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no offense to those in here with some knowledge, but it is common practive for a bank to lose the money in fraud transaction
My wife had her credit cards stolen a while back and someone charged almost $1000 on it before we even got the phone. We went in and I had a nice chat with the bank, she informed me that banks always lose money in fraud cases, she said that my wife would get her money back and it would be coming out of the banks funds. It was up to the bank to find the bitch that stole the credit cards and get the money back from her
This was verified when we caught the lady, the police file the arrest report and it was charged as a case between the bank and the theif, not the thief and my wife
banks ALWAYS eat fraud charges
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