Does your US bank charge you for INCOMING wires?

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  • DWB
    Registered User
    • Jul 2003
    • 31779

    #1

    Does your US bank charge you for INCOMING wires?

    I've been getting wires and just found out today that my bank started charging for wires 6 months back without notice. $28 per wire for incoming... plus whatever the sending company charges. Fuckers.

  • Tony Montana
    Confirmed User
    • Jan 2005
    • 794

    #2
    your getting screwed
    I am a marketing Genius.

    Comment

    • Jensen
      Confirmed User
      • Apr 2001
      • 3790

      #3
      charges depends on the type of wire.. the sender can select between:
      SHA - they pay their fee you pay your fee
      OUR - they pay all fees
      BEN - you pay all fees

      Comment

      • AlienQ - BANNED FOR LIFE
        best designer on GFY
        • Mar 2003
        • 30307

        #4
        Banks charge you for anything these days. Where you been?

        Comment

        • sweetME
          Confirmed User
          • Nov 2004
          • 3162

          #5
          Nope, not after the first time when I called and yelled at the manager for doing that. He reversed the charge and I never saw that again.


          Email: questions @ Prodinix.com | Site: Prodinix.com

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          • BVF
            Black Vagina Finder
            • Jan 2002
            • 13975

            #6
            phew! that's some bullshit. Personally, I think wires should be free to both send and receive.

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            • sharpx9
              Registered User
              • Sep 2004
              • 2085

              #7
              You shouldn't..

              Comment

              • Mutt
                Too lazy to set a custom title
                • Sep 2002
                • 34431

                #8
                hate banks - nickel and dimed for everything including wires. i just want checks, cuz Paypal also do the same. Western Union ever worse.
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                • abadfish
                  Confirmed User
                  • Jul 2003
                  • 1482

                  #9
                  Bank of America charges me $10.00 for each incoming ccbill wire. I hate it but when can I do...
                  Reanna Mae

                  Comment

                  • xfalmp
                    Confirmed User
                    • Aug 2002
                    • 1474

                    #10
                    Yes, they do. They charge for send/receive wires and to cash my checks. Bastards.

                    Trust the "WOW" effect.

                    Comment

                    • Dynamix
                      G F Y not
                      • Jan 2004
                      • 2910

                      #11
                      USBank charges me around $7 per incoming domestic, $14 for incoming int'l.

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                      • DWB
                        Registered User
                        • Jul 2003
                        • 31779

                        #12
                        My bank didn't do that until 6 months ago... I'm very pissed about this. CCbill charges $15, then my bank another $28, that's $43 per wire. In the grand scheme of things that nothing but it's the principle.

                        *** Breaking news on CNN... Deranged pornographer drives car through bank and runs over manager 28 times.

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                        • sweetME
                          Confirmed User
                          • Nov 2004
                          • 3162

                          #13
                          Put them under check, take control. Call the bustards and have them waive the fees, they will.


                          Email: questions @ Prodinix.com | Site: Prodinix.com

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                          • DWB
                            Registered User
                            • Jul 2003
                            • 31779

                            #14
                            Originally posted by Dynamix
                            USBank charges me around $7 per incoming domestic, $14 for incoming int'l.
                            That is reasonable.

                            Comment

                            • DWB
                              Registered User
                              • Jul 2003
                              • 31779

                              #15
                              Originally posted by sweetME
                              Put them under check, take control. Call the bustards and have them waive the fees, they will.
                              You know I used to do checks but I travel so much now it's just impossible for me to get them deposited in any decent amount of time and I don't like other people to handle that sort of thing.

                              What I did do was call ccbill and change my payouts to Bi-Weekly instead of weekly.

                              Comment

                              • Jensen
                                Confirmed User
                                • Apr 2001
                                • 3790

                                #16
                                ccbill charges me $30 and my bank $20 .. I'm not complaining.. wires are so much easier than anything else.. checks belonges to the past.. this is 2005 folks..

                                Comment

                                • TheMob
                                  Confirmed User
                                  • Jan 2003
                                  • 8584

                                  #17
                                  american banking sucks donkey ears

                                  Comment

                                  • Veterans Day
                                    Confirmed User
                                    • Jul 2003
                                    • 8403

                                    #18
                                    10 bucks, whats the big deal. Ya get a 5-10k wire the money is available immediately, cheap fucks all of ya
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                                    • Dynamix
                                      G F Y not
                                      • Jan 2004
                                      • 2910

                                      #19
                                      Originally posted by DirtyWhiteBoy
                                      You know I used to do checks but I travel so much now it's just impossible for me to get them deposited in any decent amount of time and I don't like other people to handle that sort of thing.

                                      What I did do was call ccbill and change my payouts to Bi-Weekly instead of weekly.
                                      She means call your bank and demand they waive the transfer fee. They won't want to lose your business.

