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Originally Posted by SmokeyTheBear
didnt i just say that ? i agree with everything you said so perhaps you misunderstood me
my point was.. you can do all this yourself..
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Ok dokie, I guess you were saying that
Anything can be taken off your reports if you just put a little work into it. If the creditor can't provide proof that it is your debt, or they made a mistake when listing the debt on your credit reports I.E. amount owed is wrong, different address, etc lots of things, you can get it off.
After my sister filed BK, and it was discharged - Bk's normally stay on your reports for 7-10 years, we got it all off in around 1 year or less if my memory serves me right...
Biggest thing - pay your bills on time and use credit to your advantage.. Between personal and biz credit we have several million in lines to use, but mabey have less then 1 % util.
Peace