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My experience with more payment options:
With only cc and 1 billing, all people who want to join, click that.
With more options, people spread their clicks and some options convert worse than the main one. Actually all of them. Those people don't go back and choose the main option then, they just leave. Less sales.
At least thats what I have seen, easy join page with no options to choose from made more sales for me.
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