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                                      • jacked
                                        sperm tail
                                        • May 2004
                                        • 11019

                                        #20
                                        commerce bank charges me $25 per incoming wire fucking BULLSHIT i called and complained and they said they'res nothing they can do about it

                                        got hit 4 times before i realized what the fuck was going on
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                                        • pornguy
                                          Too lazy to set a custom title
                                          • Mar 2003
                                          • 62910

                                          #21
                                          My Credit union does not charge to to recieve them, and an outgoing wire in the US is 10$ if the wire goes international. it is 20$
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                                          • DWB
                                            Registered User
                                            • Jul 2003
                                            • 31779

                                            #22
                                            Originally posted by Veterans Day
                                            10 bucks, whats the big deal. Ya get a 5-10k wire the money is available immediately, cheap fucks all of ya
                                            lol. It's more the principle than anything. I have gone all this time with no fees and then without any notice they start charging. That just pisses me off. Yea, it's peanuts but it adds up over the year to over $2000.

                                            Another tax write off sure, but a letter would of been nice... "Dear DWB, we regret to inform you that all incoming domestic wires will now be charged a fee of $28 USD. Thank you for banking with us."

                                            It's called good business practice to not drop shit like that on your customers without notice. I don't like hidden fees and silent rate changes.

                                            OK... I feel better now. Venting feels good.

                                            Comment

                                            • Inde
                                              Confirmed User
                                              • Jun 2002
                                              • 983

                                              #23
                                              I pay $10 for incoming, both domestic and international... $28 is outrageous

                                              Comment

                                              • tungsten
                                                Too lazy to set a custom title
                                                • Mar 2004
                                                • 10579

                                                #24
                                                im being charged $15 for international wires only, domestic are free
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                                                • dirtydesignz
                                                  Confirmed User
                                                  • Apr 2003
                                                  • 1815

                                                  #25
                                                  Originally posted by DirtyWhiteBoy
                                                  I've been getting wires and just found out today that my bank started charging for wires 6 months back without notice. $28 per wire for incoming... plus whatever the sending company charges. Fuckers.
                                                  Ours only charges for out going wires. When we banked with Well Fargo a few years ago, they charged for incoming wires, that is what led us to another bank
                                                  LIZZIE

                                                  Comment

                                                  • D Flower
                                                    Confirmed User
                                                    • Dec 2004
                                                    • 352

                                                    #26
                                                    Originally posted by tungsten
                                                    im being charged $15 for international wires only, domestic are free
                                                    That's way better than my bank. Who do you use if I may ask? I might seriously think about switching over as I HATE paying so much in fees. I know it may not be much in the overall scheme of things, but it's the principle of it. Banks....aaarrggghhh!!!!
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                                                    • myjah
                                                      Back in the harbor
                                                      • Sep 2003
                                                      • 11482

                                                      #27
                                                      My bank charges $12 per incoming wire. I think it's total bullshit.
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                                                      • FuckFind
                                                        Confirmed User
                                                        • Feb 2003
                                                        • 1188

                                                        #28
                                                        I THINK mine fluctuates by the amount of the wire, but not sure, last surcharge was $12.00.

                                                        *shrug*

                                                        FF

                                                        Comment

                                                        • pornRefinery
                                                          Confirmed User
                                                          • Jan 2005
                                                          • 384

                                                          #29
                                                          Bank of America doesn't charge me for many things.. Not even international incoming wires. I do pay for outgoings.

                                                          Comment

                                                          • rowan
                                                            Too lazy to set a custom title
                                                            • Mar 2002
                                                            • 17393

                                                            #30
                                                            I'm not in the US, but when I receive wires my bank actually mails me notification, so I can see exactly who it's from, what the conversion rate was, and what their fee is ($AUD8/$USD6.20 at the moment)

                                                            At first it was annoying to receive a bit of paper every week but it's actually quite handy to file it away and be able to refer back to it later. Perhaps your bank can do something similar? Then again knowing banks they'd probably charge you extra for it.

                                                            Comment

                                                            • seven
                                                              Confirmed User
                                                              • Apr 2002
                                                              • 2697

                                                              #31
                                                              could depend on what kinda account you signed up with for example some banks will not charge you fees for wiring if you keep minimum balance of 5k-25k etc. whereas they have no strings attached accounts where they'll charge all kinda fees. call and ask your bank to get all details. If you have a good balance chances are banks will desparately want to keep your business and waive many fees.
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                                                              • calmlikeabomb
                                                                Confirmed User
                                                                • May 2004
                                                                • 1323

                                                                #32
                                                                Originally posted by rowan
                                                                I'm not in the US, but when I receive wires my bank actually mails me notification, so I can see exactly who it's from, what the conversion rate was, and what their fee is ($AUD8/$USD6.20 at the moment)

                                                                At first it was annoying to receive a bit of paper every week but it's actually quite handy to file it away and be able to refer back to it later. Perhaps your bank can do something similar? Then again knowing banks they'd probably charge you extra for it.
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                                                                • infectd
                                                                  Confirmed User
                                                                  • Dec 2002
                                                                  • 1122

                                                                  #33
                                                                  not here

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