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I'm almost certain its Paycom/CCBill scrub fucking everyone. Sales have been very erratic this month. Somebody is probably doing a bunch of fraud and they are scrub fucking everyone to bring down the average chargeback ratios. Its a few bad apples fucking everyone. Paycom/CCbill use a lot of the same scrubbing stuff so I think its time to look for a true alternate biller to put in the cascade.
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