Does your bank offer sending wires through online banking?

Collapse
X
Collapse
 
  • Page of 1
  • Time
  • Show
Clear All
new posts
Previous template Next
  • Brown Bear
    Confirmed User
    • May 2002
    • 4982
    #1

    Does your bank offer sending wires through online banking?

    For me to send a wire transfer, I have to go into a bank branch and fill out some form with all the wire transfer info. It would be much better if I could just do it in the online banking.

    Does your bank allow you to send wires through their online banking? If "yes", then what bank do you use?
    Surrender all your independent thinking and Click Here for re-programming.
    Tags: None
    • Theo
      HAL 9000
      • May 2001
      • 34515
      #2
      most banks offer online banking, if you do frequently such transactions you should switch bank for sure. Online banking for a webmaster is a must.

        Comment

        • WiredGuy
          Pounding Googlebot
          • Aug 2002
          • 34516
          #3
          I would rather this kind of transaction be done at a branch where a signature is required. Would make me feel better that a username/password compromise won't mean my entire bank account will be flushed within seconds through a wire to some offshore bank.

          WG
          I play with Google.

            Comment

            • Magg
              Confirmed User
              • Feb 2004
              • 4467
              #4
              I WISH.

              What bank do yall use that allows it?

                Comment

                • Brown Bear
                  Confirmed User
                  • May 2002
                  • 4982
                  #5
                  Originally posted by Soul_Rebel
                  most banks offer online banking, if you do frequently such transactions you should switch bank for sure. Online banking for a webmaster is a must.
                  My bank offers online banking

                  It doesn't offer sending wires from online banking
                  Surrender all your independent thinking and Click Here for re-programming.

                    Comment

                    • Brown Bear
                      Confirmed User
                      • May 2002
                      • 4982
                      #6
                      Originally posted by WiredGuy
                      I would rather this kind of transaction be done at a branch where a signature is required. Would make me feel better that a username/password compromise won't mean my entire bank account will be flushed within seconds through a wire to some offshore bank.

                      WG
                      I know what you mean, offering wire transfers from online banking is a serious security risk if your user/pass ever gets hacked.

                      But still...
                      Surrender all your independent thinking and Click Here for re-programming.

                        Comment

                        • WiredGuy
                          Pounding Googlebot
                          • Aug 2002
                          • 34516
                          #7
                          Originally posted by Brown Bear
                          I know what you mean, offering wire transfers from online banking is a serious security risk if your user/pass ever gets hacked.

                          But still...
                          If my bank did offer such a service, I'd insist that wires be disabled or I'd close online banking with them. The convenience is not worth the security risk in my opinion.

                          WG
                          I play with Google.

                            Comment

                            • Top Jimmy
                              Confirmed User
                              • Dec 2004
                              • 2513
                              #8
                              Originally posted by Brown Bear
                              For me to send a wire transfer, I have to go into a bank branch and fill out some form with all the wire transfer info. It would be much better if I could just do it in the online banking.

                              Does your bank allow you to send wires through their online banking? If "yes", then what bank do you use?

                              Where do you live? Most allow you to sign an auth then be able to wire via fax. Not online but at least you can do it from home. Bank of America, and Bank one do this for sure. Chase Manhattan does too.

                              Don't reply. Let it die.

                                Comment

                                • sean416
                                  Confirmed User
                                  • Feb 2004
                                  • 3633
                                  #9
                                  Originally posted by WiredGuy
                                  If my bank did offer such a service, I'd insist that wires be disabled or I'd close online banking with them. The convenience is not worth the security risk in my opinion.

                                  WG
                                  I assume you dont have a debit card then?

                                  I have online wire transfers with my account, but I just have a $1000 limit. Enough to make me feel safe and its convenient.

                                  ServerProvider.com

                                    Comment

                                    • Theo
                                      HAL 9000
                                      • May 2001
                                      • 34515
                                      #10
                                      you can take many measurements to minimize risk.

