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Whoa people... get a clue please. This is common practice for a biller/processor to reverse the charge in your account when it's fraudulent. It's called a chargeback - and saying that Epass should get a verification system in place if quite funny when they probably have the best one in the industry.
By accepting any kind of payments from an IPSP, your own merchant account, Paypal, Epass, etc... you expose yourself to chargebacks. This is knowed and it happens all the time. Just writte it off, like every paysite owners do with the chargebacks as well... this ain't different.
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