Okay, let's look at this. If someone walks into a store and commits the act of shoplifting and gets caught doing it, that store is most certainly allowed to post all the thief's information in several locations where store employees can see it. In the case of one local store, they post it where other customers can see it! Why shouldn't paysite owners/online merchants be allowed to do essentially the same thing?!?
I've said it before and I'll say it again... all this chargeback shiznit is nothing more than internet shoplifting which is being aided and abetted by the CC companies. As business owners, there HAS to be some avenue by which adult website owners can protect themselves!
The reality is that the CC companies don't care about the merchants... they're more concerned with bending over backwards to keep the CC holders happy, even if it means allowing someone to blatantly take whatever services or products the merchant is offering, use them until their wives catch on, and then screw the merchant out of their money. That's as ridiculous as going to McDonald's, ordering and eating a burger, and then saying, "I ate that and it tasted good, but my wife found out I blew my diet by eating it so I want my money back." I'd laugh if it weren't so sad.
Just my

... your mileage may vary.