't stop. For example, if I pull out a tooth, I'll bleed until I die. I've been looking at the link you provided and it says HEMOFIL M: 250iu, 1 day supply costs 287$. I use around 20 000iu monthly, that's probably more than 20 000$ monthly, I live in a country with socialized medicine.
                                              Interesting thing is, the patients in USA have better care than most people in the world, how's that possible?
                                              My GF is a pharmacist and helped setup a Hemophilia clinic, the pricing and billing for that is crazy complicated in the usa. And then they end up with actual physical checks for 100k+ just sitting on a desk because the hospital and insurance companies are too stupid to do electronic payments. It's all insane when you are dealing with such expensive drugs.

                                                Comment

                                                • Quine
                                                  Confirmed User
                                                  • Jan 2013
                                                  • 308
                                                  #13
                                                  Originally posted by The Heron
                                                  My GF is a pharmacist and helped setup a Hemophilia clinic, the pricing and billing for that is crazy complicated in the usa. And then they end up with actual physical checks for 100k+ just sitting on a desk because the hospital and insurance companies are too stupid to do electronic payments. It's all insane when you are dealing with such expensive drugs.
                                                  Yeah, genetic disorders like hemophilia are a strong argument against privatization of medicine (although, I think USA is mixed -> state has a great influence) because why would a private insurance accept someone who will for sure cost them couple of million $. I read somewhere a story about a guy from USA with severe hemophilia reaching his 18th birthday without any joint injury. That is really something amazing and I doubt even richest countries with fully socialized medicine achieved that. I have one knee and elbow damaged. Maybe charities help in USA.
                                                  -I can't quantify my hatred of the State. Preferences are ordinal.

                                                  -The absolute ruler may be a Nero, but he is sometimes Titus or Marcus Aurelius; the people is often Nero, and never Marcus Aurelius.

                                                    Comment

                                                    • AmeliaG
                                                      Too lazy to set a custom title
                                                      • Jan 2003
                                                      • 10679
                                                      #14
                                                      The reason doctors charge more for patients with insurance is that it costs doctors a lot to file all that paperwork to try to get money out of your insurance company. They often get paid way after they take care of you.

                                                      With cash patients, the doctor has much lower administrative costs and gets the money immediately. (Time value of money <-- look it up)

                                                      Patients with insurance do NOT subsidize cash patients. Patients with insurance subsidize wealthy insurers.
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