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Most designers on here don't use usage rights, or probably even contracts for that matter, but legally the answer to you question is yes, the designer owns all rights to all works, unless full usage rights are granted to you by them in writing.
I don't do much new client work anymore (actually, none), but in the past I would charge according to the usage of the design. If it's just for a Brochure it would be x amount of dollars, if later they wanted to use it for Hats & T-shirts, they would have to pay me more, etc, etc... or if they opt for full usage rights (which most would) I charge them the full price, provide them with camera ready art and/or the digital file depending on how the artwork was created (by hand or by computer), and they can do whatever the heck they want with it. But, it's all in the contract, under Usage Rights.
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