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Nice group of suggestions so far .. here are some merchant account parameters I'll throw in for educational purposes.
If you are US based:
PRODUCT SALES (including toys, vids etc) you can get a very low discount rate account with minimal trouble. The main thing they will look at are credit ratings.
LIVE CAMS/audio/video text or streaming you are limited to about 2 banks. One has a minimum volume limitation of 100k
NO live cams/audio/video text or streaming and volumes less than 50k you have another bank option available.
NON US based:
If you have under 40k in monthly volume you are limited for direct account options. Be prepared to offer 6 months past trans history that includes chargeback numbers. They'll judge on that as well as company history and stability.
If you have over 40K in monthly volume your bank options expand dramatically and the higher the volume the more thats evident. You can usually choose from several different countries/jurisdictions with discount rates normally starting in the 5%'s and going up depending on the specifics of your company.
There are even 'no reserve' options for adult membership sites out there ;)
Now if you happen to run gambling or pharmacutical sites you REALLY should contact me as I have some excellent solutions available for you too! *smile*
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If at first you do succeed - try to hide your astonishment.
HR merchant accounts from 3.45%
solid biz since 98
victoriakozub AT gmail.com
skype: victoria.kozub | ICQ: 74296746
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