                                      You can define which outgoing wires you want to be allowed. For example, you can have pre-approved orders for companies you are doing frequently business. You can have phone authorization for amounts higher than X and finally banks with online banking usually offer a USB keypad so you wont enter the typical user/pass, but proceed through a system with dynamic passwords.
                                      Last edited by Theo; 12-15-2004, 03:01 PM.

                                        Comment

                                        • Marcus Aurelius
                                          No Refunds Issued.
                                          • Apr 2003
                                          • 14809
                                          #11
                                          Originally posted by WiredGuy
                                          I would rather this kind of transaction be done at a branch where a signature is required. Would make me feel better that a username/password compromise won't mean my entire bank account will be flushed within seconds through a wire to some offshore bank.

                                          WG
                                          Exactly. some things are worth walking into the bank for.

                                            Comment

                                            • pradaboy
                                              sell me your banners
                                              • Dec 2003
                                              • 12931
                                              #12
                                              ya it does, here in NL we have these neat e.verifiers to do all ht eonline banking... not foolproof but good enough to keep the hackers out

                                              I can't imagine walking to the bank for all the wires I do
                                              Media Buyer - Sell me your traffic!
                                              FREE to register domains...
                                              Better than 99% of the crap sold here!

                                                Comment

                                                • solonline
                                                  Confirmed User
                                                  • Jan 2003
                                                  • 718
                                                  #13
                                                  with our current US based account, we cant run wires without a branch visit, which is a major pain in the ass sometimes. With our Eu banks we can do this either online at worst with a fax and copy of ID.

                                                    Comment

                                                    • ItBurnsWhenIpee
                                                      Confirmed User
                                                      • Jan 2003
                                                      • 1288
                                                      #14
                                                      I have to go into the bank to do wire transfers too, but even worse, I always get the same teller and he always asks me what kind of business I do and what it's like. Fucking annoying.

                                                        Comment

                                                        • Sosa
                                                          In Tushy Land
                                                          • Oct 2002
                                                          • 40149
                                                          #15
                                                          Originally posted by ItBurnsWhenIpee
                                                          I have to go into the bank to do wire transfers too, but even worse, I always get the same teller and he always asks me what kind of business I do and what it's like. Fucking annoying.

                                                          About the same for me... I have switched banks once already. I like to go inside to make deposits etc but lately have been going through the drive through so I can get some different people.

                                                            Comment

                                                            • BV
                                                              wtf
                                                              • Sep 2001
                                                              • 10914
                                                              #16
                                                              I've been looking for this too and I just found out that Bank of America offers this feature in their online banking. However they limit it to a few thousand dollars max.

                                                              Probably for what reason WiredGuy fears will not happen. (so your acct doesen't get drained in one shot)

                                                                Comment

                                                                • Anothers
                                                                  Confirmed User
                                                                  • Nov 2001
                                                                  • 219
                                                                  #17
                                                                  Originally posted by WiredGuy
                                                                  I would rather this kind of transaction be done at a branch where a signature is required. Would make me feel better that a username/password compromise won't mean my entire bank account will be flushed within seconds through a wire to some offshore bank.

                                                                  WG
                                                                  user/pass it's not the only protection of online bank accounts

                                                                  usually with user/pass you can only check your account and sometimes (not always) send wire to previously defined bank account

                                                                  usually for wires (or other transactions) you have additional protection

                                                                  and trust me banks are very seriuos about online banking (because it gives them more money - they don't need so much employers) and they will protect you even more than normal

                                                                    Comment

                                                                    • ztik
                                                                      Confirmed User
                                                                      • Aug 2001
                                                                      • 5196
                                                                      #18
                                                                      Wells fargo offers it through their commercial banking plan. I think there is a limit on account balances in order to be considered for comercial banking though? They also don't charge any fee's to send wires or for any of the services.
                                                                      .

                                                                        Comment

                                                                        Previous template Next
                                                                        Working...