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Originally Posted by Fizzgig
Bad luck can happen to anyone, no matter how smart or hardworking. Being smart can help minimize the damage though, and working hard can help you recover more quickly. 
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Funny, I've had this happen to me first-hand. If you put things like that, sure, I guess you can run into a streak of bad luck every now and then, coincidences do happen. However, my statement was more in relation to the myth of luck being base for success. It's been said by others in this thread, smart people create their own luck, they don't wait for it to happen.