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Originally Posted by chadglni
They didn't repair it for free, they charged a fee but $0.00 went to old debts. Just one of the things they did was dispute everything on his record over and over and over. They have so long to respond and if they miss the deadline it has to be taken off legally. I'm not sure but I also think they time these disputes with all of their other clients to overwhelm the collectors, that way each time they do it some get missed. 
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ahh i see . ok yes this can be done , but with some debts it doesnt matter how many appeals you file , your screwed , an even some really small companies will never report the debt to a collector so it just stays on there forever ( or until you pay them directly dollar for dollar

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I just meant 99% of "credit repair" places are just people who call your debtors on your behalf and work out a payment schedule for you , and take a cut for doing it..
Like you have probably seen the ads on t.v. " just make one monthly payment , no more headaches , no more hassles lol "