I have read something about this.... The reason why Visa/MC do not want smartcards in the USA... Can not remember why.... I think it has to do with it could put'm out of business.... And also the US Gvt... or the IRS because people could put millions on one and walk out of the country, in there shirt pocket.... Now, if you want to take $10,000 cash out you have to tell them.... Also some years ago.....The IRS has to ok you for a pass port....hehehe bet most of you didn't know that...