1) at gas stations or anywhere else you use your debit card, always put your hand over the digits.... without those 4 numbers, your card is useless to theives
2) DONT shop at little shitty online stores..... they store your credit card, and they dont have a secure server ... so its easily hackable...
3) try to avoid spam phishing mails from paypal, those are a KILLER... if they get all that information, they can have your bank login and password...to transfer funds out to other accounts across europe... + they can use your SSN to do anything with..
and last of all, make shure you scan your computer weekly for spyware and botnets........

now you dont have to be paranoid