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You people give most crackers waaay too much credit. Most simply download a simple brute forcing program, a proxy list and (un/pw) dictionary lists, and they're all set to go. Cracking can be done without knowing anything about computers.
Of course, the username/password dictionaries were gathered by others, from other sites, often years ago, but since people are predictable, combo's work again and again and again. (qwerty:asdfgh, james:bond, username:password, etc.)
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