It would be nice if the banks handled e-commerce chargebacks with an e-commerce mentality, and at the very least had the customer initiate the complaint from the web - in which case simple IP matching would emlimiate the dumber crooks from the problem.
In Canada there is companies that report Credit ratings to Lenders, and receive credit history from Lender and Vendors alike, they also if I am not mistaken act as a collection agency.
I am sure if people started getting refused for car loans and being hounded by lowlife collection agencies the majority of them would put a stop to chargebacks.
Porn needs to have a watchdog organization that is forward thinking, hiring some really good planners, technologists, and business people that act on our behalf to FORSEE things like this and to explore technology, and fight with the combined might of all Pornographers unlawful practices like the ones VISA is trying to implement.
www.globaladult.org for example
My
