Originally Posted by rowan

It would have to be a BIG payout to make any significant amount of money... even $10k @5% p/a (which is unlikely) for a day is only $1.37 in interest

I think you might be on the right track though. Consider this:

a) checks take time to mail. the funds come from an account which doesn't necessarily need to have the sum total of all payouts available on day 1. If they're cheeky they could even come up with some sort of algorithm that forecasts when each affiliate is likely to bank them and periodically top up the account to cover that (and then some), earning interest elsewhere in the meantime.

BUT...

b) epass payments need the total of all affiliate payouts as 100% cleared funds prior to transferring the payments out to affiliates. The total needs to be there on day minus 2 (or however long a wire takes).


I'd be interested to hear what epass charges for loading and paying from business accounts...