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It is rare for me to add to a thread like this but I will. We have 10 years of processing on our own merchant account and this has been a bad week cross the board, today being a real bummer.
I agree with Will that trends cycle up and down and I also agree that we had normal sales on 9/11/2001. It is odd when so many people see a dip at the same time.
We are seeing excellent, high traffic and much lower than normal closing rates. Declines are not any higher than average so procssing is not the issue.
Sales do cycle and might shift around to different programs unless there are Internet problems. I have no explanation that makes any sense for this particular cycle but unless men have stopped masterbating things will cycle back.
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