Some of us simply hate to cook. I hate cooking and I hate doing dishes, and I dont have kids or a wife I can pawn that task off on or things might be different.
I almost never eat at home and spend several hundred dollars a month at resturants. I almost never go to Applebees or similar chains. I have a few family owned places that I like (mostly because they use real food, i.e. organically grown eggs, etc) and I make regular runs to them. Chain food sucks, costs more and supports things I dont want to be supporting.
Of course, this does have alot to do with the fact that I am rarely at home when its time to eat.
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