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VISA and MC are only making it worse for themselves. I understand they have to protect their business but the problem is that they are doing at our expense. There are many alternative methods they can use to filter out the bad companies but they choose to take this path for a reason, a reason that is probably unknown to any of us. I believe that alternative payment methods are going to reduce their overall market share in online payments and they are aware of this. Look to ATM billing to become a more widely accepted form of payment. It doesn't require a major card company, lower fees and most importantly a pin code to verify the user to prevent the fraud.
BTW, Netbilling is a good company and I've never heard Mitch bad mouth anyone on the boards. Which is more than I can say for some 3rd party billers that hold your whole fucking month of processing and don't even tell you that you're going to get it back starting in 3 months. Then it will be broken down into small payments over a 12 month period in the form of an IOU. Now that's FUCKED up. I don't understand the nerve of some companies that conduct business like this and then post on the board and tell their existing clients to stay with them or they'll never work with them again. That's BULLSHIT!
If you can do it and you're not already on TMF, go to NetBilling and get your own account. Just make sure you keep up that customer service or you're fucked.
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